Chase to Transition Customers to Contactless Visa Cards

Chase to Transition Customers to Contactless Visa Cards

November 15, 2018         Written By John H. Oldshue

In December, Chase will begin transitioning millions of cardholders to contactless Visa credit cards. Customers will receive the new cards as their renewals come available, completing the credit card transition in the first half of 2019. Debit cards will be converted in the second half of next year.

Contactless credit cards work like mobile wallets. Users can simply tap their card onto a card reader to make a payment, as long as the reader is contactless compatible. Most chip-enabled card readers are contactless as well, but you can tell by the Contactless Symbol (four curves in increasing sizes, similar to a volume symbol).

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Contactless cards will work on non-contactless readers. They can be inserted or swiped like traditional payment cards. Contactless transactions are encrypted with Visa’s tokenization security, just like chip payments.

Chase has a transition schedule posted in the contactless FAQ section, so users can see when they may expect a new card in the mail. Some of the first cards to receive the tap-and-pay function include the Chase Freedom Unlimited, Starbucks Rewards Visa Card, and the suite of United Mileage Plus cards.

Contactless payments are faster than chip payments because the reader does not hold onto the card. Payment data is sent quickly with a tap, which speeds up checkout times.

The information contained within this article was accurate as of November 15, 2018. For up-to-date information on any of the terms, cards or offers mentioned above, visit the issuer's website. Many of the offers on this article are from our affiliate partners, and LowCards.com may be compensated if you take action with any of our affiliate partners.

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About John H. Oldshue

John Oldshue is the creator of LowCards.com. He worked for over 15 years in television and won an Emmy award for his reporting. He covers credit card rate issues for LowCards.com.