A study released today by the Consumer Financial Protection Bureau shows that credit reports are dominated by a consumer's credit card history. The report also showed that debt collection items generate the highest rate of disputes. The CFPB analyzed 2011 information … Continue reading
I need a new credit card for the holidays. Is it too late for me to apply? It depends on the situation. If you're immediately approved, then you can get the card in as little as three business days. However, … Continue reading
The credit score you purchase from a credit reporting agency may be very different from the score your lender sees. Lender's scoring models place nearly one in five consumers in different credit categories, according to a new report by the Consumer … Continue reading