Fuel Rewards Expand the Ways Consumers Save Money on Gas

Fuel Rewards is an innovative program designed to save people money on gas purchases they already may be making. The company has now expanded to a national merchant coalition, giving shoppers even more ways to earn rewards. The new program … Continue reading

Capital One Venture vs. Chase Sapphire Preferred

Many frequent flier programs have become a source of frustration for consumers. Cardholders used to earn free flights with a specific airline's credit card by making their everyday purchases on their credit card and earning miles on that certain airline. … Continue reading

Top 5 Cards For Bad Credit With No Deposit

Do you have bad credit? Then you know it is very hard to qualify for a credit card that is not a secured card which requires a deposit. But at the same time, being approved for a credit card is … Continue reading

LowCards.com Weekly Credit Card Update–May 22, 2015

Debit Card Data Thefts at All Kinds of ATMs Soar Criminals are stealing card data from U.S. automated teller machines at the highest rate in two decades, preying on ATMs while merchants crack down on fraud at the checkout counter. … Continue reading

Credit Card Delinquencies Remain Steady, Despite 15 Million New Accounts

The latest TransUnion Industry Insights Report reveals credit card debt and delinquency rates have remained steady compared to last year, despite the addition of 15 million new card accounts in America. Delinquencies and debt in the first quarter of 2015 … Continue reading

The LowCards.com Weekly Credit Card Rate Report for May 21, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Best Bad Credit Cards With A Cosigner

When you have bad credit, it can be really hard to receive a new card. One option is to apply for a secured card, but these always require a costly security deposit. On the other hand, there are also sub-prime … Continue reading

The LowCards.com Weekly Credit Card Rate Report for May 14, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Secured vs. Unsecured Credit Cards

Credit cards are a vital tool for many Americans. Not only do these products allow access to a secure and convenient line of credit, but it can be difficult to reserve a hotel room or to rent a car without … Continue reading

LowCards.com Weekly Credit Card Update–May 8, 2015

Does Credit Card Debt Lead to Depression? Credit cards can carry more than high interest rates--they actually might increase your chances of depression. It's common sense that high levels of debt can stress you out. Now researchers have found a … Continue reading

Credit Card Debt Jumps in March

Consumers are borrowing once again. The latest Consumer Credit report from the Federal Reserve showed that consumer debt grew at an annual rate of 7.4% in March, which is the largest increase in 11 months. Total outstanding debt, not including … Continue reading

The LowCards.com Weekly Credit Card Rate Report for May 7, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Credit Card Debt Linked to Depression

A new research study shows a distinct link between credit card debt and depression. The study from the University of Wisconsin-Madison assessed the impact different types of debt have on depressive symptoms, and how those symptoms affected different sectors of the … Continue reading

Oregon Student Debit Card Bill Passes House

A new bill aiming to regulate student debit cards has made its way through the Oregon House and is now headed to the state Senate. HB 2832 is designed to set up federal guidelines for colleges and universities that sign … Continue reading

Chase Slate vs. Chase Freedom

Chase credit cards are some of the most attractive cards on the market. They are issued by JP Morgan Chase which is one of the largest banks in the United States. They offer a card for just about any need … Continue reading

AmEx Cannot Stop Merchants From Promoting Cheaper Cards

A federal judge has ordered American Express to adjust its merchant agreements which prohibit retailers from encouraging their customers to use credit cards with fewer transaction fees. The ruling by U.S. District Judge Nicholas Garaufis could result in some better deals … Continue reading

Best Bad Credit Cards Of 2015

Having a troubled credit history does not mean that you are unable to get a credit card. In fact, having a credit card, and using it responsibly, is an important way to begin the process or rebuilding your credit. Thankfully, … Continue reading

LowCards.com Weekly Credit Card Update–May 1, 2015

Scott Walker Is Just Like You! In Debt Scott Walker has preached fiscal responsibility from the onset of his political career. But will his credit card debt undermine his message? Scott Walker owes Sears up to $50,000. According to his … Continue reading

Stratos Begins Shipping All-in-One Payment Card

An all-in-one credit card named Stratos finally started shipping on Wednesday. The card looks like a regular credit card but can hold all your credit cards, debit cards, loyalty cards, membership cards and any other card with a magnetic stripe. … Continue reading

The LowCards.com Weekly Credit Card Rate Report for April 30, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Top Instant Approval Credit Cards

Getting a credit card shouldn't be as hard as applying for a mortgage. Many credit card applicants are looking for products that offer instant approvals, so that they know where they stand and can look forward to receiving their new … Continue reading

Credit Card Terminals Haven’t Changed Default Passwords Since the 90’s

As America struggles to convert to EMV technology, researchers have discovered a significant hiccup in the security of credit card terminals. A major vendor of payment processors has been using the same default password for their devices since the 1990's. … Continue reading

Chase Slate: A Good Credit Card Just Got Even Better

The Chase Slate credit card has always been rated as one of the top balance transfer cards on the market. But a number of the enhancements made to the card in March of this year make it one of the … Continue reading

LowCards.com Weekly Credit Card Update–April 24, 2015

House Passes Cybersecurity Bill After Companies Fall Victim to Data Breaches Responding to a series of computer security breaches in government and the private sector, the House passed an expansive measure Wednesday that would push companies to share access to … Continue reading

Smartphone Offered with New Citi AT&T Credit Card

Today, Citi and AT&T announced a new co-branded credit card that provides cardholders a way to receive a new smartphone. The AT&T Access More Card gives cardholders a link to a special website where they purchase a smartphone at full … Continue reading

