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Taking a trip for the holidays? You may want to take a look at your credit card account before you head out the door. There are some preparations every credit card user needs to take before going on vacation. Notify … Continue reading →
Have you been naughty or nice this holiday season with your credit card spending? If you haven't been keeping track, you'll most certainly find out when your credit card statements come in January. Here are seven naughty holiday pitfalls and the nicest … Continue reading →
In desperate times, having the ability to overdraft your checking or credit card account can come in handy. It's like an instant personal loan without having to fill out an application. Of course, this loan has to be paid back right away … Continue reading →
Credit card limits are determined by a variety of factors. Credit card companies are not going to put themselves in a position where they are likely to lose money. Every decision the company makes is based on a customer's potential … Continue reading →
When most people reflect on their credit score, they instantly start thinking about credit cards, and their ability to get low interest rates and high credit limits. However, your credit score affects far more than just your ability to get … Continue reading →
If you are interested in obtaining a new credit card, then you need to think about a few of the critical factors that should go into that decision. Applying for a new credit card should not be a decision made … Continue reading →
'Rachel' Robocallers Reach Settlement with the FTC Two more people and four companies have agreed to settle charges in the "Rachel robocall" scheme, according to the Federal Trade Commission. The Rachel scam, which used other names as well, called people, … Continue reading →
According to a new report from Equifax, retail credit card accounts are on the rise, both in terms of balances and the number of cards on the market. There were 24.6 million new retail credit card accounts opened between January … Continue reading →
In the four years since the CARD Act was signed into law, the cost of credit has dropped by two percentage points, but many consumers are finding credit more difficult to obtain. These were some of the major findings of … Continue reading →
Every credit card comes with a detailed document called the Terms and Conditions. This communication is difficult to read and even harder to understand. But it contains important information about your credit card and what the issuer can do to … Continue reading →
The latest report from Equifax shows that credit card issuers appeared to loosen credit standards during the first nine months of 2012. The National Consumer Trends Report by Equifax shows that new credit card accounts opened in the first three … Continue reading →