Credit One Becomes Official Credit Card of NASCAR

This afternoon, Credit One entered into a multi-year sponsorship to became the official credit card of NASCAR as well as a partner of Chip Ganassi Racing. The Ganassi Racing partnership enables Credit One to be a sponsor of the #1 … Continue reading

LowCards.com Weekly Credit Card Update–February 12, 2016

The IRS Says Identity Thieves Hacked Its Systems Again Identity thieves attempted to breach computer systems at the Internal Revenue Service to file fraudulent tax refunds. The criminals were especially after E-file PINs, which are used by some individuals to … Continue reading

Can Credit Cards With Chips (EMV) Get Wet?

Do you ever use your computer in the rain? Probably not, as we all know that electronics don't react well to water, which can cause corrosion and short circuits. In fact, Apple is widely known for voiding the warranties for … Continue reading

Visa Allows Users to Block Unauthorized Card Transactions

Visa is giving consumers better control over their credit, debit, and prepaid card accounts by allowing cardholders to temporarily block unauthorized transactions with their smartphones. The feature, known as Visa Consumer Transaction Controls, is available to financial institutions that issue … Continue reading

Valentine’s Day Tips for Merging Finances

Financial planning may not be as romantic as flowers and a fancy dinner on Valentine's Day, but it could bring more peace and happiness into your relationship. Money is the leading cause of stress and arguments in marriage, so having a financial plan … Continue reading

Square’s Apple Pay Reader Now Sold at Apple Stores

The newest card reader from Square is now available in Apple stores, thanks to a new partnership between the mobile payment processor and Apple. The devices will sell for $49, the same price as Square's website. The Square Contactless and … Continue reading

Luxury Card Offers Three New State-of-the-Art MasterCards

Luxury Card announced the release of three new metal credit cards with patented designs and unique construction: the MasterCard Gold Card, the MasterCard Black Card and the MasterCard Titanium Card. Luxury Card is the only company to offer metal and carbon cards, including … Continue reading

The LowCards.com Weekly Credit Card Rate Report for Feb. 9, 2016

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Chase and Amazon Renew Co-Branded Credit Card Deal

Amazon has once again renewed its longstanding partnership with J.P. Morgan Chase for its co-branded credit card. The card, powered by Visa, allows Amazon customers to earn 3% cash back on purchases made on the website, along with a range … Continue reading

U.S. Bank Offers Business Owners Access to MasterCard’s Business Network

Late last week, U.S. Bank announced it would be the first bank in the county to give its small business customers access to MasterCard's Business Network. The Network is a customized, consolidated website that provides special offers, advice and tools to … Continue reading

Costco Delays Credit Card Switch until Summer

Costco's transition from American Express to Citigroup has been pushed back a few months. The deal, which ends the 16-year relationship between Costco and AmEx, was scheduled to go into effect April 1st, but Costco says it may not be … Continue reading

When Will EMV Chip Cards Be Used At Gas Pumps?

Over the last several years, retailers have been attacked by an unprecedented string of hackers who have stolen the data of credit card users throughout the United States. In 2015, American retailers and credit card issuers finally began the process of … Continue reading

LowCards.com Weekly Credit Card Update–February 5, 2016

Don't Feel Bad, Millions Hide Bank Accounts From Their Spouses Too One in twenty people in the U.S. admit to having started secret bank accounts or credit cards without their partner's knowledge. Multiply that by the number of American adults, … Continue reading

Do EMV Chip Cards Protect Online And Phone Purchases?

If you haven't noticed, the latest credit card technology is already here. Credit cards with embedded smart chips were sent out in great numbers last year, and retailers are rushing to install terminals that can read them. These embedded microchips … Continue reading

Costco Cardholders to Receive New Credit Card Numbers

Now that Visa and Citi are replacing American Express as Costco's credit card provider, existing cardholders will be receiving new credit cards sporting the Visa and Citi logos. The new cards will also come with new card numbers, as American … Continue reading

The LowCards.com Weekly Credit Card Rate Report for Feb. 2, 2016

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Apple Pay May Come to Wells Fargo and Bank of America ATMs

