Apple Pay Will Soon Be Available in China

Apple Pay Will Soon Be Available in China

December 21, 2015         Written By Natalie Rutledge

Apple and China UnionPay have announced they are partnering to bring Apple Pay to China. In 2016, China UnionPay cardholders will be able to pay for goods using their iPhone, Apple Watch or iPad.

China UnionPay’s QuickPass and Apple Pay both use tokenization technology, which protects customer payment information. Actual credit or debit cards are not used in transactions, nor are they stored on the device or on Apple Servers. Instead, a Device Account Number is assigned, encrypted and stored on a consumer’s device via a dedicated chip. Transactions are authorized using a one-time unique security code.

To pay, shoppers do not need to open an app or unlock their phones. They simply hold their Apple device near China UnionPay’s QuickPass-enabled terminals and place their fingers on the Touch ID to pay.

“China UnionPay is dedicated to promoting payment innovations and providing secure, convenient mobile payment experiences for its hundreds of millions of cardholders, aligning multiple parties in the industry,” said Chai Hongfeng, executive vice president of China UnionPay. “We’re very excited to offer Apple Pay among a diverse set of innovative payment options that work with China UnionPay QuickPass.”

“Apple Pay has revolutionized the way millions of people pay every day with their iPhone, Apple Watch and iPad,” said Eddy Cue, Apple’s senior vice president of Internet Software and Services. “China is an extremely important market for Apple and with China UnionPay and support from 15 of China’s leading banks, users will soon have a convenient, private and secure payment experience.”

Apple Pay will be available to China UnionPay cardholders as soon as it passes the relevant tests and certification required by Chinese regulators.

The information contained within this article was accurate as of December 21, 2015. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Natalie Rutledge

Natalie Rutledge majored in Communications at Mississippi State University. She was in sales for a number of businesses and spent nine years working as a communications advisor to various entities. Natalie can be contacted directly at
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