Important Things To Do After Your Credit Card Number Is Stolen

Have you had your credit card stolen? Are you worried that someone might be using your identity to make purchases? This can be an intensely frustrating situation, but the first thing that you should do is stay calm. This will … Continue reading

Experian Improves Credit Educator Program

The Credit Educator program at Experian was originally developed to give people a chance to improve their credit scores through guided, professional assistance. The program has been around for some time, but has recently been upgraded to give customers more for … Continue reading

Using Credit Cards to Build Credit

We get this question a lot: What is the best way to use credit cards to build credit? Most people see credit cards as nothing more than money pits in the making, but they can be legitimate opportunities to build … Continue reading

Do Household Bills Help My Credit Score?

Every adult has a number of household bills, from electricity and gas to water and cable. With the amount of money we all pay for these bills, you'd hope some benefit would come from making these payments. Do household bills … Continue reading

LowCards.com Weekly Credit Card Update – February 1, 2013

Secrets of Mobile Success: Cost-Cutting Banks Seek Smartphone Customers Strapped for new revenue and pressed into waves of cost cuts, the country's largest banks are trying to keep the customers they have, woo the ones they don't and do it … Continue reading

LowCards.com Weekly Credit Card Update December 21

Consumer Group Warns of Card Surcharges Credit cardholders must be on the watch for new check-out fees that merchants will be able to impose starting in January under a class-action settlement with Visa and MasterCard. But merchant trade groups say … Continue reading

Senate Committee Investigates Credit Report Practices

Today, the Senate Banking Committee will hold a hearing to investigate the accuracy and regulation of credit reports. The hearing is called "Making Sense of Consumer Credit Reports" and credit analysts from the Consumer Financial Protection Bureau and consumer data … Continue reading

LowCards.com Weekly Credit Card Update December 14

Bank of America’s Plan to Drive Mobile Banking Beyond 12 Million Users As part of a drive to sign up more people for mobile banking, Bank of America is outfitting its teller stations with quick response (QR) codes that can … Continue reading

Credit Reporting Agencies Uncover Your Very Personal Information

Credit reporting agencies know much more about you than your number of credit cards or how much you owe on your mortgage. You may be surprised at the personal information collected by credit agencies and how many agencies are tracking … Continue reading

CFPB Issues Warning to Specialty Consumer Reporting Agencies

The Consumer Financial Protection Bureau continues to bring transparency and accountability to consumer reporting agencies. Today, the CFPB warned specialty credit reporting agencies that they may be violating federal law by not providing consumers with easy access to credit reports. … Continue reading

The First Year Accomplishments of the CFPB

July 21 marked the one year anniversary of the Consumer Financial Protection Bureau. During its first year, the CFPB has proved it is an agency of action and willing to stick up for consumers, particularly credit cardholders. Created to enforce Federal … Continue reading