Student Credit Cards

These credit cards help college students build their own credit history. Most student credit cards have relatively low credit limits, and some have rewards for everyday purchases. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points

Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points Apply Now See Details
Intro Rate: 0%* on purchases for 7 months*
Interest Rate: 13.99%-23.99% (V)
Annual Fee: $0*

Credit Profile : Good

Editor Rating :

Best Card Features: 0% introductory APR offer, APR reduction when you use your card wisely, no annual fee

2. Discover it® for Students

Discover it® for Students Apply Now See Details
Intro Rate: 0%* on purchases for 6 months* and 10.99% on balance transfers for 6 months from date of first transfer for transfers that post prior to July 10, 2014.
Interest Rate: 12.99%-21.99% Variable
Annual Fee: No annual fee

Credit Profile : Fair

Editor Rating :

Best Card Features: 0% intro APR, cash back opportunities

3. Discover it® for Students with $20 Cashback Bonus

Discover it® for Students with $20 Cashback Bonus Apply Now See Details
Intro Rate: 10.99% Intro on balance transfers for 6 months from date of first transfer by July 10, 2014.
Interest Rate: 12.99%-21.99% Variable
Annual Fee: No annual fee

Credit Profile : Fair

Editor Rating :

Best Card Features: $20 cash back bonus; Attractive rewards program; No annual fee

4. Discover it® chrome for Students

Discover it® chrome for Students Apply Now See Details
Intro Rate: 0% intro APR for 6 months
Interest Rate: 12.99%-21.99% Variable
Annual Fee: $0

Credit Profile : Fair

Editor Rating :

Best Card Features: Student card with intro APR

5. Citi® Dividend® Card for College Students

Citi® Dividend® Card for College Students Apply Now See Details
Intro Rate: 0% intro APR for 7 months on purchases
Interest Rate: 13.99-23.99% (V)
Annual Fee: $0*

Credit Profile : Good

Editor Rating :

Best Card Features: Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment