Free Apple Pay and EMV Point of Sale Terminals Offered to Small Businesses

Small businesses may soon catch a break, thanks to a new offer from Velcro Pay. The merchant middleman announced it will provide a free Apple Pay-enabled point of sale terminals to small businesses, along with tutorials on how to work with … Continue reading

Guard Against Identity Theft with Masked Credit Card Numbers from Blur

Worried about credit card thieves stealing your personal information? You may benefit from a credit card masking service called Blur that creates one-time card numbers for each of your transactions. The program was created by Abine, a privacy firm in … Continue reading

LowCards.com Weekly Credit Card Update–January 23, 2015

More Than 90% of Data Breaches Could Have Been Avoided Nine out of 10 data breaches that occurred in the first half of last year could have been avoided, according to a new report. The report, which analyzed more than … Continue reading

The LowCards.com Weekly Credit Card Rate Report for January 22, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

A Truly “Green” Credit Card Hits The Market

Credit card issuers have marketed their cards to specific target audiences for years. Frequent fliers, bookworms, NFL fans, home fixer-uppers, students, travelers, NASCAR fans....and now, people concerned about climate change. Today, a biodegradable MasterCard that helps combat climate change hit … Continue reading

Turkey Leads Europe in Credit Card Debt

According to a new study on European credit card debt, Turkey has the highest ratio of credit card debt when compared to total consumer debt. Much of this has to do with a lack of savings in the country. Approximately … Continue reading

LowCards.com Weekly Credit Card Update–January 16, 2015

Obama Seeks Laws on Data Hacking, Student Privacy President Barack Obama wants Congress to pass legislation requiring companies to inform customers within 30 days if their data has been hacked, a move that follows high-profile breaches at retailers including Target, … Continue reading

Mobile Payments in Other Parts of the World

Mobile payments are becoming more popular as consumers use their smartphones for more everyday tasks. Every year, more shoppers are adjusting to the idea of using their phones to make a payment in a store, rather than their credit cards. … Continue reading

Skypass Visa Offers Airlines Miles on a Secured Credit Card

Most secured credit cards are set up the same way: you deposit money into your account and this serves as the spending limit on the card. Then, you build your credit by making timely payments every month. This credit-building feature … Continue reading

The LowCards.com Weekly Credit Card Rate Report for January 15, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Credit Card Delinquencies Remain Low Thanks to Cheaper Gas Prices

The shockingly low gas prices are giving Americans more disposable income now than they have had in years. This is doing wonders to help consumers pay back their loans in a timely manner. According to a recent survey from the … Continue reading

Panera Bread Testing Mobile Ordering

Panera Bread is expanding its technological operations to provide more convenient ordering options for its customers. Diners at the fast casual chain will soon have the option to place their orders on their phones or iPads and have them brought … Continue reading

LowCards.com Weekly Credit Card Update–January 9, 2015

Why New Credit Cards May Fall Short on Fraud Control Big U.S. banks are steering clear of an advanced security measure used in credit cards around the world, opting for a system that is more convenient for shoppers but may … Continue reading

High School Student Creates App to Help Cut Credit Card Debt

Antonio Ferris, a 15 year old Arizona high school student, has developed a smartphone app that helps credit card users see the true cost of their credit card debt. The program illustrates how long it will take a person to … Continue reading

The LowCards.com Weekly Credit Card Rate Report for January 8, 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

MasterCard and BMW Create Contactless Credit Card for DriveNow Car Sharing

MasterCard and BMW have joined forces to create a contactless credit card that can be used with BMW and MINI vehicles on the DriveNow car sharing fleet. The card has the ability to hire, unlock and operate the vehicles, all … Continue reading

College Credit Card Agreements Decline As More Debit Card Deals Emerge

The Consumer Federal Protection Bureau recently reported a nearly 70% decline in college credit card agreements since Congress established regulations for disclosures in 2009. Educational institutions are now forced to be completely transparent when offering credit cards to students, and it seems … Continue reading

Avoid Credit Card Theft with RFID-Blocking Blue Jeans

Credit card security is so concerning these days that a new pair of jeans has been developed to protect consumers from credit card theft. READY Jeans from Norton and Betabrands are designed with RFID-blocking fabric in the pockets. Radio Frequency Identification … Continue reading

Scientists Create Quantum Credit Cards Impossible to Hack

As the era of magnetic strip credit cards fades away, a team of scientists in the Netherlands has developed a potentially un-hackable credit card model. Dubbed as quantum credit cards, these payment solutions use advanced scientific methods to create cards that … Continue reading

Major Data Breaches of 2014

A year ago, the country was rocked by the Target data breach. Previously, consumers rarely thought about the security on their credit or debit cards. But all that changed when Target reported that 40 million debit and credit card numbers had … Continue reading

Holiday Security Measures Frustrate Some Cardholders

As the holiday season drew to a close, some holiday shoppers found themselves without a way to pay for last-minute gifts. Why? Because the credit card companies were declining their transactions. In an effort to avoid a Target-sized breach this year, … Continue reading

Apple Pay Now Supporting 90% of U.S. Credit Cards

The mobile wallet Apple Pay has grown significantly since its launch in October, and is now supporting credit cards that account for 90% of annual credit card transactions in the United States. Many of the major credit card issuers worked with Apple … Continue reading

LowCards.com Weekly Credit Card Update–January 2, 2015

Anonymous Hackers Release 13,000 Passwords and Credit Card Details of Amazon, PlayStation and Xbox Users A hacker group has released a cache of 13,000 passwords, usernames, and credit cards purporting to belong to users of popular web services including Amazon, … Continue reading

