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It's vital that college students build their credit history while learning sound practices for managing credit cards. Thankfully, there are a number of credit card issuers that offer products specifically for students to achieve these goals. The Capital One Journey and the Discover … Continue reading →
Debit Card Data Thefts at All Kinds of ATMs Soar Criminals are stealing card data from U.S. automated teller machines at the highest rate in two decades, preying on ATMs while merchants crack down on fraud at the checkout counter. … Continue reading →
A new bill aiming to regulate student debit cards has made its way through the Oregon House and is now headed to the state Senate. HB 2832 is designed to set up federal guidelines for colleges and universities that sign … Continue reading →
In an effort to combat misleading information about college-sponsored prepaid cards, the Consumer Federal Protection Bureau has developed a Safe Student Account Scorecard, which provides a thorough comparison of prepaid offers. The scorecard provides upfront information about a card's features, … Continue reading →
The Consumer Federal Protection Bureau recently reported a nearly 70% decline in college credit card agreements since Congress established regulations for disclosures in 2009. Educational institutions are now forced to be completely transparent when offering credit cards to students, and it seems … Continue reading →
Apple Pay Grows to Support 90% of U.S. Credit Cards Apple Pay has been adding support for more credit cards in the United States since the service launched. By transaction volume, the service now supports 90% of the credit cards … Continue reading →
Credit Card Fees are Killing Small Businesses There is no real competition in the market for credit and debit card swipe fees. Because Visa and MasterCard control 80% of the card market, they are able to dictate terms. The system … Continue reading →
Many college campuses now offer debit cards students can use to access their excess financial aid. These cards promise faster payments and better convenience over the traditional check. But students need to be aware of the fees with these cards. … Continue reading →
Each year, the CARD Act requires the Consumer Federal Protection Bureau to issue a report on the agreements between credit card issuers and institutions of higher learning and their affiliated organizations. The goal is to create more transparency in the world of college-affiliated … Continue reading →
Target Says 40 Million Credit, Debit Cards May Have Been Compromised in Security Breach Target said Thursday that credit and debit card account information for 40 million of its customers may have been stolen during the height of the holiday … Continue reading →
While it may seem unusual, a number of colleges in America do not accept credit cards at campus-based restaurants because they expect students to pay on their meal plans. Until now, Brown University has been one of those institutions. Brown … Continue reading →
CFPB Targets Banks' Campus Deals The Consumer Financial Protection Bureau is concerned that deals between banks and colleges steer students toward checking accounts and debit cards that come with high fees or other costs. Schools and the banks say any fees and other … Continue reading →
Many students will soon leave home for college, taking another step toward independence and managing money on their own. Students unprepared for new freedom can quickly go into debt and ruin their credit score. Parents need to make sure students … Continue reading →
Consumer Credit Growth Cools, Credit Card Use Sags In September, growth in consumer credit cooled as households appeared to use their credit cards less frequently. According to Federal Reserve data released this week, consumer credit grew $11.36 billion in September, lower … Continue reading →