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Student Credit Cards

These credit cards help college students build their own credit history. Most student credit cards have relatively low credit limits, and some have rewards for everyday purchases. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Discover it® for Students
Discover it® for Students Apply Now See Details
Intro Rate: 0%* on purchases for 6 months* and See Terms on balance transfers
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Fair

Editor Rating :

Best Card Features: 0% intro APR, cash back opportunities

2. Citi® Dividend® Card for College Students
Citi® Dividend® Card for College Students Apply Now See Details
Intro Rate: 0% intro APR for 7 months
Interest Rate: 13.99-23.99% (V)
Annual Fee: $0*

Credit Profile : Fair

Editor Rating :

Best Card Features: Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment

3. Citi Forward® Card for College Students
Citi Forward® Card for College Students Apply Now See Details
Intro Rate: 0%* on purchases for 7 months*
Interest Rate: 13.99%-23.99% (V)
Annual Fee: $0*

Credit Profile : Fair

Editor Rating :

Best Card Features: 0% introductory APR offer, APR reduction when you use your card wisely, no annual fee

4. Journey (SM) Student Rewards from Capital One®

Journey (SM) Student Rewards from Capital One® Apply Now See Details
Intro Rate: N/A
Interest Rate: 19.8% (V)
Annual Fee: $0

Credit Profile : Fair

Editor Rating :

Best Card Features: Rewards program; No annual fee.

5. American Express® Serve
American Express® Serve Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: None

Credit Profile : Poor

Editor Rating :

Best Card Features: No credit check, No monthly fee, No annual fee