How Federal Reserve’s Changes Affect Credit Card Industry

December 18, 2008

Today, the Federal Reserve, the Office of Thrift Supervision, and the National Credit Union Administration passed significant regulations for the cred...
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Fed to Vote on Credit Card Reform

December 15, 2008

This week, credit cardholders could receive two gifts from the Federal Reserve: another rate cut on Tuesday and credit card regulation on Thursday, wh...
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Stretching Your Holiday Budget

December 10, 2008

Many consumers are looking for ways to save money on their holiday shopping this season. Experts suggest that unused gift cards and credit card reward...
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Changes Taking Place with Balance Transfer Credit Cards

December 3, 2008

Holiday shopping and New Year’s resolutions typically generate an increased interest in balance transfers for credit cards. This year, many consumer...
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Nearly 10 Million Citi Customers Could See Rates Increase

November 17, 2008

Just in time for the holiday shopping season, Citigroup has announced that it is raising interest rates for some of its credit card accounts. Nearly 2...
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New Fed Survey Confirms Tightening Credit Card Practices

November 12, 2008

A new Federal Reserve Survey shows that it is becoming more difficult for consumers to get credit cards and that banks are lowering credit limits on e...
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Use Gift Cards Immediately to Avoid Problems

November 5, 2008

Gift card sales have boomed as they have become the easy, no-hassle holiday gift. The National Retailers Federation estimates that consumers spent $26...
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How To Plan A Debt Free Christmas

November 3, 2008

While most people have barely had a chance to put the Halloween decorations back in storage, some radio stations are already playing non-stop Christma...
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Financial Relief Available for Active Military Members

October 31, 2008

If you are a military service member called to active duty, the government’s Service Members Civil Relief Act can significantly cut your credit card...
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Economic Crisis Affecting Credit Card Payments

October 21, 2008

Last week, Standard and Poor’s released a new survey that provides a statistical glance at how American households are doing during the current cred...
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