Two more major banks are primed to introduce cardless ATMs. Citibank and Chase have been working on cardless ATMs, and last week, reports surfaced that Bank of America and Wells Fargo are planning to integrate Apple Pay into their ATMs. … Continue reading

LG Launching Universal Payment Card

According to multiple media sources, LG Electronics plans to launch an all-in-one payment card capable of linking a user's debit and credit cards. Korea's Electronic Times obtained a photograph of the unreleased card, which is rumored to be named the LG … Continue reading

Americans Unhappy with Credit Scores but Aim to Improve Them

Chase Bank's recent Chase Slate 2016 Credit Outlook found that 32% of Americans are unhappy about their credit score, and 28% believe their score will prevent them from reaching their goals. Other key findings include: Many are resolved to improve Most respondents … Continue reading

Visa Commerce Network Delivers New Cardholder Benefits

On Friday, Visa launched its Visa Commerce Network, which allows merchants to create online and in-app consumer experiences to drive loyalty and increase sales with relevant offers. The system works by connecting transactions between merchants. For example, a hotel can … Continue reading

Bank of America Offers New Features for Mobile App

Bank of America added new features to its mobile app in January, including the option to lock and unlock debit and credit cards directly from your phone. Customers can place a temporary lock on their accounts to prevent new card … Continue reading

Best Credit Cards after Chapter 7 Bankruptcy

There are many reasons why Americans might have to file for Chapter 7 Bankruptcy protection. Often, those who file this form of bankruptcy have had their finances devastated by extended unemployment, medical bills, or divorce. In other instances, people make … Continue reading

Upromise MasterCard Helps Americans Save for College

Nearly every family feels college is an important investment, but 60% are overwhelmed when it comes to saving for it, according to a recent study by Sallie Mae and Ipsos entitled How America Saves for College 2015. Upromise has two programs … Continue reading

LowCards.com Weekly Credit Card Update–January 29, 2016

Rogue App Stores Threaten Mobile Banking Security So-called rogue app stores, once a fringe element, are becoming a serious concern for banks, as subtly altered versions of popular apps are appearing more often on smartphones. These rogue apps, which are … Continue reading

The LowCards.com Weekly Credit Card Rate Report for January 28, 2016

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Best Strategies For Paying Off Holiday Credit Card Debt

According to the most recent Gallup poll, about half of all American credit card users will carry a balance on at least one of their credit cards at some point in the year. For many people, the holiday season is … Continue reading

Study Shows Top Credit Cards for Consumer Identity Safety

Javelin studied the nation's top 20 credit card issuers to determine the leaders in consumer identity safety. Those topping the 2016 list are: American Express, Bank of America, Capital One, Chase, Citibank, PNC, SunTrust, USAA and Wells Fargo. To assess … Continue reading

Facebook Shows How Millennials Dislike Debt, Avoid Credit Cards

A new study from Facebook IQ shows just how much Millennials despise debt. The assessment revealed that 43% of Millennials say paying down debt is their top financial priority, while 38% of Millennials say the same about saving for the … Continue reading

Cabela’s Plans to Sell Credit Card Sector before Selling Business

Cabela's is trying to sell its profitable credit card sector before selling off the company altogether. Rumors of Cabela's company-wide sale sparked last year when competitor Bass Pro Shops was working on a deal to buy the business. Those plans … Continue reading

Most Young Adults Have Made Significant Financial Mistakes

The majority of young adults make crucial financial mistakes that could have a major impact on their lives, according to a study by Credit Karma. Many of these errors could have been avoided with proper financial education. Credit Karma surveyed … Continue reading

Discover’s New Secured Card Helps Build or Rebuild Credit

Yesterday, Discover launched its Discover it Secured Credit Card aimed at consumers who want to build or rebuild their credit. The card, which has no annual fee, comes with the same benefits as the Discover it Card, including cashback rewards and free … Continue reading

What Is The Best Gas Rewards Credit Card?

