1. Chase Freedom® Visa - $100 Bonus Cash Back

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Interest Rate:	12.99% - 22.99% (V)*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	None

Our Opinion: Created for those with good or excellent credit who want a cash rewards card. Earn 5% in rotating categories such as home improvement, gas, and department stores, subject to quarterly minimum. 1% rebate per $1 spent on all other purchases. Receive a $100 cash back bonus after spending $799 within the first three months of the account opening. Earn up to 10% cash back when you shop online through Chase. Limited cardholder benefits. 5% balance transfer fee. 3% international transaction fee.

2. Capital One® Venture(SM) Rewards

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Interest Rate:	13.90% Variable*
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	$59

Our Opinion: Created for people with excellent credit who want to earn airlines miles or gift cards rewards. The annual fee is $59. It has one of the most generous reward offers: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services. Click "Apply Now" to apply online or call 877-834-4206.

3. Citi Forward® Card

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Interest Rate:	12.99% - 19.99%* (Variable)*
Intro Rate:	0% Intro APR*
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*.

Our Opinion: Rewards cardholders for staying within their credit limit and paying on time. Stay within your credit limit and pay on time, you will receive 100 bonus points per billing period plus a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to a 2% total reduction. Get 2,500 bonus points when you sign up for paperless statements within the first three months of opening the account. Receive 6,000 bonus points if you make $250 in purchases within the first three months. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.

4. Capital One® No Hassle Miles(SM) Rewards - Good Credit

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Interest Rate:	16.90% Variable*
Intro Rate:	0% on Purchases Until August 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.

Our Opinion: Created for those with above average credit, this card has one of the best and least expensive airline reward programs. Earn 1.25 miles per $1 on all purchases. Use miles for flights on any airlines. No blackout dates and no seat restrictions. Earn unlimited miles and miles do not expire. Fly free on any airline to any destination. Benefits include extended warranties for purchases, roadside assistance and travel accident insurance. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

5. Simmons First Visa Platinum

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Interest Rate:	7.25% Variable*
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: No transaction fee for balance transfers.

Our Opinion: You must have EXCELLENT credit to qualify or you will be rejected. This card also has a low cash advance rate. Benefits include travel insurance and auto rental insurance.

6. Simmons First Visa Platinum Rewards

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Interest Rate:	9.25% Variable*
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: No transaction fee for balance transfers.

Our Opinion: Created for those with excellent credit who want a choice of rewards. Receive 1 point per $1 spent with this card. Redeem points for a flight on any U.S. based airline, no black out dates, and choice of ticket class. May also redeem points for hotels, cruises, vacation packages, restaurants, and car rental. Benefits include travel insurance and car rental insurance.

7. PenFed Visa Platinum Cashback Rewards

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Interest Rate:	13.99%*
Intro Rate:	4.99% APR promotional rate for online transfers for 24 months .
Grace Period:	25 days
Credit Limit:	None listed
Annual Fee:	None

Special Offers: 4.99% for Online Balance Transfers for 24 months

Our Opinion: Reward card for people with good credit. Earn 2.00% cash back on supermarket purchases. Earn 5.00% cash back from gas purchases paid at the pump. Earn 1.00% cash back from all purchases. $50,000 limit each year. 2.5% balance transfer fee waived through June 30. Does not charge an international transaction fee.

8. IberiaBank Visa® Platinum Rewards Card

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Interest Rate:	9.25%, 12.25%, or 15.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

Our Opinion: Created for those with very good credit who will use the reward program. Earn 1 point per $1 spent. Use points for travel and gift certificates for participating merchants. Low interest rate for purchases and cash advances, for those who qualify. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

9. IberiaBank Visa® Gold Cash Back Rewards Card

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Interest Rate:	9.25%, 12.25%, or 15.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.

Our Opinion: Created for those with very good credit who want a cash reward card. Earn 1% rebate per $1 spent. Earn unlimited rebates; rebates do not expire. Low interest rate for those qualify. Same low rate for cash advances. Benefits include travel accident insurance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

10. IberiaBank Visa® Select Card

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Interest Rate:	7.50%*
Intro Rate:	0.00% or 7.50% for 12 Months on Purchases
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	$45

Special Offers: Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.

Our Opinion: Created for those with excellent credit who may occassionally carry a balance.Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles. Applies to balance transfers processed within three months of your account open date. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors. Must be employed by current employer for a minimum of six months. Proof of income is required.

