Best Credit Card Christmas Promotions of 2019

Best Credit Card Christmas Promotions of 2019

December 2, 2019         Written By Bill Hardekopf

The holidays are just around the corner and shopping will soon be at a fever pitch. For those looking to take advantage of credit card rewards, now is the time to consider the best credit card Christmas promotions.

Below are some of the most compelling credit card promotions on the market. But before you apply for any card, you will want to consider where you spend the most money and what sort of rewards you would be most likely to use. For instance, if you rarely travel, it makes no sense to apply for a card that offers airline rewards.

Capital One® VentureOne® Rewards Credit Card

If you don’t like to pay an annual fee and plan to travel in the new year, the Capital One® VentureOne® Rewards Credit Card is an excellent option. Your holiday expenditures will accrue no interest if you pay them off within a year, and new cardholders enjoy 20,000 bonus miles when they spend $1,000 within the first three months of opening the account, which equates to $200 in travel. Cardholders earn 1.25X miles on every purchase. The points can be used to fly any airline or stay at any hotel. However, if you do not often travel, you would be better off with a cash back card.

Citi® Double Cash Card – 18 month BT offer

The Citi® Double Cash Card – 18 month BT offer is one of the top cash back cards on the market. It gives consumers the chance to earn cash back twice: 1% cash back at the time of purchase and another 1% when payment is made, for a total of up to 2% cash back. In addition, the Double Cash card gives cardholders 18 months of 0% APR introductory financing on balance transfers, with a 3% balance transfer fee. To receive this introductory rate, the balance transfer has to be made within the first four months of being a cardholder. After this promotional period, cardholders will have an interest rate of 13.99% – 23.99% (Variable) on the remaining balance, depending on your creditworthiness. There is no annual fee on this card.

Capital One® Savor® Cash Rewards Credit Card

Everyone loves to eat, especially around the holidays! The Capital One® Savor® Cash Rewards Credit Card is aimed towards foodies who spend a lot on groceries and dining. Cardholders can earn 4% cash back on dining and entertainment, 2% on grocery store purchases, and 1% on all other transactions. New account holders can earn $300 if they spend $3,000 during the first three months of card membership. There is a $95 annual fee, but it is waived during the first year.

The information contained within this article was accurate as of December 2, 2019. For up-to-date information on any of the terms, cards or offers mentioned above, visit the issuer's website. Many of the offers on this article are from our affiliate partners, and LowCards.com may be compensated if you take action with any of our affiliate partners.

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About Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.