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Merrick Bank Secured Visa® from Merrick Bank

EDITOR RATING

Merrick Bank Secured Visa® from Merrick Bank

Recommended For:

cdm-card Bad Credit

Recommended For: Bad Credit

Applying for this card will securely direct you to the issuer's website.

Regular APR
Intro APR:
N/A
APR (Purchases):
17.45% Variable
APR (Cash Advances):
22.45% Variable
Fees & Details
Annual Fee:
$36 for first year. Billed $3 per month thereafter
Grace Period:
See Terms*
Late Payment Fee:
Up to $40
Over-The-Limit Fee:
N/A
Cash Advance Fee:
4% Min: $10
Balance Transfer Fee:
N/A
Foreign Transaction Fee:
2%
EMV Compatible:
Yes
Reward Details
Points per Dollar:
N/A
Additional Points:
N/A
Point Details:
N/A
Expiration:
N/A
Yearly Limit:
N/A

More about the Merrick Bank Secured Visa® from Merrick Bank

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
 

To apply for the Merrick Bank Secured Visa® from Merrick Bank, click below to be redirected to the secure application.

 

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