The LowCards.com Weekly Credit Card Rate Report for Jan.1 2015

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

LowCards.com Weekly Credit Card Update–December 26, 2014

Staples Estimates Hackers Breached 1.16 Million Credit Cards Staples confirmed that suspicious cyber activity, first spotted in September, was most likely a malware attack that may have breached 1.16 million credit cards. A preliminary investigation found evidence of malware installed … Continue reading

The LowCards.com Weekly Credit Card Rate Report for December 26, 2014

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Men Better at Managing Credit Cards Than Women

According to research from BMO Harris Bank, men are better at managing their credit cards than women. The study showed men are more likely to pay off their card balances every month compared to women. 39% of male participants in … Continue reading

69% of Small Businesses Not Ready for Chip-and-PIN Transition

A new study about the transition to chip-and-PIN credit cards reveals 69% of small and mid-sized businesses do not think they will be able to meet the October 2015 deadline for switching to EMV terminals. These EMV terminals are required … Continue reading

How to Recover from Holiday Credit Card Debt

Holiday shopping is a wonderful experience, until the credit card bills start rolling in. Once the joy of the giving has passed, you stare at the painful task of paying the bills. There are several ways to recover from holiday credit card … Continue reading

LowCards.com Weekly Credit Card Update–December 19, 2014

Apple Pay Grows to Support 90% of U.S. Credit Cards Apple Pay has been adding support for more credit cards in the United States since the service launched. By transaction volume, the service now supports 90% of the credit cards … Continue reading

Google Adwords To Nix Credit Card Payments from Biggest Customers

Select Google Adwords users will no longer be able to pay their bills by credit card. Clients and advertising agents described as "Large Customer Sales" accounts will soon be switched to an invoicing process to cover their monthly charges. According … Continue reading

The LowCards.com Weekly Credit Card Rate Report for December 18, 2014

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Credit Card Terminals Stop Working Due to Expired Certificates

Thousands of credit card terminals shut down earlier this month, but for once, it wasn't the result of a data breach. Payment terminals made by Hypercom were originally developed with a 10-year expiration date on their cryptographic certificates. Those certificates … Continue reading

LowCards.com Weekly Credit Card Update–December 12, 2014

Bebe Stores Confirms Credit Card Breach Women's clothier chain Bebe stores inc. confirmed that hackers had stolen customer card data from stores across the country in a breach that persisted for several weeks last month. Bebe stores said its investigation … Continue reading

Joint Offer Made for Citibank’s Japanese Credit Card Business

Three potential buyers have emerged to take over Citigroup's credit card business in Japan. Citi currently offers Diner's Club credit cards in Japan but plans to exit the consumer banking industry in the country due to a low demand for … Continue reading

The LowCards.com Weekly Credit Card Rate Report for December 11, 2014

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

The States with the Lowest Holiday Credit Card Debt

Holiday spending is picking up steam throughout the United States as shoppers buy gifts for their loved ones. In the midst of this high-spending season, consumers in some states handle the shopping better than others. In fact, credit card debt … Continue reading

Google Cloud Now Complies with PCI Data Security Standards

Google announced last week that its Cloud Platform is now in compliance with the Data Security Standards set up by the Payment Card Industry. This means that developers can now use the Google Cloud Platform to handle credit card information. … Continue reading

Is LoopPay Better Than Apple Pay?

Apple Pay was announced with great fanfare three months ago, but a small company that began on Kickstarter called LoopPay may have already established a significant competitive advantage over Apple Pay. The big factor with virtual wallets is where can … Continue reading

LowCards.com Weekly Credit Card Update–December 5, 2014

What Happens When You Swipe Your Card? This holiday shopping season, you might worry that every time you swipe your credit or debit card some criminal might be swiping your account number and with good reason. The number of reported, … Continue reading

The LowCards.com Weekly Credit Card Rate Report for December 4, 2014

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Apple Making App Store More Convenient for Chinese Cardholders

In an effort to improve convenience for Chinese credit and debit cardholders, Apple has revamped its App Store specifically for China UnionPay cards. The new options available through the App Store will open the doors for more than 4.5 billion … Continue reading

New Year’s Credit Card Resolutions

We're approaching another new year, which means we all have a chance to focus and fix areas of our life with some New Year's resolutions. One resolution may be to get your credit card account in order so you can … Continue reading

7 Credit Cards That Offer The Longest 0% Intro APR

Obtaining an interest free line of credit is one of the most valuable offers available from a credit card issuer, especially for those who are trying to pay off their debt. In fact, there are many credit cards that offer 0% APR … Continue reading

Should I Use My Credit Card’s Chip and PIN Technology?

As America transitions to EMV credit card standards, many banks have already issued new cards to their customers that utilize Chip and PIN technology. If you have received one of these cards, you may be wondering, "Should I Use my … Continue reading

LowCards.com Weekly Credit Card Update–November 26, 2014

Disconnected: Millennials Talk Big, Do Little About Money Surveys continue to show a major disconnect between how optimistic many millennials are about their financial future and what they are actually doing to make sure they achieve their goals. In a … Continue reading

The LowCards.com Weekly Credit Card Rate Report for November 26, 2014

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Consumers Plan to Use Credit Cards for Holiday Shopping

Americans have seen a number of substantial data breaches since last year's holiday season, but that has not had a major effect on how they plan to pay for their items this Christmas. A new survey from TransUnion shows 80% of … Continue reading

Discover Enhances Cash Back Program

Discover has expanded its cash back rewards program just in time for the holidays. Discover cardholders can now cash in their rewards at any time, no matter how large or small they may be. In addition, the cash back bonuses … Continue reading