Top 5 Summer Travel Credit Cards Of 2014
If you are a big summer traveler, you need to learn what credit cards give you the kinds of rewards and perks that match up with your interests. Most travelers are already familiar with credit cards that provide perks for staying in hotels and flying on a particular airline. If you regularly travel abroad, there are credit cards that will offer significant advantages—such as no foreign transaction fees and bonus points for using particular hotels. Traveling shouldn’t be a difficult proposition—it should be something you enjoy and, with the right card, something you can benefit from financially. If you use any of these credit cards, you’ll be able to make the most out of your summer trip while also earning bonus points, rewards and other perks that simply aren’t available on most credit cards.
The Chase Sapphire Preferred® card is extremely attractive, as you are rewarded with 40,000 bonus points upon spending $3,000 in your first three months of card ownership. Adding another authorized user to the account within the first three months of card ownership will net another 5,000 bonus points, provided your new authorized user makes a purchase in the same time period. You’ll also get 1:1 point transfers with participating frequent travel programs. The card has a $95 annual fee that is waived for the first year. The card’s APR is 15.99%. The downside to this card is that you need a strong credit history to obtain it.
The Choice Privileges® Visa® Card has a strong bonus points program that awards 8,000 bonus points after your first purchase and 24,000 bonus points after your first stay at a Choice Privileges hotel location. You’ll earn 15 points per eligible $1 spent at Choice Privileges locations, as well as two points per eligible $1 spent on everyday purchases. The card does not come with an annual fee, and it has a variable interest rate that runs between 15.24% and 19.99%. You’ll need a strong credit score to qualify for this travel credit card.
The Wyndham Rewards® Visa Signature® Card has a diverse rewards program that makes it unique among the group. Not only does the card award 12,000 bonus points after your first purchase, but you also get three points per $1 spent at hotel stays. You’ll also get two points per $1 spent on everyday purchases. In addition to Wyndham Hotels and Resorts, the card has an extensive number of hotels that participate in its rewards program, including TRYP, Wingate, Hawthorn Suites, Microtel, Dream, Ramada Worldwide, Night Hotels, Baymont Inn and Suites, Days Inn, Super 8, Howard Johnson, Travelodge and Knights Inn. The card’s variable interest rate between 15.24% and 19.99% is competitive, and it does not have an annual fee. Like the other cards listed, you’ll need a strong credit history to obtain this card.
You’ll need a good credit history to get this card also. The card mainly focuses on providing rewards for purchases made at Marriott locations. The card does not have an annual fee, and its interest rate is 15.99%. You will earn 50,000 bonus points after spending $1,000 in your first three months of card ownership, and afterwards, you’ll earn five points per $1 spent at Marriott locations, as well as two points per $1 spent on airline tickets or car rental agencies.
The Citi® Hilton HHonorsTM Reserve Card comes with a 15.24% interest rate. After spending $2,500 with the card, you’ll get two weekend night certificates. You’ll also earn 10 Hilton HHonors points per eligible dollar spent on hotel stays with Hilton. Making airline or car rental purchases will earn you five HHonors points per eligible dollar spent. The card’s annual fee of $95 and lack of other perks make it unattractive to a number of people, but it could be beneficial if you stay at Hilton hotels on a regular basis.
As a big summer traveler, you should do your due diligence on figuring out which credit card best fits your individual needs. You will want to select a credit card for your summer travel based on your personal interests. For example, if you plan on staying with friends on your trip, you might not want a credit card that awards bonus points for staying at hotels. Know that each credit card listed requires a strong credit history. Each one of these credit cards has a competitive APR. If you are a regular summer traveler, make sure you pick up one of these top travel credit cards before your next vacation or business trip!