What to do after a rate increase

February 15, 2009

In the past year, credit card issuers have increased rates on many consumers. 11.99%-13.90% is now the range for low advertised rates for many cards. ...
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Senate Tackles Credit Card Reform

February 12, 2009

Yesterday, Senator Chris Dodd (D-CT), Chairman of the Senate Committee on Banking, Housing, and Urban Affairs, re-introduced the Credit Card Accountab...
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Consumers to Lose Access to One Credit Score

February 8, 2009

Credit scores are the only windows that consumers have on how they look to lenders when they apply for a loan and the rates they can reasonably expect...
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FICO Introduces New Credit Scoring System

February 2, 2009

Forget the score of the Super Bowl. Your most important score is your credit score, and one of the most widely used scoring models, FICO, is making ch...
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Credit Card Reward Programs Changing

January 29, 2009

If you plan to use your Citi credit card Thank You points to book a flight for a summer vacation, do it soon because Citi is changing its redemption r...
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Credit Card Reform Bill Introduced into Senate

January 22, 2009

Last week, Senators Charles Schumer and Mark Udall introduced the Credit Cardholders’ Bill of Rights Act of 2009 to the U.S. Senate. The Bill was au...
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Predictions for the Credit Card Industry in 2009

January 8, 2009

2008 was a very turbulent year in the financial industry. Many consumers are wondering what to expect in this new year. Here are some predictions for ...
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The LowCards.com Weekly Credit Card Rate Report 01-06-09

January 6, 2009

The LowCards.com Weekly Credit Card Rate report is based on its Complete Credit Card Index which tracks the advertised rates of 1,260 credit cards in ...
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Paying Off Credit Card Debt

January 5, 2009

Credit card issuers are aggressively increasing credit card rates to make up for revenue lost during the credit crisis and from the regulations of the...
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Dealing with Personal Debt

January 5, 2009

Credit card issuers are aggressively increasing credit card rates make up for revenue lost during the credit crisis and from the regulations of the CA...
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