All posts by John H. Oldshue

John Oldshue is the creator of LowCards.com. He worked for over 15 years in television and won an Emmy award for his reporting. He covers credit card rate issues for LowCards.com.
Number of Credit Inquiries Hits Lowest Level Since 2003

Number of Credit Inquiries Hits Lowest Level Since 2003

February 14, 2019

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The Federal Reserve Bank of New York released the Quarterly Report on Household Debt and Credit for the fourth quarter of 2018. The research found tha..
Kroger Launches Kroger Pay and New Rewards Debit Card

Kroger Launches Kroger Pay and New Rewards Debit Card

February 13, 2019

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The grocery chain Kroger has two new offers for its shoppers. Today, the company announced the launch of a mobile wallet called Kroger Pay, as well as..
Valentine’s Day Tips for Merging Finances

Valentine’s Day Tips for Merging Finances

February 7, 2019

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Financial planning may not be as romantic as flowers and a fancy dinner on Valentine’s Day, but it could bring more peace and happiness into yo..
Over 25% of Shoppers Pay for Purchases via Smartphone

Over 25% of Shoppers Pay for Purchases via Smartphone

February 5, 2019

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Smartphones have had a profound impact on society, and are continually changing the way people shop. According to the Remote Payments Study from PYMNT..
Studies Show How Americans Are Managing Credit Card Debt in 2019

Studies Show How Americans Are Managing Credit Card Debt in 2019

January 31, 2019

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At the end of 2018, many Americans made resolutions to improve their finances in the new year. Now that we’ve reached the end of January, are c..
73% of the World Will Only Access Web Through Mobile Devices by 2025

73% of the World Will Only Access Web Through Mobile Devices by 2025

January 24, 2019

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The world’s reliance on mobile devices will grow even stronger throughout the next few years. According to new research from WARC Data, nearly t..
Budgeting Still a Challenge for Most Americans

Budgeting Still a Challenge for Most Americans

January 23, 2019

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The beginning of the year is the perfect time to re-evaluate finances and create a new budget. But creating and sticking to a budget is an area where ..
Marriott’s New Unified Loyalty Program ‘Bonvoy’ Launches in February

Marriott’s New Unified Loyalty Program ‘Bonvoy’ Launches in February

January 17, 2019

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Marriott finally announced the name of its new unified loyalty program. The highly-anticipated “Marriott Bonvoy” will be available startin..
Consumers Prefer Paper Bills over E-Statements

Consumers Prefer Paper Bills over E-Statements

January 16, 2019

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We live in a digital world, but many consumers are sticking to tried and true financial practices. According to a new survey from Consumer Action, Ame..
Top 10 No Annual Fee Credit Cards Of 2019

Top 10 No Annual Fee Credit Cards Of 2019

January 11, 2019

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There are plenty of different credit cards on the market, many with tempting offers and rewards, so it can be hard to figure out which card is best fo..