Upromise MasterCard Helps Americans Save for College

Nearly every family feels college is an important investment, but 60% are overwhelmed when it comes to saving for it, according to a recent study by Sallie Mae and Ipsos entitled How America Saves for College 2015. Upromise has two programs … Continue reading

American Express Offers New Credit Card for Small Businesses

This week American Express OPEN launched its SimplyCash Plus Business Credit Card, which has no annual fee and the opportunity to earn cash back on business expenses. The new credit card also allows members to spend beyond their credit limit … Continue reading

Credit Card Checklist for Holiday Travel

Taking a trip for the holidays? You may want to take a look at your credit card account before you head out the door. There are some preparations every credit card user needs to take before going on vacation. Notify … Continue reading

Credit Card Consumers Want Better Rewards Programs

Only one in four credit cardholders are completely satisfied with their primary card's rewards program, according to the fifth annual Rewards Barometer Study by Capital One. This is a fairly significant decline from 30% a year ago. Nearly 96% of … Continue reading

American Express Now Offers Serve Cash Back Prepaid Card

Prepaid cards are enjoying a significant upsurge in America, and American Express is trying to capitalize on this trend. Today, American Express expanded its line of Serve prepaid cards by introducing the Serve Cash Back card, the first prepaid debit … Continue reading

Back to School Spending Up 8% This Year

Parents plan to spend an average of $1,239 on school supplies in 2015, an increase of 8% from last year and 24% since 2011, according to the latest American Express Spending & Saving Tracker. Two important factors in this spending increase … Continue reading

Citi Simplicity vs. Citi Double Cash

There are two types of credit card users: those who sometimes incur interest charges and fees by carrying a balance or occasionally making a late payment; and those who avoid interest charges and fees by always paying their statement balance … Continue reading

Do Balance Transfers Earn Points Or Miles?

If you are carrying a balance on your credit card, your highest priority should be to reduce your interest costs and pay off your debt. But while you are doing so, it could be nice to earn rewards from completing … Continue reading

Discover Closes Mortgage Sector in Favor of Direct Banking

Discover Financial has decided to close its mortgage sector to focus on its direct banking products. The transition will leave approximately 460 employees without work, though Discover will provide them with a severance package. Discover Home Loans was established in … Continue reading

Capital One Quicksilver Rewards vs. Venture Rewards

Capital One has made a name for itself among reward credit card issuers by offering what it calls "No Hassle" Rewards. This means cardholders can redeem rewards when they want, without a myriad of restrictions and limitations. Capital One also … Continue reading

Chase Freedom vs. Discover it

Would you like to earn 5% cash back on some of your purchases? Of course, which is why two of the most popular credit cards in the United States feature 5% cash back on up to $1,500 spent each month … Continue reading

LowCards.com Weekly Credit Card Update–February 13, 2015

Why Some People Still Have Hidden Bank or Credit Card Accounts More than 7 million Americans, including 4.4 million men and 2.8 million women have hidden a bank or credit card account from their live-in spouse or partner, according to … Continue reading

New BJ’s Wholesale Club Credit Card Offers On-Demand Rewards

BJ's Wholesale Club launched a new co-branded credit card that gives users on-demand reward redemption at checkout. This is the first card of its kind for the wholesale foods industry. The My BJ's Perks MasterCard offers enhanced rewards in all … Continue reading

Discover Enhances Cash Back Program

Discover has expanded its cash back rewards program just in time for the holidays. Discover cardholders can now cash in their rewards at any time, no matter how large or small they may be. In addition, the cash back bonuses … Continue reading

Top Holiday Credit Cards of 2014

In the United States, the holiday season is synonymous with shopping, and credit cards have become an indispensable part of the experience. Unfortunately, many shoppers end up applying for store credit cards during checkout, which offer less competitive terms and … Continue reading

New Citi Double Cash Credit Card Gives Twice the Rewards for Paying Off Your Balance

A new rewards credit card from Citi known as Double Cash offers bonus cash back when you pay off your credit card debt. The program is designed to encourage consumers to keep their debt low and reward them when they … Continue reading

GM Improves Rewards Program on Credit Cards

GM has announced a significant improvement in the rewards program for its credit card. The new GM Card from Capital One has no limit on the amount of rewards you can earn and no expiration date for your points. Previously, the … Continue reading

LowCards.com Weekly Credit Card Update–September 27, 2013

Google Wallet Arrives on iPhone Google introduced the Wallet app to the iPhone, a move which will hasten the replacement of cash and credit cards. The iOS app will allow users to store gift and loyalty cards and send cash … Continue reading

Capital One Introduces Enhanced Cash Back Card

The new Capital One Quicksilver credit card is a new cash back card that replaces the former Cash card. Quicksilver pays 1.5% on every transaction and is extremely easy to understand. It has no spending tiers or limits, no rotating bonus categories, no required … Continue reading

Comparing Credit Card Benefits

With the variety of rewards credit cards on the market, you may feel a little overwhelmed by all your options. Cash back, airline miles, rewards points--what does it all mean? In this article, we will go through the art of … Continue reading

Bank of America Offers Cash to Cardholders for Paying Down Debt

Bank of America is trying to attract new customers by offering a cash rewards to people who pay down their credit card balance each month. The Better Balance Rewards card gives cardholders $25 per quarter for paying more than their … Continue reading

Choosing the Best Credit Card for 2013

The start of a new year is typically when consumers take a close look at their finances, making resolutions on saving money and cutting expenses. It may be an annual tradition, but this year there is an urgency as lawmakers … Continue reading