36% of Millennials Have Never Owned a Credit Card

Millennials are sometimes viewed as the most irresponsible generation when it comes to finances, but new research suggests they may not be quite as careless as perceived. A recent study from Princeton Survey Research Associates International assessed the financial habits … Continue reading

The LowCards.com Weekly Credit Card Rate Report for April 23, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Universal Credit Card “Coin” Now Being Shipped

The 350,000 buyers who pre-ordered the Coin all-in-one credit cards are finally getting their product. After a longstanding beta test and lengthy delay, Coin is now starting to be shipped. Coin was first introduced in November 2013 as the ultimate de-clutter solution … Continue reading

New Credit Card Code May Boost Legal Online Gambling

A change in the way credit cards are categorized may soon give legal online casinos a significant boost in sales. The state of New Jersey has developed a new Merchant Category Code that separates legal and illegal gambling transactions, giving … Continue reading

Capital One Teams with Uber to Bring Big Savings to Riders

If you are an Uber rider, you may want to get a Capital One Quicksilver card. From now through April 2016, Uber riders will receive 20% back as a statement credit when they pay for their ride with a Quicksilver … Continue reading

Capital One Quicksilver Rewards vs. Venture Rewards

Capital One has made a name for itself among reward credit card issuers by offering what it calls "No Hassle" Rewards. This means cardholders can redeem rewards when they want, without a myriad of restrictions and limitations. Capital One also … Continue reading

Top 10 No Foreign Transaction Fee Credit Cards

If you are going to travel overseas, you may be researching credit cards with travel rewards. But one thing many credit card shoppers overlook is the foreign transaction fee. Numerous credit cards issued in the United States charge certain fees … Continue reading

LowCards.com Weekly Credit Card Update–April 17, 2015

Discover Rolls Out Freeze Feature on Credit Cards Discover credit card customers who can't quite put their finger on their plastic now may use a new "Freeze It" feature that acts like an on-off switch to stop new purchases and … Continue reading

Discover Introduces Credit Cards with an On/Off Switch

Yesterday, Discover took a step in making their credit cards more secure by giving consumers the ability to temporarily turn off their accounts when their card is lost. The "Freeze It" feature, a first in the card industry, will help … Continue reading

National Geographic and First Bankcard Partner on New Credit Card

The National Geographic Society has now entered the credit card industry. One of the world's largest nonprofit scientific and educational organizations has forged a partnership with First Bankcard on a new National Geographic Visa Card. The card will appeal to National … Continue reading

Most UK Consumers Have Not Claimed Credit Card Compensation

Only one in three consumers in the UK have filed for compensation for mis-sold identity protection from insurance provider CPP. Of the seven million consumers who are eligible for compensation, just 2.4 million have filed for it. This equates to … Continue reading

The LowCards.com Weekly Credit Card Rate Report for Apr. 16, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Chase Freedom vs. Discover it

Would you like to earn 5% cash back on some of your purchases? Of course, which is why two of the most popular credit cards in the United States feature 5% cash back on up to $1,500 spent each month … Continue reading

Top 7 Travel Credit Cards for 2015

Summer is right around the corner and people are already planning their getaways. Traveling can be quite expensive, which is why so many people have to cut back on their vacations. But with the right credit card rewards program, you … Continue reading

Microsoft Makes Move into Mobile Payments

Microsoft may soon be entering the payment industry, challenging mobile wallet providers like Apple Pay and the upcoming Samsung Pay. "Microsoft Payments, Inc." was granted a money transmitter license, giving the company the right to transfer money from one account … Continue reading

LowCards.com Weekly Credit Card Update–April 10, 2015

Walmart Exec: New Credit Card Design Won't Solve Fraud There's been some hope that improved credit card technology might finally lead to greater security and a reduction of credit card fraud. One idea has been credit cards with embedded chips, … Continue reading

Software Automates “Replay” Attacks on Credit Card Transactions

Recently, KrebsOnSecurity discovered a software program on a popular online cybercrime forum that automates "replay" attacks on credit card transactions. The software, known as "Revolution," allows fraudsters to push stolen magnetic strip card transactions through a payment processor as chip-based … Continue reading

The LowCards.com Weekly Credit Card Rate Report for April 9, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Visa Works with Airlines to Clear Up Credit Card Charges

For more than a year, Visa has been working closely with major airlines in the United States to create an enhanced categorization system that would better identify in-flight credit card transactions. The company has announced those charges are now officially in … Continue reading

Walmart Exec Says Chip and Signature Won’t Enhance Card Security

Walmart's assistant treasurer Mike Cook is speaking out about the predicted disappointment with chip and signature credit cards, indicating that Americans will still be vulnerable to theft after the shift. In an interview about the changing card infrastructure, Cook told … Continue reading

Chase Slate vs. Discover it

There are few things more difficult than paying off credit card debt. As unsecured debt, credit cards charge higher interest rates than home or car loans. And since the interest paid is never tax deductible, cardholders do not receive the … Continue reading

Elite Credit Cards Twice as Vulnerable to Fraud

New research from fraud prevention firm Forter shows elite credit cards, like the American Express Centurion and Visa Black card, are twice as vulnerable to fraudulent online transactions as standard credit cards. According to Forter's most recent data, elite credit … Continue reading

LowCards.com Weekly Credit Card Update–April 3, 2015

Creditless Can Benefit from New FICO Score People struggling with a bad credit score, or lack of one, could benefit from a program rolling out in the next few months aimed at making it easier to get a Visa or … Continue reading

Top 3 Chase Credit Cards of 2015

If you are a Chase banking customer and looking for a new credit card, you have plenty of attractive options. You can take advantage of the perks that Chase offers its customers, such as relatively low interest rates, 0% APR … Continue reading