Best Credit Cards for International Travel

Best Credit Cards for International Travel

April 29, 2019         Written By Bill Hardekopf

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Planning a trip abroad? If so, you may be wondering which credit card is best for international travel. As you look through your wallet, or consider new cards, look for a card that is accepted worldwide and does not charge foreign transaction fees. Here are some of the best credit card options for international travel.

Bank of America® Premium Rewards®

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The Bank of America® Premium Rewards® credit card gives up to $200 in combined airline incidental and TSA Pre✓®/ Global Entry statement credits. Cardholders receive 50,000 bonus points after making at least $3,000 in purchases in the first 90 days of opening an account which is a $500 value. Consumers earn two points for every $1 spent on travel and dining purchases, and an unlimited 1.5 points per $1 spent on all other purchases. There are no foreign transaction fees on this card which can result in significant savings when traveling to another country. There is a $95 annual fee on this card. The card has an 18.24% - 25.24% Variable APR on purchases.

Barclaycard Arrival Plus® World Elite Mastercard®

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The Barclaycard Arrival Plus® World Elite Mastercard® is a great option if you would like to earn miles for travel and are looking for a balance transfer credit card. Currently, Barclaycard is offering new cardholders 0% APR for 12 billing cycles on balance transfers made within the first 45 days of opening the account. While balance transfers will not earn miles, new customers can earn 70,000 bonus miles when they spend $5,000 on purchases within the first three months of opening their account. All purchases earn 2X miles per dollar. Points can be redeemed at any airline, any time, and cardholders get 5% of their miles back whenever they redeem points. Additionally, Barclaycard charges no foreign transaction fees, and the $89 annual fee is waived for the first year. The card has an APR of 18.24%, 22.24% or 25.24% variable based on your creditworthiness.

Capital One® Venture® Rewards Credit Card

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The Capital One® Venture® Rewards card gives cardholders 2X miles on every purchase, every day, and 10X miles when cardholders book hotels through hotels.com/venture. Miles never expire and can be redeemed on any airline or at any hotel. Additionally, while there is a $95 annual fee, it is waived for the first year, and cardholders receive a $100 application fee credit for Global Entry or TSA Pre✓®. New cardholders are also given a tempting bonus. When you spend $3,000 within the first three months of opening your account, you will receive 50,000 miles, which equates to $500 in travel. Additionally, cardholders will not be charged foreign transaction fees. CNBC rated this ‘The Best Travel Card’ in 2018. The card has an APR of 17.99% - 25.24% (Variable).

Citi Premier℠ Card

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Like many cards on the list, the Citi Premier℠ Card gives new cardholders an introductory offer. When new account holders spend $4,000 within the first three months of opening their account, they will earn 50,000 bonus points, which can be redeemed for $625 worth of airfare via the ThankYou Travel Center or $500 in gift cards at thankyou.com. All cardholders earn 3X points on travel and gas station purchases, 2X points on dining and entertainment, and one point for all other purchases. While there is a $95 annual fee, it is waived for the first year, and Citi charges no foreign transaction fees. The card has an APR of 18.24%-26.24% (Variable)

Bank of America® Travel Rewards

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The Bank of America® Travel Rewards credit card is a particularly good option if you are already a Bank of America customer, as you will earn 25%-75% bonus points if you are a Preferred Rewards client. All cardholders earn 1.5 points for every dollar spent, and the card charges no foreign transaction fees, which makes this a good option for those traveling abroad. Points can be redeemed for a statement credit to pay for flights, hotels and other travel purchases, including cruises and baggage fees. New cardholders can enjoy 0% APR for 12 billing cycles on purchases and 25,000 bonus points if they spend $1,000 within the first 90 days of opening their account. 25,000 bonus points equates to a $250 statement credit for travel expenses. The card has an APR of 17.24% - 25.24% Variable APR on purchases

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card offers some impressive rewards for new cardholders. If you spend $4,000 within the first three months of opening your account, you will earn 50,000 bonus points, which equates to $625 towards travel expenses when you book services through Chase Ultimate Rewards®. All cardholders earn 2X points on travel and dining and one point per dollar on all other purchases. While there is a $95 annual fee, it is waived for the first year, and you will not be charged foreign transaction fees.

Wells Fargo Propel American Express® Card

Another card without an annual fee is the Wells Fargo Propel American Express® Card. The card offers 0% APR for 12 months on all purchases and balance transfers made within 120 days. After that, the rate increases to 14.74%-27.24% (Variable), depending on the cardholder’s creditworthiness.  In addition to the low introductory interest rate, new cardholders can also earn 30,000 bonus points, which has a $300 value, when they spend $3,000 in purchases within the first three months. Cardholders earn 3X points for dining, fuel purchases, ride shares, transit purchases and travel, including flights and hotels. All other purchases earn one point.



The information contained within this article was accurate as of April 29, 2019. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


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About Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
View all posts by Bill Hardekopf
Top Features : 2X miles on every purchase; bonus of 50,000 miles once $3,000 is spent in first 3 months
Top Features : 4% cash back on dining & entertainment, 2% at grocery stores; $300 bonus after spending $3000 in first 3 months
Top Features : 1.5 points per $1 spent; no annual fee; 25,000 bonus points after spending $1,000 in first 90 days
Top Features : No annual fee; 3% cash back on dining & entertainment; 2% on groceries; $150 cash bonus after spending $500 in first 3 months
Top Features : 2 points for every $1 spent on travel & dining; 1.5 points per $1 on other purchases; 50,000 bonus points after spending $3,000 in first 90 days
Top Features : 1.5% cash back on all purchases; $150 bonus after spending $500 in first 3 months