1. Discover® More® Card

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Interest Rate:	As low as 11.99%*
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: *0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. Enroll to earn 5% Cashback Bonus® in rotating categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.* Redeem in $50 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. 5% fee for balance transfers, one of the highest fees for a balance transfer. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).

2. Blue from American Express®

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Interest Rate:	As low as 15.24%**
Intro Rate:	0% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0% Introductory APR (0.0000% DPR) for Purchases for your first 6 months of Cardmembership, depending on our review of your application and credit history.

Our Opinion: Created for those with good credit and an established credit history who want a card with a good rewards program. Cardholders have access to the Membership Rewards Express program with retail, dining, entertainment and select travel rewards. Earn 1 point per $1 spent. Benefits include auto rental insurance, purchase protection, and various emergency and travel assistance services.

3. Simmons First Visa Platinum Rewards

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Interest Rate:	9.25% Variable*
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: No transaction fee for balance transfers.

Our Opinion: Created for those with excellent credit who want a choice of rewards. Receive 1 point per $1 spent with this card. Redeem points for a flight on any U.S. based airline, no black out dates, and choice of ticket class. May also redeem points for hotels, cruises, vacation packages, restaurants, and car rental. Benefits include travel insurance and car rental insurance.

4. Citi Forward® Card

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Interest Rate:	14.24% Variable*
Intro Rate:	0% APR for 7 Months
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Introductory rate is available on purchases and balance transfers.

Our Opinion: Rewards cardholders for staying within their credit limit and paying on time. If you stay within your credit limit and pay on time, you will receive 100 bonus points per billing period and a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to 8 reductions, for a 2% total reduction. Get 2,500 bonus points when you sign up for paperless statements within the first three months of opening the account. Receive 6,000 bonus points when they make their first $250 in purchases within the first three months. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.

5. Chase Freedom℠

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Interest Rate:	12.99%, 17.99%, or 22.99%*
Intro Rate:	0% APR for up to 6 Months on Purchases*
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	None

Special Offers: *0% APR for up to 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99%, 17.99%, or 22.99%.

Our Opinion: Created for those with excellent credit who want a cash rewards card. Standard rebates, earn 1% per $1 spent. Earn 3% cash back in rotating categories such as home improvement, gas, utilities, dining, and department stores. Earn more cash back of you shop at select merchants online through Chase. Earn unlimited rewards; cash rebates do not expire. $50 cash back bonus after your first purchase or first use of the card. Limited cardholder benefits. Length of intro period is determined by your application and credit history.

6. Discover® More® Card - Clear

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Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% APR on Purchases and Balance Transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who want a cash reward credit card. Spend up to $1,500 on general purchases and receive a .25% rebate. Spend between $1,500 and $3,000, and earn a .5% rebate. Earn 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000.* Enroll and receive 5% Cashback Bonus® in reward categories that rotate every 3 months (such as gas/auto, movies, restaurants, travel and more). Earned rebates are worth double their value at participating retailers through the Cashback Bonus® Reward program. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Earn unlimited rebates, rebates do not expire. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers. *See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

7. Chase Sapphire℠

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Interest Rate:	12.24%*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with good credit who want a reward card with plenty of options. 10,000 bonus points after first purchase. Earn 1 point per $1 spent; 2 points per $1 spent on airfare booked through Ultimate Rewards. Earn unlimited points. Points do not expire. Book flights on most major airlines, no black-outs or restrictions. Cash-back rewards start at 5,000 points for $50. Redeem for gift cards starting at 2,500 points. Gift card for restaurants, retailers, movie theaters, theme parks, etc. Benefits include trip cancellation insurance, travel accident insurance, travel and emergency services, auto rental collision damage waiver.

8. Discover® More® Card - Monogram

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Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. Earn 5% Cashback Bonus® in rotating categories like home, gas, restaurants, travel, movies, etc. Spend up to $1,500 on general purchases and receive a .25% rebate. Spend between $1,500 and $3,000 and earn a .5% rebate. Earn 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000.* Earn unlimited rebates and rebates do not expire. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers.

9. IberiaBank Visa® Platinum Rewards Card

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Interest Rate:	8.25%-14.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

Our Opinion: Created for those with very good credit who will use the reward program. Earn 1 point per $1 spent. Use points for travel and gift certificates for participating merchants. Low interest rate for purchases and cash advances, for those who qualify. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

10. Discover® More® Card - Wildlife Collection

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Interest Rate:	as low as 11.99%*
Intro Rate:	0% Intro APR
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who want a cash reward credit card. Spend up to $1,500 on general purchases and receive a .25% rebate, spend between $1,500 and $3,000 and receive a .5% rebate, spend over $3,000 and receive a 1% rebate.* Enroll and receive 5% Cashback Bonus® in reward categories that rotate every 3 months (such as gas/auto, movies, restaurants, travel and more). Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Platinum benefits include auto rental insurance, travel accident insurance, and security and fraud protection services. This card will benefit those who pay off their balance each month and will spend at least $3,000 a year (to get the 1% cash rebate) and will use their Cashback Bonus® award at participating retailers.

11. Zync(SM) from American Express

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	n/app
Annual Fee:	$25

Our Opinion: Reward card with customizable benefits and a $25 annual fee for the basic card. Membership Rewards are earned for every eligible purchase, earn 1 point per $1 spent. Redeem for travel, shopping and entertainment rewards. Purchase lifestyle packs for additional rewards. Go Pack allows you to earn 2X Membership Rewards® points for airfare. The Social Pack allows you to earn 2X Membership Rewards® points on events and restaurant purchases. The Connect Pack allows you to earn 2X Membership Rewards® points on mobile and cable services, including Internet, cell phone and cable. The Eco Pack gives cardholders 2X Membership Rewards® points on purchases from select green merchants.