PayPal Credit

PayPal Credit
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Applying for this card will securely direct you to the issuer's website.
  • Most Attractive : Reusable digital credit line
  • Least Attractive : High Interest Rate
  • Editor Rating :


    • Get No Interest if paid in full in 6 months on every purchase of $99 or more.
    • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. See Terms
    • Get a credit decision in seconds and, if approved, use your PayPal Credit account to shop everywhere PayPal is accepted
    • No card needed. Easily access PayPal Credit right from your PayPal account.
    • *For New Accounts: Variable APR is 26.24%. The APR is accurate as of 3/1/2019 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.

    **Subject to credit approval. See Terms

    The issuer of the PayPal Credit account, Synchrony Bank, does not have a financial relationship with and has not endorsed this content.