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LowCards editors offer up-to-the-minute insights into important breaking news stories in the credit card and financial services industry.

January 6, 2021

Think about it. You are a recent college graduate with a new job, but you have nothing other than student loans on your credit report. You don’t...

January 5, 2021

According to a study by the Consumer Financial Protection Bureau, 45 million consumers in the United States have either little or no credit history. I...

January 4, 2021

Have you ever wondered how a prepaid card works? How does the money get onto the card? How do you keep track of your spending or know if your deposit ...

December 30, 2020

You’ve probably experienced something like this in your life. You buy a brand new laptop. It’s all set up and ready to use. You place it o...

December 29, 2020

In October 2015, the fraud liability laws in the United States changed to encourage merchants to switch to EMV chip credit cards. EMV cards are more s...

December 28, 2020

Wells Fargo is one of the most prominent financial institutions in America, and has one of the most interesting histories. It was formed in San Franci...

December 23, 2020

American Express has one of the more prestigious names in the credit card industry. But many people don’t know that it began as a freight forwar...

December 22, 2020

The program started in December 2018. Since its debut, it has helped millions of consumers increase their credit score. Some see substantial increases...

December 21, 2020

Venmo is a peer-to-peer payment platform that PayPal acquired in 2013. Venmo can be used to send money to friends and family members, and it is also a...

December 14, 2020

While people with good or excellent credit can qualify for dozens of credit card offers, those with poor or no credit usually struggle to get approved...

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