Chip Card Technology Merges with Acrylic Fingernails

July 28, 2016, Written By Bill Hardekopf
Chip Card Technology Merges with Acrylic Fingernails

Researchers in the United Kingdom are testing ways to incorporate chip card technology into acrylic fingernails. The concept is that a woman could could simply tap her finger when getting onto a bus or train, rather than swiping a metro card.

The concept originated when British jewelry designer Lucie Davis pulled an RFID chip from an Oyster prepaid card, commonly used for public transportation in the UK. The chip was embedded into an acrylic fingernail, which could be attached to a woman’s hand at any time. The woman would never have to worry about forgetting her metro card because she would always have it with her on her nail.

It’s not likely that such technology would ever make it to market, simply because it is unreliable. Fingernails grow out, break, and fall off, and the last thing any woman wants is to be stranded in a city just because she broke a nail. In addition, the Transport of London has a rule stating that no one can tamper with the RFID chip on an Oyster card. The UK is working on converting its cards to contactless payment chips instead of the RFID chips, which would provide a little more lenience on this.

Will there be nail salons at public transit stations in the near future? Probably not. But it is still interesting to see how far chip card technology could take us in the future.

The information contained within this article was accurate as of July 28, 2016. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.

About Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
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