11. Capital One® VentureOne(SM) Rewards

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Interest Rate:	13.90% Variable*
Intro Rate:	0% on Purchases Until August 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.

Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

12. Citi Forward® Card for College Students

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Interest Rate:	12.99% - 19.99%* (Variable)*
Intro Rate:	0% Intro APR*
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*.

Our Opinion: Rewards students for staying within their credit limit and paying on time. If you stay within your credit limit and pay on time, you will receive 100 bonus points per billing period and a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to 8 reductions, for a 2% total reduction. Get 8,500 bonus points after signing up for paperless statements and making $250 in purchases within the first 3 months of account opening. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.

13. IberiaBank Visa® Classic Card

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Interest Rate:	7.25%, 10.25%, or 13.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.

Our Opinion: Low-rate Visa card created for those with average credit who sometimes carry a balance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

14. Citi® mtvU™ Platinum Select® Visa® Card for College Students

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Interest Rate:	12.99% - 21.99%* (Variable)*
Intro Rate:	0% Intro APR for 7 Months*
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 7 Months* on Purchases

Our Opinion: This is a good choice if you pay off your card each month and use the reward program. Earn 1 point per $1 for general purchases and 5 points per $1 spent on purchases made on entertainment such as dining, bookstores, music stores, videos and movies. Receive 2,000 Thank You Points twice a year for maintaining good grades. Receive 25 Thank You Points every month for payments made on time and remaining under the credit limit. Redeem points for tickets to the MTV VMA's, gift certificates, CDs, airline tickets, or a VIP pass for mtvU Spring Break. Earn up to 75,000 points per year. Receive 10% purchase discounts at the online MTV store the MTV store in New York City.

15. Wired Plastic™ Prepaid Visa® Card

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Pre-paid card with no annual fee. Applicaion fee is $9.95; monthly fee is $3.95 (fees total $57.35 in 1st year). Minimum load is $10. Card offers direct deposit and a rewards program. Earn 1 point per $1 spent on purchases. Earn unlimited points; points do not expire. Points earned may be used for music downloads, ring tones, calling cards and prepaid wireless service. Employment verification and credit checks are not required for this card.

16. PenFed Promise Visa Card

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Interest Rate:	9.99%*
Intro Rate:	7.49% APR introductory purchase APR for first 36 months
Grace Period:	25 days
Credit Limit:	None listed
Annual Fee:	None

Special Offers: 7.49% APR introductory purchase APR for first 36 months

Our Opinion: 7.49% APR introductory purchase APR for first 36 months After that, the APR will vary with the Prime Rate, that is currently 9.99% APR. No-fee cash advances with a 17.99% APR. No fees (includes balance transfers, cash advances, international transaction fee, late payment fee, etc.)

17. Public Savings Bank Classic Secured VISA Card

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Interest Rate:	11.24%*
Intro Rate:	0% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	up to $2,000
Annual Fee:	None

Special Offers: 0% APR on purchases for 6 months.

Our Opinion: The Public Savings Bank Classic Secured VISA Card, issued by Public Savings Bank, is ideal for those who are trying to improve their credit. This is because Public Savings Bank reports card activity to all three major credit bureaus every month. Because the Public Savings Bank Classic Secured VISA Card is a secured credit card, all applications are accepted, regardless of past credit history, or a lack of credit history. A secured credit card is one that is secured with a deposit. The amount of the deposit then becomes the cardholder's credit limit. The minimum deposit for this card is $300, the maximum is $2,000. The interest rate for the Public Savings Bank Classic Secured VISA Card is reasonably low, and the Public Savings Bank Classic Secured VISA Card has no annual fee. The application fee is $75. Applicants who are interested in improving their credit by using a low interest secured credit card will be best served by what the Public Savings Bank Classic Secured VISA Card has to offer.

18. Chase Freedom® Visa - $50 Bonus Cash Back

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Interest Rate:	12.99% - 22.99% (V)*
Intro Rate:	12 months on balance transfers, 6 months on purchases*
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	$9999

Special Offers: 0% APR for 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99% to 22.99%, based on your creditworthiness. 0% APR for 6 Months on Purchases.

Our Opinion: Created for those with good or excellent credit who want a cash rewards program. Earn 5% cash back in rotating categories such as gas, home improvement and department stores, subject to quarterly maximum. Earn a 1% rebate per $1 for all other purchases. Cash rebates never expire. 5% fee for balance transfers and cash advances. 3% fee for international transactions.