All posts by Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.

Debit Card Fraud Dropped 28% in 2016

August 15, 2017

Debit card fraud losses dropped 28% in 2016 after the industry’s October 2015 transition to smartchips, according to PULSE’s just-released..

FTC Cracks down on Record-High Robocalls

August 9, 2017

Robocalls are increasing once again in the United States, and the Federal Trade Commission, which manages the Do-Not-Call registry, is trying to curta..

Wells Fargo Merchant Services Sued Over Credit Card Fees

August 8, 2017

Two small businesses, Patti’s Pitas and Queen City Tours, have sued Wells Fargo Merchant Services. The class action suit alleges that Wells Farg..

Small Businesses Have Already Sold 2 Billion Items on Amazon This Year

August 2, 2017

Amazon has reached a new mid-year sales record. Small businesses and entrepreneurs on the site have sold over two billion items worldwide thus far in ..

18,500 Medicare Members May Be Exposed in Anthem Data Breach

August 1, 2017

A data breach at Anthem may have exposed the Social Security numbers and medical information of more than 18,500 Medicare members, and the company is ..

Universities Spending Millions on Card Transaction Fees for Foreign Students

July 31, 2017

United States universities could be spending as much as $285 million on credit card transaction fees when processing payments from international stude..

Mobile Payments Fuel PayPal’s Success

July 27, 2017

PayPal is growing faster than analysts had expected, and much of their success can be attributed to mobile payments. Based on recent financial release..

Synthetic Identity Fraud on the Rise

July 26, 2017

Synthetic identity fraud is on the rise in the United States, and fraudsters are using new methods to create synthetic identities, according to new re..

67% of Consumers Are Concerned about Payment Card Security

July 25, 2017

Two-thirds of consumers are concerned about the security of their debit and credit cards, according to a new survey from Transaction Network Services...

Citi and PayPal Offer Enhanced Payment Options

July 20, 2017

Citi and PayPal announced an expansion to their agreement, which will allow Citi cardholders to use ThankYou Points to pay for all or part of their pu..