Credit Card Checklist for Holiday Travel

Taking a trip for the holidays? You may want to take a look at your credit card account before you head out the door. There are some preparations every credit card user needs to take before going on vacation. Notify … Continue reading

Chase Slate vs. Citi Diamond Preferred

When you are struggling to pay off your credit card's balance, you need all the help you can get. One of the best tools to help you pay down your debt is a 0% promotional financing offer on balance transfers. … Continue reading

10 Credit Card Tips to Better Manage Holiday Spending

We are approaching one of the biggest shopping weekends of the year. Nearly 136 million people plan to shop over the four-day Thanksgiving weekend according to the National Retail Federation. Consumers are projected to spend an average of $805 during … Continue reading

Apple’s Website No Longer Supports PayPal Credit Payments

As of last Thursday, Apple no longer supports PayPal Credit payments on its website. Customers who want to set up installment agreements may do so through Barclaycard Visa instead, but PayPal has been removed from the site completely. Under the … Continue reading

Credit Card Consumers Want Better Rewards Programs

Only one in four credit cardholders are completely satisfied with their primary card's rewards program, according to the fifth annual Rewards Barometer Study by Capital One. This is a fairly significant decline from 30% a year ago. Nearly 96% of … Continue reading

What Is The Difference Between Credit Cards And Debit Cards?

When you look at a debit and a credit card side by side, they can appear identical. Both will be the the same size, have the same number of digits, and will contain a logo identifying it with a major payment … Continue reading

New Credit Card Earns Free Nights at Any Hotel

Yesterday, Stash Hotel Rewards and Synchrony Financial launched the Stash Hotel Rewards Visa Card. Stash Hotel Rewards, an independent hotel rewards program, lets members earn points for staying at one of over 150 independent hotels in 100 U.S. cities. Currently, loyalty … Continue reading

Best Dining Rewards Credit Cards

From urban professionals to business travelers, some Americans can devote a significant amount of their income dining out. In many cases, we are simply too busy to purchase and prepare a meal, let alone clean up afterwards. So if you are … Continue reading

New Chase Freedom App Redeems Rewards at Checkout

Recently, Chase introduced a mobile app specifically for the Chase Freedom card, which allows Chase Freedom cardholders the opportunity to redeem their cash back rewards and pay at the register at 30 top merchants. With the new Chase Freedom Mobile … Continue reading

Low Interest vs. Cash Back Credit Cards

Which credit card is best? That is the million dollar question, but there is no one correct answer. The right credit card will be the one that best meets your needs. Among the top credit cards offered are those with low … Continue reading

Spark Cash vs. Chase Ink Cash

When selecting a credit card for business use, there are two different paths you can take to earning the most valuable rewards. One is to find a card that offers the highest level of return on all of your spending, … Continue reading

Discover Credit Cards Rank Highest in Customer Satisfaction

Today, J.D. Power released its 2015 U.S. Credit Card Satisfaction Study, and for the first time, Discover sits alone as the number one card in customer satisfaction. It is also the first time in the nine-year history of the study … Continue reading

Capital One QuicksilverOne vs. Platinum

If you have less than perfect credit, it can be hard to find the best credit card for your needs. The temptation is to apply the top card with the best rewards and the lowest rates and fees, but this can … Continue reading Weekly Credit Card Update–August 7, 2015

Using a Digital Wallet May Cost You in Credit Card Rewards Mobile payments are surging as an alternative payment method, with Forrester Research estimating that the industry will nearly triple in terms of transactions by 2019. Digital wallets are typically … Continue reading

American Express Rewards Can Be Used on

American Express cardholders will now be able to use their membership rewards to make purchases on, and have their products delivered to their local store or directly to their door. If you have an American Express credit card, you … Continue reading

Citi Simplicity vs. Chase Freedom

Credit cards with no annual fees are favorites with many cardholders. While some don't find any value in these fees, others simply refuse to pay for the privilege of using a credit card when there are so many cards offered … Continue reading

