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All posts by John H. Oldshue

John Oldshue is the creator of He worked for over 15 years in television and won an Emmy award for his reporting. He covers credit card rate issues for

December 29, 2020

In October 2015, the fraud liability laws in the United States changed to encourage merchants to switch to EMV chip credit cards. EMV cards are more s...

October 26, 2020

RFID stands for radio frequency identification, and it is becoming a popular addition to modern day credit cards. These “smart cards” are ...

October 15, 2020

In a world of social sharing, we often forget the vulnerabilities of technology. If a friend asks for the number on your credit card to make a purchas...

April 24, 2020

April is Financial Literacy Month. As you await your tax refund, this is a good reminder to review your financial health and make the necessary change...

April 8, 2020

If you have received an offer for a 0% APR credit card or a rate lower than what you are currently paying, you may be tempted to open the account and ...

April 1, 2020

Maintaining a budget is a crucial part of managing personal finances. You may know the importance of having a budget, but what goes into actually sett...

March 16, 2020

Last Friday, the Department of Justice opened a civil investigation against the Fair Isaac Corporation. (FICO). The DOJ’s Antitrust Division is ...

March 10, 2020

The Consumer Financial Protection Bureau has filed a lawsuit against Fifth Third Bank for allegedly opening accounts without customer consent. The Bur...

March 5, 2020

In order to maximize your credit score, you need to know how it’s calculated. According to a new study, 62% of Americans do not know that paymen...

March 3, 2020

Today, the U.S. Supreme Court will hear oral arguments to determine the future of the Consumer Financial Protection Bureau (CFPB) and other independen...

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