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Student Credit Cards

These credit cards help college students build their own credit history. Most student credit cards have relatively low credit limits, and some have rewards for everyday purchases. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Discover it® for Students
Discover it® for Students Apply Now See Details
Intro Rate: 0%* on purchases for 6 months* and See Terms on balance transfers
Interest Rate: 12.99%-18.99% V
Annual Fee: No annual fee

Credit Profile : Fair

Editor Rating :

Best Card Features: 0% intro APR, cash back opportunities

2. Discover it® for Students with $20 Cashback Bonus
Discover it® for Students with $20 Cashback Bonus Apply Now See Details
Intro Rate: 10.99% Intro on balance transfers for 6 months from date of first transfer by August 10, 2013
Interest Rate: 12.99%-18.99% V
Annual Fee: No annual fee

Credit Profile : Fair

Editor Rating :

Best Card Features: $20 cash back bonus; Attractive rewards program; No annual fee

3. Citi® Dividend® Card for College Students
Citi® Dividend® Card for College Students Apply Now See Details
Intro Rate: 0% intro APR for 7 months
Interest Rate: 13.99-23.99% (V)
Annual Fee: $0*

Credit Profile : Fair

Editor Rating :

Best Card Features: Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment

4. Citi Forward® Card for College Students
Citi Forward® Card for College Students Apply Now See Details
Intro Rate: 0%* on purchases for 7 months*
Interest Rate: 13.99%-23.99% (V)
Annual Fee: $0*

Credit Profile : Fair

Editor Rating :

Best Card Features: 0% introductory APR offer, APR reduction when you use your card wisely, no annual fee