Chase Pay Accounts Can Now Be Linked with Samsung Pay

Chase Pay Accounts Can Now Be Linked with Samsung Pay

July 30, 2018         Written By John H. Oldshue

Chase Pay customers can now link their accounts to Samsung Pay. Chase is tapping into the convenience of Samsung’s Magnetic Secure Transmission (MST) technology to give cardholders more places to pay with their mobile wallets.

Users can still earn Chase Ultimate Rewards for eligible cards when they use Samsung Pay at the register. Furthermore, they can earn Samsung Rewards points, which can be used for gift cards, Samsung Products and prize entries.

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As some critics have pointed out, Chase didn’t have much of a choice. The technology used for their mobile wallet quickly became undesirable when Google Pay, Apple Pay and Samsung Pay took off. Samsung Pay was a particularly large threat because their MST technology allows nearly any payment terminal to be mobile payment compatible, including those with magnetic strip readers. Rather than revamping their app entirely, Chase decided to piggy-back on Samsung’s existing technology.

Since you can still earn Chase Ultimate Rewards points if you load a Chase rewards card into your Samsung Pay wallet, why go through the extra hassle of loading the card to Chase Pay and connecting your Chase and Samsung accounts?

There appear to be two small benefits.

Chase will automatically load your cards into Chase Pay when you create an account. This saves you from having to enter the card details manually.

The other potential benefit is that Chase Pay allows you to redeem your rewards at the register. Chase offers a Pay with Points feature, allowing you to use points for purchases in stores. You cannot do that with Samsung Pay. However, you can always convert Chase Ultimate Rewards Points to cash back. The money can be applied as a statement credit, or directly deposited into a checking or savings account. Even if you cannot apply the credit at the register, you can still use the rewards toward your statement balance.

Perhaps the most ironic element of this is that Samsung Pay accepts more Chase cards than Chase Pay. Chase currently lists 32 compatible cards for Samsung Pay, compared to 25 compatible cards for Chase Pay. If your Chase card is not compatible with Chase Pay, you may still be able to add it to a Samsung mobile wallet.

If you have an existing Chase Pay account, linking it to Samsung Pay is a no-brainer. It expands the number of stores you can visit, and allows you to earn Samsung Rewards on top of your Chase rewards. If you currently do not use either wallet, it may be easier to add your Chase cards to a Samsung Pay account, rather than creating two accounts and linking them together.

The information contained within this article was accurate as of July 30, 2018. For up-to-date information on any of the terms, cards or offers mentioned above, visit the issuer's website. Many of the offers on this article are from our affiliate partners, and LowCards.com may be compensated if you take action with any of our affiliate partners.

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About John H. Oldshue

John Oldshue is the creator of LowCards.com. He worked for over 15 years in television and won an Emmy award for his reporting. He covers credit card rate issues for LowCards.com.