Are There Any Airline Credit Cards Without an Annual Fee?

Are There Any Airline Credit Cards Without an Annual Fee?

September 3, 2019         Written By Bill Hardekopf

Airline rewards credit cards are an excellent way to earn free flights and seat upgrades. However, many of the best airline credit cards charge a hefty annual fee. Are there any airline credit cards without an annual fee? Absolutely! However, you may not earn as many miles as some of the premium cards that do charge an annual fee.

Here are some of the best airline credit cards that do not charge an annual fee.

Capital One VentureOne Rewards Credit Card
The Capital One VentureOne card offers an introductory 0% APR for the first 12 months on purchases and balance transfers. When you spend $1,000 within the first three months of opening your account, you will earn 20,000 miles, which is equal to about $200 in travel. After that, you will earn 1.25 miles per every dollar spent. Recently, Capital One also partnered with Hotels.com, so when cardholders book hotel stays through hotels.com/venture, they will earn 10 miles per dollar. Miles never expire, and there is no limit to how many you can earn.

Capital One Spark Miles Select for Business
If you are a small business owner, you may be interested in the Capital One Spark Miles Select card. Capital One offers new cardholders 0% APR on purchases for the first 9 months, and a one-time bonus of 20,000 miles when you spend $3,000 within the first three months. After that, you will earn 1.5 miles for every $1 spent. Miles never expire, and there are no limits on what you can buy with your miles or where you can spend them, which means you can fly on any airline.

Bank of America® Travel Rewards Credit Card
Bank of America also offers a very competitive card for the the traveler: the Bank of America® Travel Rewards Credit Card. The card offers 1.5 points per dollar spent on all purchases with no limit, and the rewards never expire. Each point is worth one cent as a statement credit towards travel purchases, including hotels, flights, vacation packages, rental cards, cruises and baggage fees. If you’re a Preferred Rewards client, you can increase that bonus to 25% – 75%. New cardholders can earn 25,000 online bonus points if they spend $1,000 on their card within the first 90 days of opening the account. That is worth $250 in travel statement credits. New customers will get 12 billing cycles of 0% APR on new purchases. After the introductory rate expires, the standard APR of 16.99% - 24.99% Variable APR on purchases will apply, depending on your credit worthiness. The card has no annual fee, and something very important to travelers: no foreign transaction fees will be placed on transactions made outside of the United States..

Discover it Miles
The Discover it Miles card offers cardholders 1.5 miles per dollar on all purchases, and account holders can redeem their miles with any airline or hotel with no blackout dates. Discover also matches miles at the end of a cardholder’s first year. For example, if you earn 30,000 miles during the first year, you will actually receive 60,000 miles.



The information contained within this article was accurate as of September 3, 2019. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


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About Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
View all posts by Bill Hardekopf
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