Most Americans Still Have Free Checking Accounts

When the economic downturn hit five years ago, many analysts predicted that free checking accounts would become a thing of the past. After all, regulations such as the CARD Act and Dodd-Frank bill cut some of the revenue streams of … Continue reading

How the Fiscal Cliff Could Affect Your Credit Card

The fiscal cliff is getting closer to becoming a reality. The members of Congress and President Obama still seem far apart. Statistics and projections show the painful consequences with tax increases for many consumers. Higher tax payments will be bad … Continue reading

Credit Card Debt Still Dropping in Struggling Areas

According to a new report from Equifax, the total consumer credit card debt is still declining in metropolitan areas recovering more slowly from the economic crisis. The report showed the nation’s overall credit card debt increasing 0.02 percent in August … Continue reading