One-Quarter of Americans Use Rewards Points for Summer Vacations

Approximately 198 million Americans are planning to take a summer vacation this year, an increase of 13% over 2014. Among those families, 26% plan to use rewards points to help cover their travel costs, according to the latest study from … Continue reading

How to Maximize Credit Card Benefits

Do you want to get the most out of your credit card rewards program? If so, you need to know how to use your credit card in the most efficient way. There are simple adjustments you can make to your … Continue reading

AmEx Launches New Dining and Travel Benefits for Premier Rewards Gold Card

American Express has enhanced the benefits for Premier Rewards Gold Card members with new dining and travel rewards. These perks are available for new cardholders, as well as existing members. Some of the new rewards include: Double points at restaurants in … Continue reading

Smartphone Offered with New Citi AT&T Credit Card

Today, Citi and AT&T announced a new co-branded credit card that provides cardholders a way to receive a new smartphone. The AT&T Access More Card gives cardholders a link to a special website where they purchase a smartphone at full … Continue reading

Top 7 Travel Credit Cards for 2015

Summer is right around the corner and people are already planning their getaways. Traveling can be quite expensive, which is why so many people have to cut back on their vacations. But with the right credit card rewards program, you … Continue reading Weekly Credit Card Update–March 27, 2015

Google Working on Project to Let You Receive and Pay Bills Directly Inside Gmail Google's mission to organize the world's information is now targeting your physical mailbox. The company is currently working on a project that will allow Gmail users … Continue reading

Discover and AmEx Top Credit Cards in Consumer Satisfaction

According to a recent consumer satisfaction survey of more than 6,600 credit card users, Discover and American Express are the most "satisfying" credit card companies in America. The 2015 U.S. Credit Card Satisfaction Report from Credio is the first of … Continue reading

CFPB Wants Public’s Input on Credit Card Industry

The Consumer Financial Protection Bureau is requesting public input on how the credit card market is operating. This is part of a required review which must be conducted every two years according to the CARD Act of 2009. The Request for … Continue reading

Free iPhone Upgrades for AmEx Cardholders in India

American Express credit cardholders in India can now upgrade their iPhones by simply redeeming their rewards points at Apple Stores. This is part of the new Pay with Points program that provides real-time opportunities to cash in rewards with more … Continue reading

The 5 Best Small Business Credit Cards Of 2015

It's not easy running a small business, and owners have to fight for every bit of revenue they can, while closely tracking their expenses. Credit cards designed for business use can help with this task by offering a single place … Continue reading

Even Billionaires Use Rewards Credit Cards

Even the rich and famous like to tally up their credit card rewards. Billionaire Liu Yiqian used his frequent flier miles to fly to Hong Kong to purchase an ancient Tibetan silk tapestry for $45 million, according to Bloomberg. Liu … Continue reading

Swyp All-in-One Credit Card Learns Your Spending Patterns

Swyp, a new innovation from Qvivr, is a digital wallet which acts as an all-in-one credit card. SWYP has a chip that stores account information for each of your cards. What makes this device special is the fact that it can predict … Continue reading

A Truly “Green” Credit Card Hits The Market

Credit card issuers have marketed their cards to specific target audiences for years. Frequent fliers, bookworms, NFL fans, home fixer-uppers, students, travelers, NASCAR fans....and now, people concerned about climate change. Today, a biodegradable MasterCard that helps combat climate change hit … Continue reading Weekly Credit Card Update–December 5, 2014

What Happens When You Swipe Your Card? This holiday shopping season, you might worry that every time you swipe your credit or debit card some criminal might be swiping your account number and with good reason. The number of reported, … Continue reading

Clinkle Offers Students $20 to Sign Up for Debit Card

Clinkle, a mobile payments startup, is offering students from one University $20 to sign up for their debit card. The money is set up in a vending machine on the University of California Berkeley campus where students can get "free money" … Continue reading

