Belk Launches New Rewards Credit Card

Belk Launches New Rewards Credit Card

July 18, 2018         Written By Lynn Oldshue

Belk and Synchrony have teamed up to launch a new rewards credit card. The Belk Mastercard builds on the existing rewards system for store cards, but also provides additional points for out-of-store shopping.

There are three tiers for the new Belk co-branded credit card: Belk Rewards, Belk Premier Rewards and Belk Elite Rewards. All of the cards offer receipt-free returns, access to exclusive savings events throughout the year, early access to store promotions, and a conversion rate where 1,000 points equals $10 at Belk.

Featured Fair Credit Card

Top Features: All credit types welcome to apply!

The rewards structure varies by card. Standard Rewards cardholders earn three points per $1 spent at Belk. Premier cardholders earn four points per $1 and Elite members earn five points per $1. All the cards offer two points per $1 spent at grocery stores and gas stations, along with one point per $1 for all other transactions.

The tiers are based on annual spending. According to the terms and conditions for Belk Rewards, a customer must spend at least $600 at Belk each year to qualify for Premier status. To reach the Elite tier, a user must spend $1,500 a year at Belk. Once a person qualifies for an upgrade, the new status will be effective during the next billing cycle. If consumers do not maintain eligibility during a calendar year, they will be demoted to the tier below.

Applications are available online. Approved applicants will receive 20% off their purchases for the first day, along with $10 in Belk Rewards Dollars if they make their first purchase that day.

The information contained within this article was accurate as of July 18, 2018. For up-to-date information on any of the terms, cards or offers mentioned above, visit the issuer's website. Many of the offers on this article are from our affiliate partners, and LowCards.com may be compensated if you take action with any of our affiliate partners.

Review LowCards.com Editor’s Top Cards!

2020 Top Credit Cards by Category
Featured Fair Credit Card
Reflex Mastercard® Credit Card
EDITOR RATING
Featured Fair Credit Card
Reflex Mastercard® Credit Card

Applying for this card will securely direct you to the issuer's website.

Top Features: All credit types welcome to apply!

Featured Low Interest Card
ABOC Platinum Rewards Mastercard®
EDITOR RATING
Featured Low Interest Card
ABOC Platinum Rewards Mastercard®

Applying for this card will securely direct you to the issuer's website.

Top Features: No annual fee; $150 statement credit after spending $1,200 in first 90 days; 0% on Purchases for 12 months

Featured Bad Credit Card
First Digital NextGen Mastercard® Credit Card
EDITOR RATING
Featured Bad Credit Card
First Digital NextGen Mastercard® Credit Card

Applying for this card will securely direct you to the issuer's website.

Top Features: Reports to all three credit bureaus, perfect credit not required for approval

Featured Good Credit Card
Petal® Visa® Credit Card
EDITOR RATING
Featured Good Credit Card
Petal® Visa® Credit Card

Applying for this card will securely direct you to the issuer's website.

Top Features: No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee


lynn-oldshue

About Lynn Oldshue

Lynn Oldshue has written personal finance stories for LowCards.com for twelve years. She majored in public relations at Mississippi State University.