Consumers to Lose Access to One Credit Score

Credit scores are the only windows that consumers have on how they look to lenders when they apply for a loan and the rates they can reasonably expect to receive. Unfortunately, one window is about to be closed by Experian on February 13, when it discontinues the distribution of Experian based FICO scores and reports


FICO Introduces New Credit Scoring System

February 2, 2009

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Forget the score of the Super Bowl. Your most important score is your credit score, and one of the most widely used scoring models, FICO, is making ch..

Credit Card Reward Programs Changing

January 29, 2009

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If you plan to use your Citi credit card Thank You points to book a flight for a summer vacation, do it soon because Citi is changing its redemption r..

Credit Card Reform Bill Introduced into Senate

January 22, 2009

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Last week, Senators Charles Schumer and Mark Udall introduced the Credit Cardholders’ Bill of Rights Act of 2009 to the U.S. Senate. The Bill was au..

LowCards mentioned by Kiplinger / Washington Post

January 15, 2009

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Clean Up Your Credit …Today, a score of 740 or 750 will get you an account but might not qualify you for the lowest interest rates, says Bill Hardek..

LowCards.com CEO quoted in The Wall Street Journal

January 11, 2009

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If Your Card Takes a Hit …First, call up your lender and request a higher limit, says Bill Hardekopf of LowCards.com, a site that helps consumers co..

Predictions for the Credit Card Industry in 2009

January 8, 2009

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2008 was a very turbulent year in the financial industry. Many consumers are wondering what to expect in this new year. Here are some predictions for ..

The LowCards.com Weekly Credit Card Rate Report 01-06-09

January 6, 2009

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The LowCards.com Weekly Credit Card Rate report is based on its Complete Credit Card Index which tracks the advertised rates of 1,260 credit cards in ..

The LowCards.com Weekly Credit Card Rate Report 01-06-09

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The LowCards.com Weekly Credit Card Rate report is based on its Complete Credit Card Index which tracks the advertised rates of 1,260 credit cards in ..

Paying Off Credit Card Debt

January 5, 2009

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Credit card issuers are aggressively increasing credit card rates to make up for revenue lost during the credit crisis and from the regulations of the..

Dealing with Personal Debt

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Credit card issuers are aggressively increasing credit card rates make up for revenue lost during the credit crisis and from the regulations of the CA..

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