Should I Get an Emergency Credit Card for my Teenager?

Once your teenager is driving, it is a good idea that he or she have access to some funds in case of an emergency. You don't want your loved one stranded on the side of the road, unable to pay … Continue reading

Credit Cards for People with Bad Credit

If you have bad credit, obtaining a traditional credit card can be a major challenge. Most companies are not willing to approve you for an account because they fear that you may not be able to pay back any credit … Continue reading

Credit Cards After Bankruptcy

Filing bankruptcy is a tough decision, and for most, it is the absolute last resort. Nevertheless, it is the only way that some people can escape bad financial decisions from the past. No matter what led you to file, you … Continue reading

Money Management Tips for College-Bound Students

Many students will soon leave home for college, taking another step toward independence and managing money on their own. Students unprepared for new freedom can quickly go into debt and ruin their credit score. Parents need to make sure students … Continue reading

Comparing Prepaid Debit Cards and Secured Credit Cards

Most people assume that prepaid debit cards and secured credit cards are the same. They both require some form of deposit to operate, and they are both available with no credit or bad credit. Nevertheless, there are key differences between … Continue reading

$45 Million Theft Underscores Hazards of Prepaid Cards

As the use of prepaid debit cards increases, so does the risk of theft and fraud. Last week, federal prosecutors charged eight individuals in New York with cyber attacks on the global financial system. They were part of an international … Continue reading

How Do I Get a Credit Card If I Have No Credit?

People often assume that it takes bad credit to get declined for a credit card, but that is not always the case. A complete lack of credit may be just as detrimental to your chances, depending on what card you … Continue reading

Choosing the Best Credit Card for 2013

The start of a new year is typically when consumers take a close look at their finances, making resolutions on saving money and cutting expenses. It may be an annual tradition, but this year there is an urgency as lawmakers … Continue reading

Financial Tips For Students Going Off to College

It is almost time for high school graduates to go off to college, moving away home for the first time. As parents give last-minute lessons about independence, money management should be an important part of these discussions. It is critical … Continue reading