Top 6 Travel Credit Cards for 2017
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Summer is right around the corner and people are already planning their getaways. Traveling can be quite expensive, which is why so many people have to cut back on their vacations. But with the right credit card rewards program, you can save money on your trip and get extra bonuses while you’re on the road. Some credit cards are better for traveling than others, and the right one for you may not be the right one for someone else. It all depends on what kind of trip you take.
Here is a list of the top travel credit cards for 2017 so you can get the most of your next vacation.
The Capital One VentureOne card is considered one of the best travel rewards card in the industry due to its low fees and great rewards opportunities. It offers 0% APR for the first 12 months on purchases, and then a relatively low 12.74% to 22.74% variable APR after that. For those who like to travel abroad, VentureOne has no foreign transaction fees. You can enjoy your time without having to worry about currency conversions. Best of all, you can get 1.25 miles for every $1 you spend on the card, which can be redeemed for travel expenses. This is in addition to the 20,000 bonus miles you’ll receive (equivalent to $200) if you spend more than $1,000 on your card during the first three months of card ownership. These miles can be used on any airline or hotel ,and have no blackout dates. The card has no annual fee. If you make a lot of purchases on your credit card, you may want to consider the Capital One Venture card. This does have an annual fee of $59 after the first year, but pays two miles for every dollar you spend. In addition, it has an upfront bonus of 40,000 miles once you spend $3,000 during the first three months.
The Citi ThankYou Preferred card has a very attractive rewards program. It pays two ThankYou Points per dollar spent on dining at restaurants and entertainment purchases, and one ThankYou Point per dollar spent on all other transactions. Plus, cardholders earn 15,000 bonus points after spending $1,000 in purchases during the first three months. The card has no annual fee. There is an introductory APR of 0% for the first 12 months on both purchases and balance transfers. Then, the ongoing variable APR is between 14.24% and 24.24%, based on your credit worthiness. This card does have both a 3% foreign transaction fee and balance transfer fee.
The JetBlue Card is a very good card that will provide you with a number of perks. You can earn 5,000 bonus points after spending $1,000 within the first 90 days of being a cardholder. You will earn three points for each dollar spent on JetBlue, two points for every dollar at restaurants and grocery stores, and one point for all other transactions. There are no blackout dates on JetBlue-operated flights and you can redeem your points for any seat at any time. You receive 50% savings on eligible in-flight purchases such as cocktails and food on JetBlue-operated flights. The card does not have a yearly fee or any foreign transaction fees, and comes with a special introductory offer of 0% APR for 12 billing cycles on all balance transfers made during the first 45 days of being a card member. The card only requires a good credit score, not an excellent score required on many other travel cards. The ongoing variable APR is 12.74%, 20.74% and 25.74% depending on your creditworthiness.
The Capital One Quicksilver Cash Rewards card is not necessarily a “travel” card but it is one of the best cash back cards on the market. Consumers receive 1.5% back on all purchases—there is no limit on the amount you can earn and no rotating categories. In addition, you receive a $100 bonus after spending $500 on the card during the first three months of ownership. There is a 0% APR on both purchases and balance transfers for nine months and then an ongoing variable APR between 13.74% and 23.74%. There is no annual fee or a foreign transaction fee on the card.
The Barclaycard Arrival Plus World Elite Mastercard is a terrific airline credit card for those who are planning to do a lot of traveling. The card offers 50,000 bonus miles if you make $3,000 in purchases in the first 90 days of card ownership. That could amount to as much as a $500 travel statement credit. You’ll also get double the miles on all purchases that you make, plus 5% miles back when you redeem for travel. The card has an ongoing variable APR of 16.74%, 20.74% and 23.74% depending on your credit worthiness. It offers a 0% APR for 12 months on balance transfers if they are made within 45 days of opening your account, with a 3% balance transfer fee. The $89 annual fee is waived the first year. The card has no foreign transaction fee. The card may be difficult to obtain since it is designed for people with excellent credit scores.
The Citi® AAdvantage® Platinum Select MasterCard® has a number of high quality perks that stand out from the competition. The card is tied in to American Airlines. Cardholders receive double AAdvantage miles on eligible purchases on American Airlines and US Airways, and one mile on all other transactions. Cardholders also get 30,000 bonus AAdvantage miles after spending $1,000 in the first three months of your membership. The first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation. Cardholders can earn 10% of your redeemed AAdvantage miles back–up to 10,000 AAdvantage miles each calendar year. The card’s $95 fee is waived for the first year and you receive 25% savings on eligible in-flight food and beverage purchases. There are no foreign transaction fees on this card, a big perk for international travel. The only drawback to this card is that it is difficult to obtain—it was made for those with stellar credit scores.
The best travel credit card is the one that gives the most perks for your particular spending pattern. These cards offer some terrific rewards. But make sure you choose one that maximizes the rewards for your specific needs.