1. Discover® More(SM) Card

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Interest Rate:	10.99%
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	up to $50,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. 5% Cashback Bonus® in categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Earn up to 1% Cashback Bonus® on general purchases. Cashback rewards: $25-1,500-.25%, $1,500-3,000-.50%, over $3,000- 1%. Redeem in $20 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).

2. Discover® More(SM) Card - Clear

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Interest Rate:	10.99%
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	up to $50,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who want a cash reward credit card. Earn up to 2% in cash rebates with the card. Spend up to $1,500 (or if purchases are made at select warehouse clubs and discount stores) and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 and receive a 1% rebate. Enroll in the Get More program and receive 5% Cashback Bonus® in reward categories that rotate every 3 months (such as gas/auto, clothing/education, restaurants, travel and more). Earned rebates are worth double their value at participating retailers through the Cashback Bonus® Reward program. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. Computes balances for purchases with two-cycle daily balance method which usually results in higher finance charges. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers.

3. Major League Baseball® Extra Bases™ Credit Card

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Interest Rate:	9.99% / 15.99%
Intro Rate:	0% APR for 12 Billing Cycles
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.

Our Opinion: Created for those with good credit who want to show their support of their favorite MLB team and want to have a baseball rewards program. Receive 1 point per $1 spent with the card. Redeem points for MLB team experiences (such as field-level game tickets), collectibles, cash, travel, and merchandise. Earn unlimited points each year. $50 MLB giftcard after your first qualifying purchase.

4. The Nature Conservancy Platinum Plus® Visa® Credit Card

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Interest Rate:	9.99%
Intro Rate:	0% APR for 12 Billing Cycles
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is also available for cash advance checks.

Our Opinion: Created for those with good credit who would like to have a rewards card and support The Nature Conservancy. Earn 1 point per $1 spent on all purchases. Redeem points for unlimited cash rewards, travel, gift cards, etc. Bank of America makes a contribution to the Nature Conservancy for each new account that is opened. This card will benefit those who pay off their balance each month and who want to support the Nature Conservancy.

5. TrueEarnings® Card from Costco and American Express

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Interest Rate:	14.99%
Intro Rate:	0% APR for 3 Months
Grace Period:	20 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: A 1.99% introductory rate is available on balance transfers for the first six months if a transfer is submitted during the first 30 days.

Our Opinion: Created for Costco members who have average credit and will take advantage of the cash back reward program. Cash rebate varies by where you make the purchase: 1% is earned on general purchases, 2% is earned for travel-related purchases, 3% is earned for restaurant and gasoline purchases. Earn unlimited rebates. Benefits include purchase protection, travel accident insurance, and auto rental insurance. This card has an above average interest rate for purchases and balance transfers. No annual fee with a paid Costco membership. This card will benefit those who plan to spend at least $5,000 a year on the card and plan to pay in full each month.

6. NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card

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Interest Rate:	9.99% / 15.99%
Intro Rate:	0% APR for 12 Billing Cycles
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.

Our Opinion: Created for those with good credit who would like to show their support of Nascar and take advantage of the NASCAR reward program. Receive 1 point per $1 spent on the card. Redeem points for NASCAR licensed collectibles, including autographed items, on-track driving experiences, access to driver introduction in the red carpet area (50,000 points), and crew member for a day (350,000 points). Receive $50 store credit at NASCAR.com after the first authorized purchase.

7. Disney Rewards® Visa® Card from Chase

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Interest Rate:	10.99%
Intro Rate:	0% APR for up to12 Months
Grace Period:	20 Days (Min.)
Credit Limit:	up to $100,000
Annual Fee:	None

Our Opinion: Created for those with good credit who can take advantage of Disney rewards. Earn 1% rebate for general purchases. Receive 1 reward dollar per $100 spent. Earn up to $750 reward dollars per year (rewards expire in 5 years). Use reward dollars on Disney vacations and merchandise. Receive a $15 Disney Store gift card after the first transaction. Platinum benefits include travel accident insurance, travel and emergency assistance services, and auto rental insurance. Uses the "Two Cycles Average Daily Balance" method which may result in higher finance charges. This card will benefit those who pay in full each month and will take advantage of the special Disney offers.

8. Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card

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Interest Rate:	9.9% / 15.99%
Intro Rate:	0% APR for 12 Billing Cycles
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.

Our Opinion: Created for those with good credit who frequently shop at Bass Pro Shops and can take advantage of the reward program. Earn 1% rebate per $1 spent on general purchases, earn a 2% rebate per $1 spent on non-Bass Pro Shops merchandise, earn a 4% rebate on Bass Pro Shops branded merchandise. Use rewards for Bass Pro Shops purchases. Earn unlimited rebates. Receive a free $25 gift card with first purchase. With each purchase, Bass Pro Shops and National Fish and Wildlife Federation will make a contribution to Conservation efforts at no additional cost to you.

9. NFL Extra Points™ Platinum Plus® Visa® Card

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Interest Rate:	9.99% / 15.99%
Intro Rate:	0% APR for 12 Billing Cycles
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.

Our Opinion: Created for NFL fans with good credit who want to participate in an NFL reward program. Earn 1 point per $1 spent. Redeem points for a variety of team experiences (such as VIP passes to an NFL kickoff event), merchandise, and collectibles. Receive a $50 NFL Shop gift certificate with first qualifying purchase.

10. PetRewards® Platinum Plus® Visa® Credit Card

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Interest Rate:	APR Varies*
Intro Rate:	0% APR for 6 Billing Cycles
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks.

Our Opinion: Created for those with very good credit who want to earn pet-related rewards. Earn 2 points per $1 spent at pet food retailers, veterinary clinics, neighborhood pet specialty stores, and farm and feed stores. Receive an additional 500 points after first purchase. Redeem points for pet food discount certificates, veterinary services, and shelter donations. Benefits include emergency assistance services and auto rental insurance. You can also choose to put your pet's picture on the card.