New Year’s Credit Card Resolutions

We're approaching another new year, which means we all have a chance to focus and fix areas of our life with some New Year's resolutions. One resolution may be to get your credit card account in order so you can … Continue reading Weekly Credit Card Update–October 3, 2014

Cyberattack Against JPMorgan Chase Affects 76 Million Households A cyberattack this summer on JPMorgan Chase compromised the accounts of 76 million households and seven million small businesses, a tally that dwarfs previous estimates by the bank and puts the intrusion … Continue reading Weekly Credit Card Update–July 18, 2014

Credit Card Fees are Killing Small Businesses There is no real competition in the market for credit and debit card swipe fees. Because Visa and MasterCard control 80% of the card market, they are able to dictate terms. The system … Continue reading

5 Tips For Maximizing Credit Card Rewards

Earning rewards on your credit card is a great benefit to consumers who completely pay off their balance each month on time. You can actually make money by making transactions with a credit card. But sometimes credit card companies make … Continue reading

5 Most Important Things To Consider When Picking A Credit Card

If you are interested in obtaining a new credit card, then you need to think about a few of the critical factors that should go into that decision. Applying for a new credit card should not be a decision made … Continue reading

Wells Fargo to Launch Two Credit Cards for Big Spenders

Wells Fargo is looking to attract a more affluent customer base by launching two new credit cards. The cards are designed for current Wells Fargo customers who are heavy spenders or who travel often. Propel World and Propel 365 offer a … Continue reading

Wallaby’s Chrome Extension Recommends Credit Cards for Online Shopping

Wallaby's credit card rewards optimization program has now made its way to Google Chrome. The company has developed an extension that tells consumers which credit card to use when shopping online so the rewards are maximized. The extension works by … Continue reading

Maximize Credit Card Rewards with New App

A new app on the market known as Pick2Pay allows users to "maximize their savings" with credit card rewards and e-gift cards. The app scouts the best savings options for your purchases to ensure that you get the best deal, … Continue reading

Should I Pay My Taxes with a Credit Card?

April 15 is less than two months away, and many of us are already trying to figure out how to pay our taxes. Using a credit card to pay taxes may seem like an easy way to appease the IRS, … Continue reading Weekly Credit Card Update–February 14, 2014

Target Data Breach Pits Banks Against Retailers Banks and big retailers are locked in a debate over the breach of consumer data that gripped Target during the holiday season. At issue: Which industry bears more responsibility for protecting consumers' personal … Continue reading Weekly Credit Card Update–January 17, 2014

Millions Getting New Debit, Credit Cards After Target Hack Millions of consumers are being sent new credit and debit cards in the wake of the recent security breach that hit as many as 110 million Target customers. JPMorgan Chase announced … Continue reading

American Express Cardholders Lose Airline Perks

The airline perks that came with some American Express cards are going away. According to a notice put out by American Express, "Beginning March 22, 2014, American Express Card Members will no longer have access to American Airlines Admirals Club … Continue reading

How to Get Tax Deductions from Donating Credit Card Rewards

With the holiday season in full swing, some credit cardholders will choose to donate their credit card rewards to a charity. Credit card companies make it easy to do this with a click of the button on their website. What … Continue reading Weekly Credit Card Update–November 22, 2013

Retailers Use Deals to Get You Connected Head into the mall this holiday season, and you won't just be bombarded by 50% off signs or two-for-one deals. Once you hit the cash register, someone is bound to tempt you with … Continue reading

Credit Card Rewards Programs Under Review by CFPB

The Consumer Financial Protection Bureau is starting to review whether credit card rewards programs are misleading to credit card users. The result of the review may be new, strict rules about the transparency of rewards programs, including details about cash … Continue reading

Chase Freedom Credit Card Doubles Sign-Up Bonus

Chase Freedom is one of the better cash back credit cards on the market. It just got even better. On Monday, Chase announced that it is increasing its signup bonus from $100 to $200 for any new cardholder who spends … Continue reading