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Child identity theft is a growing problem that is starting to get addressed by the big three credit bureaus and some state legislatures. According to a recent study, over 10% of children had someone else using their Social Security number. … Continue reading →
Facebook to Let Messenger Users Send Cash to Friends Facebook is giving the more than 500 million users of its Messenger app the ability to send money to each other, becoming the latest mobile platform to incorporate a payments service. … Continue reading →
Two new start-ups have recently opened their doors to serve consumers with limited or no credit files. These consumers find it difficult, if not impossible, to borrow from traditional lenders because the credit bureaus do not have enough information to … Continue reading →
Tax refund checks will soon be rolling in, and some of them will likely go to "unnecessary" purchases--that new iPad you've been drooling over, or the big party you've been wanting to throw. While there is no shame in spending … Continue reading →
Retailers Use Deals to Get You Connected Head into the mall this holiday season, and you won't just be bombarded by 50% off signs or two-for-one deals. Once you hit the cash register, someone is bound to tempt you with … Continue reading →
Capital One is aiming to expand its business by creating more co-branded and private label credit cards. These are cards that offer rewards through another company, like a retail store or airline. Capital One is pushing in this direction because … Continue reading →
Two ghost banks in Ft. Lauderdale, Florida have been operating credit card scams using mailboxes located at a local storage facility. The banks, working under the names of AmTrade International Bank and Freedom 1st National Bank, have sent out numerous letters … Continue reading →
Judge is Open to Repayment of Swipe Fees A federal judge threatened to further crimp a once-lucrative profit center for banks and credit card companies, saying they may need to reimburse retailers billions of dollars in debit card transaction fees … Continue reading →
2012 was a relatively quiet year for the credit card industry. However, there were a number of developments that may have a far-reaching impact in the years to come. Here are the top ten credit card stories of 2012: Swipe … Continue reading →
As our children grow, they are exposed to many different learning experiences. However, many children are never taught anything about financial literacy or the use of a credit card. Teachers rarely talk about credit cards or credit card debt, so it is critical for parents … Continue reading →
The Consumer Financial Protection Bureau released its first Supervisory Highlights report yesterday, describing the problems and risky practices that its investigators found during their supervision process. The CFPB can supervise a number of financial institutions including banks with over $10 billion … Continue reading →
The Consumer Financial Protection Bureau may soon make another move that could help consumers: bringing transparency and public accountability to credit reporting agencies. Beginning September 30th, the CFPB will monitor over 30 of the country's biggest credit bureaus and investigate … Continue reading →