Avoid Leaving Unspent Money on a Gift Card

Chances are, you are among the millions of Americans who received gift cards during the Christmas holiday season. CEB TowerGroup, a research firm, estimates that gift card sales will top $100 billion in 2013 and will reach $130 billion by … Continue reading

LowCards.com Weekly Credit Card Update January 4

Consumer Watchdog Readies to Bare Its Teeth The Consumer Financial Protection Bureau is entering 2013 poised to flex its muscles as it finishes up a list of studies and rules required by the law. They will have wide latitude to … Continue reading

LowCards.com Weekly Credit Card Update December 28

Websites Vary Prices, Deals Based on User Information A Wall Street Journal investigation found that the Staples website displays different prices to people after estimating their locations and appeared to consider the person's distance from a rival brick-and-mortar store, such … Continue reading

LowCards.com Weekly Credit Card Update December 7

Credit Card Penalty Payments are Arriving More than $425 million in refunds and restitution will soon be sent to millions of consumers nationwide, penalties paid for deceptive credit card practices. And another $410 million--from Bank of America--is already landing in … Continue reading

Tips for Buying and Using Gift Cards

Buying gift cards this holiday season is even easier with the growing availability of virtual gift cards. Ordering is done online, and an email is sent to the recipient with the details needed to claim the gift. Gift cards continue … Continue reading

Survey Predicts More Spending This Christmas

The Discover Annual Holiday Shopping Survey shows holiday spending will increase by about $100 or 12 percent this year to an average of $838. Nearly one-quarter (23 percent) of respondents say they plan to spend more this season. Almost half (46 … Continue reading