Having a low credit score can be detrimental in a money-driven world. It will prevent you from getting car loans, home loans, credit cards and much more. No matter what caused your bad credit, there is a way out of it. The … Continue reading
Did you make a New Year's Resolution to get your financial house in order in 2013? A good place to start is by doing a personal checkup of your credit. And there are free options out there. Don't fall for … Continue reading
TransUnion has released its ranking of metropolitan areas with the highest and lowest consumer credit score in the country. Two areas in northern California--San Jose-Sunnyvale-Santa Clara (700) and San Francisco-Oakland-Freemont (696)--have the highest scores. Memphis is the area with the lowest … Continue reading
A report released today by the Federal Trade Commission underscores the need for Americans to check their credit reports on a regular basis. The FTC study found that 26 percent of consumers had a material error on at least one of … Continue reading
The "old fashioned" ways of stealing someone's identity are still the leading causes of identity fraud. According to a study by Travelers, the offline methods of identity fraud such as stolen or lost wallets, pilfered identifications and burglaries far outweigh the … Continue reading
Mobile Apps Aim to Steer Consumer Credit Card Choices There are two new mobile apps which help cardholders select the best credit card to use at checkout. Wallaby Financial released a free app that helps iPhone users determine which card … Continue reading
The credit score you purchase from a credit reporting agency may be very different from the score your lender sees. Lender's scoring models place nearly one in five consumers in different credit categories, according to a new report by the Consumer … Continue reading
Divorce is more than ending a marriage. It is also requires splitting up your finances, including credit card debt. No matter how emotional the divorce may be, dealing with the debt requires a solid plan and cool heads. It may … Continue reading
The Consumer Financial Protection Bureau may soon make another move that could help consumers: bringing transparency and public accountability to credit reporting agencies. Beginning September 30th, the CFPB will monitor over 30 of the country's biggest credit bureaus and investigate … Continue reading