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All posts by Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.

Can You Get a Low Interest Credit Card with Bad Credit?

July 16, 2019

Many Americans struggle to find a credit card with a low interest rate due to their bad credit score. If you are one of them, know you are not alone. ...
CONTINUE READING Weekly Credit Card Update–July 12, 2019

July 12, 2019

Credit Card Mismanagement Adds to Millennials’ Financial Woes Once derided on the cover of Time magazine as the “Me Me Me Generation,̶...

HELOC vs. Credit Cards for Home Renovations

July 11, 2019

A new study from TD Bank shows that many homeowners are tapping into their home equity to fund home renovations. While 48% of homeowners said they wil...

How to Get Out of Credit Card Debt without Ruining Your Credit

July 8, 2019

Getting out of debt is an important pursuit. Not only can paying debt every month rob you of disposable income, it can also make saving for emergencie...
CONTINUE READING Weekly Credit Card Update–July 5, 2019

July 5, 2019

Citing ‘Massive Risks,’ House Democrats Ask Facebook to Halt its Cryptocurrency Plans “If products and services like these are left...

Do All Credit Cards Have Chips?

July 2, 2019

In October 2015, Americans were introduced to EMV (Europay, Mastercard and Visa) payment technology. Instead of using the magnetic stripe on the back ...
CONTINUE READING Weekly Credit Card Update–June 30, 2019

June 30, 2019

Citi Makes Sweeping Changes to its Credit Card Rewards Programs Citi is overhauling its credit card rewards programs, and consumers may not be all to...

Tips for Getting the Best 0 Percent Credit Card Offers

June 28, 2019

When you are ready to consolidate debt, or if you have a major expense coming up, it may be an option to look for a credit card that offers 0% APR. Yo...

Do All Credit Cards Work with Samsung Pay?

June 27, 2019

Samsung Pay is one of the many mobile wallets available for your cell phone. It is also one of the most popular, along with Apple Pay and Android Pay....

Can I Use a Personal Credit Card for My Business?

June 26, 2019

If you are just starting a new business, you may need capital to purchase everything from office supplies to furniture. If you have a personal credit ...