Scientists Create Quantum Credit Cards Impossible to Hack

January 2, 2015, Written By Lynn Oldshue
Credit card security

As the era of magnetic strip credit cards fades away, a team of scientists in the Netherlands has developed a potentially un-hackable credit card model. Dubbed as quantum credit cards, these payment solutions use advanced scientific methods to create cards that are nearly impossible to replicate.

The concept behind quantum credit cards is fairly complex. Each card has a strip of nanoparticles on the back that the bank will zap with a laser. This zapping creates a pattern of indentations that is nearly impossible to duplicate. Even if someone did replicate it, they would be using more resources to do so than they would be able to gain from the second card.

To put matters into perspective, Pepijn Pinkse from the University of Twente team responsible for this discovery, said, “It would be like dropping 10 bowling balls onto the ground and creating 200 separate impacts. It’s impossible to know precisely what information was sent (what pattern was created on the floor) just by collecting the 10 bowling balls.”

The team says they would be able to implement this new security system relatively quickly using technologies that already exist in the industry. While there is no information about how widespread these cards could become, it is encouraging to see there are even more secure possibilities beyond chip-and-PIN technology.

 



The information contained within this article was accurate as of January 2, 2015. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.