Gas may not be as expensive as it was last year, but it's still a major expense for many families. In addition, it is nearly certain that oil prices will rise again, which will be painful for drivers all over … Continue reading

LendUp Raises $150 Million for Loans to Financially Underserved

LendUp announced last week that it had raised $150 million in a combination of Series B round financing and an expanded credit facility. The San Francisco-based company opened in 2012 to provide safe, transparent credit products, online or through mobile … Continue reading

Young Adults More Concerned About Card Fraud Than Online Privacy

Young adults, born afterafter 1996 and known as iGen or Gen Z, are less concerned than Millennials about their privacy when it comes to mobile payment apps and social media. But they are more concerned about protecting their identity while … Continue reading

American Express Offers New Credit Card for Small Businesses

This week American Express OPEN launched its SimplyCash Plus Business Credit Card, which has no annual fee and the opportunity to earn cash back on business expenses. The new credit card also allows members to spend beyond their credit limit … Continue reading

LowCards.com Weekly Credit Card Update–January 22, 2016

Stolen Uber Accounts Worth More than Stolen Credit Cards Cybercriminals don't care that much about your credit card number anymore. Uber, PayPal and even Netflix accounts have become much more valuable to criminals, as evidenced by the price these stolen … Continue reading

The LowCards.com Weekly Credit Card Rate Report for January 21, 2016

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

Bio-Sourced Credit Cards Developed from 100% Renewable Resources

The "green" movement is spreading to the credit card industry. For the last five years, Netherlands-based digital security provider Gemalto has been working on an eco-friendly payment card solution to replace traditional plastic cards. The company estimates that the seven … Continue reading

Can I Get A Store Credit Card With Bad Or No Credit History?

Have you recently been offered a store credit card? During the holidays, many retailers go all out to pitch store credit cards to their customers. These cards can offer discounts on purchases, rewards for spending, and additional store benefits. But … Continue reading

Canadian Bank, Desjardins, to Issue MasterCard Credit Cards

Beginning today, MasterCard will be the only payment network in Canada that is offered by all major financial institutions. Desjardins, which previously issued only Visa cards, has announced its new Desjardins Cash Back MasterCard will have no annual fee and offer 1% cash … Continue reading

Hyatt Confirms Data Breach at 250 Hotels

In December, Hyatt Hotels announced they had discovered credit card stealing malware on their payment processing computers. Yesterday, the hotel chain confirmed this malware was capable of stealing credit card names, numbers, expiration dates and verification codes. The attack took place against the … Continue reading

LowCards.com Weekly Credit Card Update–January 15, 2016

Wearable Technology Will Be Used by Half of Consumers for Mobile Payments Research firm, Gartner Inc., has released a recent prediction that wearable technology will play a tremendously larger role in mobile payments over the next few years, saying that … Continue reading

Best Bad Credit Cards Of 2016

Having a troubled credit history does not mean that you are unable to get a credit card. In fact, having a credit card, and using it responsibly, is an important way to begin the process or rebuilding your credit. Thankfully, … Continue reading

CareCredit Now Accepted at Rite Aid Stores

CareCredit, a healthcare financing company, announced today that its health, wellness and personal care credit card will now be accepted at all Rite Aid stores in the United States. The card be used for prescriptions or general merchandise, as well … Continue reading

The LowCards.com Weekly Credit Card Rate Report for January 12, 2016

The LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual … Continue reading

How Long Does It Take For A Credit Card To Build Your Credit?

When you are trying to build your credit score, it can seem to take forever. The best way to increase your credit is often by using credit cards in a responsible manner. It would be nice if these cards allowed … Continue reading

FTC and State of Florida Sue CardReady for Card Laundering

The Federal Trade Commission and the State of Florida charged CardReady LLC with credit card laundering on Friday. The company is also accused of assisting and facilitating a debt relief telemarketing scam that allegedly stole millions of dollars from consumers. … Continue reading

LowCards.com Weekly Credit Card Update–January 8, 2016

Coin and MasterCard Want to Make Everything You Wear a Payment Device Coin has primarily been known for making one of the first "smart" credit cards that can switch between multiple cards. That hasn't worked out so well, but it … Continue reading

CardLinx Adds New Members, Including Samsung Card

Today, CardLinx announced it has added a number of new companies to its system, including Samsung Card, General Mills, Under Armour, Go Daddy and FIS. The non-profit company works to create common standards for card-linked offers and loyalty programs. The card-linked system … Continue reading