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Rebuilding your financial life after bankruptcy is not easy. Your credit score has taken a tremendous hit and needs to be increased. This will take time but you must be diligent in working toward this goal. One way for people … Continue reading →
CFPB Targets Banks' Campus Deals The Consumer Financial Protection Bureau is concerned that deals between banks and colleges steer students toward checking accounts and debit cards that come with high fees or other costs. Schools and the banks say any fees and other … Continue reading →
Filing bankruptcy is a tough decision, and for most, it is the absolute last resort. Nevertheless, it is the only way that some people can escape bad financial decisions from the past. No matter what led you to file, you … Continue reading →
If you negotiated a debt settlement in 2012 on the balance of your credit card account, you may surprised to find that you owe taxes on the debt that has been forgiven. The IRS views forgiven debt of $600 or … Continue reading →
Rise in Household Debt Might Be a Sign of Strengthening Recovery American households are taking on more debt than they are paying down for the first time since the recession started. Some economists even see an end to the long, … Continue reading →
If you are close to bankruptcy, your lenders probably already know about it. Credit reporting agencies have their own formulas that predict the likelihood of bankruptcy. The general public never sees these bankruptcy scores, but they are sold to lenders, … Continue reading →