Best Strategies For Paying Off Holiday Credit Card Debt

According to the most recent Gallup poll, about half of all American credit card users will carry a balance on at least one of their credit cards at some point in the year. For many people, the holiday season is … Continue reading

Chase Slate vs. Chase Sapphire Preferred

Chase is one of the largest credit card issuers in the United States, and it offers a variety of cards for different needs. For cardholders who are looking to pay off their debt, Chase offers its Slate card, which features … Continue reading

Chase Slate vs. Citi Double Cash

Shopping for a credit card can be an overwhelming experience. There are close to 1,000 credit cards offered in the United States. When shopping for a new card, it is important to apply for one that meets your financial objectives. … Continue reading

Are Balance Transfers Worth It?

Many consumers are flooded with direct mail offers from credit card companies, where issuers dangle 0% interest rates for a substantial number of months if consumers simply transfer the balance from their existing card. These "balance transfer" offers are extremely … Continue reading

Tips For Getting Out Of Credit Card Debt In The New Year

In just a few weeks, many of us will be making new year's resolutions. Typically, the two most popular resolutions are to lose weight and reduce debt. We can't offer many tips on cutting that waist line, but we can … Continue reading

7 Credit Cards That Offer The Longest 0% Intro APR

Obtaining an interest free line of credit is one of the most valuable offers available from a credit card issuer, especially for those who are trying to pay off their debt. In fact, there are many credit cards that offer 0% APR … Continue reading

6 Tips For Paying Off Your Credit Card Debt

If you are looking to pay off your credit card debt, you are making the right financial move. It is easy for manageable credit card debt to turn into an overwhelming situation. But the good news is that you can … Continue reading

Important Considerations for Balance Transfer Cards

A balance transfer credit card can be incredibly beneficial when you are overwhelmed by credit card debt. These offers have the potential to save you money in interest penalties and allow you to consolidate your debt onto one card. Before … Continue reading Weekly Credit Card Update–August 30, 2013

Facebook Friends Could Change Your Credit Score Choose your Facebook friends wisely; they could help you get approved--or rejected--for a loan. A handful of tech startups are using social data to determine the risk of lending to people who have … Continue reading

What Is the Best Way to Consolidate Credit Cards?

If you are tired of paying on multiple credit card balances, it may be time for you to consider consolidation of your various debt. With credit card consolidation, you put all of your balances onto one card and then make … Continue reading Weekly Credit Card Update–June 6, 2013

Data Breaches Cost Consumers Billions of Dollars A new report from Javelin Strategy and Research concludes that a single massive data breach can result in “billions of dollars” in consumer fraud losses. A record number of breaches took place in 2012, … Continue reading

How to Get $0 Fee Balance Transfer

If you are trying to consolidate the debt on your credit cards, you may consider transferring the balance from one card to another. Some people may not realize this transfer usually comes with a price: a balance transfer fee. This … Continue reading

How to Improve Your Credit Score Fast

Many people experienced a decline in their credit scores after the economy crashed in 2008. The loss of a job or skyrocketing expenses can easily send your credit score from the 700s into the 600s. Credit scores can go down … Continue reading

Ultimate Guide To Finding The Best Balance Transfer Card

Balance transfer cards can be an invaluable tool for those looking to avoid paying high interest rates on existing balances, but when used improperly they can be just as dangerous as the initial high rate card. In this interview with … Continue reading

10 Common Credit Card Mistakes (And How To Avoid Them)

We have all made financial mistakes at some point. When it comes to credit cards, there are a significant number of pitfalls that any consumer can make. To help you avoid these, we have compiled a list of the 10 most common credit … Continue reading

Climbing Out of Debt in 2013

Credit card bills will soon arrive and show how much households spent during the holidays. Chances are good that many consumers added a few hundred dollars of debt to their credit card accounts which already averaged nearly $5,000 per cardholder. … Continue reading

Choosing the Best Credit Card for 2013

The start of a new year is typically when consumers take a close look at their finances, making resolutions on saving money and cutting expenses. It may be an annual tradition, but this year there is an urgency as lawmakers … Continue reading

LowCards Weekly Credit Card Update October 12

Wal-Mart and AmEx in Prepaid Card Deal Wal-Mart Stores is taking another leap into the banking world, announcing on Monday a prepaid card and debit account with American Express that will give low-income consumers access to features like smartphone deposits. … Continue reading