The #1 Rated Source for Credit Card Information
Low Cards

OpenSky® Secured Visa® Credit Card

EDITOR RATING

OpenSky® Secured Visa® Credit Card

Recommended For:

cdm-card Bad Credit

Recommended For: Bad Credit

Applying for this card will securely direct you to the issuer's website.

Regular APR
Intro APR:
N/A
APR (Purchases):
17.39% (variable)
APR (Cash Advances):
17.39% (variable)
Fees & Details
Annual Fee:
$35
Grace Period:
25 days
Late Payment Fee:
Up to $38
Over-The-Limit Fee:
N/A
Cash Advance Fee:
$6 or 5% of the amount of each Cash Advance; whichever is greater.
Balance Transfer Fee:
N/A
Foreign Transaction Fee:
3% of each Transaction in U.S. dollars
EMV Compatible:
Yes
Reward Details
Points per Dollar:
N/A
Additional Points:
N/A
Point Details:
N/A
Expiration:
N/A
Yearly Limit:
N/A

More about the OpenSky® Secured Visa® Credit Card

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card.  Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
 

To apply for the OpenSky® Secured Visa® Credit Card, click below to be redirected to the secure application.

 

Frequent Contributor to:

LowCards.com is an independent, for-profit website. LowCards.com participates in a paid affiliate network and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site.

LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.

In some cases, LowCards has partnered with CardRatings for our coverage of credit card products. LowCards and CardRatings may receive a commission from card issuers.