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Banks Offering Mobile Banking But Consumers Slow to Adapt Financial institutions are offering mobile banking faster than consumers are adapting to it, according to a recently published survey from the Federal Reserve Bank of Boston. Banks and credit unions are … Continue reading →
Nearly four years after the Durbin Amendment to the Dodd-Frank Act went into effect, the Federal Reserve Bank of Richmond has released a study assessing the impact the changes have had on merchants. Though the amendment was designed to save … Continue reading →
Bank of America Merchant Services is participating in AmEx OptBlue to give small businesses a simpler way to process American Express transactions. Bank of America Merchant Services is a payment platform that allows users to accept and process most major … Continue reading →
More Than 90% of Data Breaches Could Have Been Avoided Nine out of 10 data breaches that occurred in the first half of last year could have been avoided, according to a new report. The report, which analyzed more than … Continue reading →
The Durbin Amendment contained a provision that limited the interchange fees merchants paid for debit card transactions. The thought was that retailers would lower their prices if these high swipe fees were decreased. But on the third anniversary of this … Continue reading →
Aldi, the retail food chain best known for its low prices, will lift the credit card ban for its stores in England beginning October 13. Until now, the store has operated on a cash and debit card payment system, but … Continue reading →
Debt Collectors, What are Their Legal Limits? Collectors call again and again in the middle of dinner. They call the wrong person. They threaten. They take advantage of the latest technology to embarrass people. Often, they violate the law. Debt … Continue reading →
Wells Fargo may once again charge overdraft fees based on its practice of posting customers' same-day debit card transactions in a high-to-low order. The U.S. Court of Appeals in San Francisco overturned a lower court ruling that ordered Wells Fargo … Continue reading →
Overdraft fees on checking accounts took their first increase in four years, according to a new study by Moebs Services. Consumers paid $31.5 billion for overdraft fees in the fiscal year ending June 30, 2012. This was a 2.1 percent … Continue reading →