Cash Back Credit Cards

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Cash Back Credit Cards

Learn More About Cash Back Credit Cards
These cards offer cash back or cash rebate incentives just for using your card for everyday purchases. Consumers usually need a good to excellent credit rating for approval. Rebates can come in the form of an account credit or a check.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:
Best Card Features:
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    16.24% - 26.24% (Variable)
  • Intro APR:
    0% intro on balance transfers for 15 months; 0% intro on purchases for 15 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% – 25.74% based on your creditworthiness*
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    15.74% - 25.74%* (Variable)
  • Intro APR:
    0% intro APR for 18 months on balance transfers*
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1000 in purchases in the first 90 days of account opening
  • NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    16.24% - 26.24% Variable APR on purchases
  • Intro APR:
    0% Introductory APR for 12 billing cycles on purchases AND for any balance transfers made in the first 60 days
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    16.74% - 25.74% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0 intro for first year; $95 after that
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    16.24% - 26.24% (Variable)
  • Intro APR:
    0% intro on balance transfers for 15 months; 0% intro on purchases for 15 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    26.96% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $39
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% – 25.15%, based on your creditworthiness
  • Earn a $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    15.15% - 25.15% (variable)
  • Intro APR:
    0% APR for 12 months on purchases and balance transfers
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn 2% cash back on every purchase everywhere Mastercard is accepted
  • Earn Cash Rewards every time you use your card – no purchase exceptions
  • Redeem Cash Rewards directly to your PayPal balance at any time – no redemption threshold
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    Variable 22.24%, 26.24% or 29.24% (as of 1/1/2019)
  • Intro APR:
    N/A
  • Annual Fee:
    None
  • Editor Rating :
  • Credit
    Recommended:
    N/A
Best Card Features:
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    26.96% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don’t expire.
  • Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and 1% cash back on all other purchases.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    14.49% - 24.49% Variable APR on purchases
  • Intro APR:
    0% Introductory APR on purchases for your first 9 billing cycles
  • Annual Fee:
    $0.00
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase
  • Build business credit with responsible use
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    25.24% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won’t be held responsible for unauthorized charges.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    20.24%-26.24% Variable
  • Intro APR:
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    17.49%* (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 15.24% – 23.24% variable APR after that
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    15.24% - 23.24% (Variable)
  • Intro APR:
    0% on purchases for 9 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • Earn unlimited 2% cash back for your business on every purchase, everywhere
  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • $0 annual fee for the first year; $95 after that
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    19.24% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0 intro for first year; $95 after that
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit