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All posts by Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.

October 16, 2020

Short-Term Interest Rates Are Close to Zero. Some Credit Cards Are Still Charging 30%   Short-term benchmark interest rates are close to zero. For mo...
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October 13, 2020

Mobile wallets such as Apple Pay and Google Pay (formerly Android Pay) have grown in popularity because they eliminate the need to carry physical cred...
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October 11, 2020

If you have experienced some challenging financial times, your credit score could be fairly low. One of the ways to start increasing your score is to ...
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October 9, 2020

U.S. Consumer Borrowing Falls on Smaller Credit Card Balances U.S. consumer borrowing unexpectedly fell in August as credit-card balances declined for...
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October 6, 2020

Everyone likes a credit card with fabulous rewards, such as miles, points or cash back. But a consumer needs good or excellent credit in order to be a...
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October 2, 2020

If you are a consumer who has poor credit or very little credit, it may seem like you will be facing an uphill battle to build your credit. But one of...
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October 2, 2020

U.S. Credit Card Debt Fell in 2020’s Second Quarter Millions of Americans are struggling with income loss during the Covid-19 pandemic, so you&#...
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October 1, 2020

If you have limited or poor credit, you may feel that building your credit score is a monumental undertaking. After all, there seems to be few options...
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September 25, 2020

Ruth Bader Ginsburg Paved the Way for Women to Get Credit Cards But there’s a less known aspect of her legal work that has had profound consequences...
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September 18, 2020

Get $40 Off a $40 Target Purchase After Approval for the Target RedCard  Target is known for its red bullseye logo and Target Circle Offers that help...
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