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All posts by John H. Oldshue

John Oldshue is the creator of LowCards.com. He worked for over 15 years in television and won an Emmy award for his reporting. He covers credit card rate issues for LowCards.com.

How to Set a Monthly Budget

April 1, 2020

Maintaining a budget is a crucial part of managing personal finances. You may know the importance of having a budget, but what goes into actually sett...
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Department of Justice Launches Investigation against FICO for Exclusionary Conduct

March 16, 2020

Last Friday, the Department of Justice opened a civil investigation against the Fair Isaac Corporation. (FICO). The DOJ’s Antitrust Division is ...
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CFPB Files Lawsuit against Fifth Third Bank for Opening Unauthorized Accounts

March 10, 2020

The Consumer Financial Protection Bureau has filed a lawsuit against Fifth Third Bank for allegedly opening accounts without customer consent. The Bur...
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62% of Americans Don’t Know the Impact Payment History Has on Credit Scores

March 5, 2020

In order to maximize your credit score, you need to know how it’s calculated. According to a new study, 62% of Americans do not know that paymen...
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Supreme Court Evaluates the Future of the CFPB and Other Agencies

March 3, 2020

Today, the U.S. Supreme Court will hear oral arguments to determine the future of the Consumer Financial Protection Bureau (CFPB) and other independen...
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Venmo Is Under Fire for Sharing Location Data to Third-Party Company

February 25, 2020

The payment app Venmo is once again under fire for privacy issues. Jefferson Graham of USA Today discovered that his home address was shared after a V...
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Only 16% of Consumers Have Used Voice-Assisted Shopping

February 19, 2020

The rise in voice-assisted devices has forced retailers to feverishly change their marketing and ecommerce strategies. However, new data from RetailMe...
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Americans Say Credit Card Debt is Their Worst Financial Mistake of the Decade

February 13, 2020

When you look back at the last 10 years, what was the biggest financial mistake you made? Perhaps you bought a car that turned out to be a lemon, or p...
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Payment Apps Popular Among All Age Groups

February 12, 2020

In the last few years, the market has become saturated with payment apps. From peer-to-peer transfer platforms to invoicing tools, there are countless...
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Visa Plans to Adjust Swipe Fees for First Time in 10 Years

February 4, 2020

Visa is planning to adjust the rates merchants pay for credit and debit card processing, according to a new report from Bloomberg. Visa’s fees w...
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