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All posts by Justin Hefner

Justin Hefner is in the education field and has written about a number of financial issues. He holds a Bachelor of Arts degree from Texas Tech University and a Masters in Education from Texas State University.

February 16, 2020

Every year Americans make New Year’s resolutions and every year many Americans give up on their resolutions by the end of January. One of the ma...

November 30, 2015

A great way to ring in 2016 is to have stayed on budget with your holiday spending this Christmas. At some point, we have probably all made a New Year...

March 5, 2015

Identity theft was the biggest source of consumer complaints for 2014, according to a new report from the Federal Trade Commission. ID Theft accounted...

November 24, 2014

Holiday shopping is just around the corner. Americans are clearing the balances from their credit card accounts, making their gift lists, and waiting ...

October 7, 2014

Bank of America became the first major U.S. bank to issue chip and PIN debit cards to its customers. The bank already offers EMV credit cards, but wil...

June 6, 2014

Have you had your credit card stolen? Are you worried that someone might be using your identity to make purchases? This can be an intensely frustratin...

February 18, 2014

Consumers are understandably shaken by the significant number of data breaches that have taken place in some of the country’s top retail chains....

February 12, 2014

Barclaycard and First Bankcard were the first credit card issuers to offer their cardholders free credit scores. These issuers enable their customers ...

January 8, 2014

The PIN on your debit card is your personal identification number. It is essentially a password to your account that only you should know. If you feel...

December 17, 2013

Users of the mobile credit card processor Square will be pleased to know that the company has upgraded their card reader. This is primarily in respons...

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