1. Discover® More Card - $75 Cashback Bonus

Apply Now See Details

Interest Rate:	11.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for people with very good credit who want a cash reward card. $75 Cashback Bonus after you make $500 in purchases within your first three months. Earn 5% Cashback Bonus in gas, restaurants, movies, travel and more--up to the total purchase dollar amount specified in each program. Earn up to 1% for all other purchases--earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn 25%. No yearly limit on the amount of rebates that can be earned and rebates do not expire. Benefits include auto rental insurance and $500,000 in travel accident insurance. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited).

2. Chase Freedom® Visa - $100 Bonus Cash Back

Apply Now See Details

Interest Rate:	12.99% - 22.99% (V)*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	None

Our Opinion: Created for those with good or excellent credit who want a cash rewards card. Earn 5% in rotating categories such as home improvement, gas, and department stores, subject to quarterly minimum. 1% rebate per $1 spent on all other purchases. Receive a $100 cash back bonus after spending $799 within the first three months of the account opening. Earn up to 10% cash back when you shop online through Chase. Limited cardholder benefits. 5% balance transfer fee. 3% international transaction fee.

3. Citi Forward® Card

Apply Now See Details

Interest Rate:	12.99% - 19.99%* (Variable)*
Intro Rate:	0% Intro APR*
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*.

Our Opinion: Rewards cardholders for staying within their credit limit and paying on time. Stay within your credit limit and pay on time, you will receive 100 bonus points per billing period plus a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to a 2% total reduction. Get 2,500 bonus points when you sign up for paperless statements within the first three months of opening the account. Receive 6,000 bonus points if you make $250 in purchases within the first three months. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.

4. Chase Sapphire℠

Apply Now See Details

Interest Rate:	12.24% (V)*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with good credit who want a reward card with plenty of options. 10,000 bonus points after first purchase. Earn 1 point per $1 spent; 2 points per $1 spent on airfare booked through Ultimate Rewards. Earn unlimited points. Points do not expire. Book flights on most major airlines, no black-outs or restrictions. Cash-back rewards start at 5,000 points for $50. Redeem for gift cards starting at 2,500 points. Gift card for hotels, cruises, restaurants, retailers, movie theaters, theme parks, etc. Benefits include trip cancellation insurance, travel accident insurance, travel and emergency services, auto rental collision damage waiver.

5. Citi® Diamond Preferred® Rewards Card

Apply Now See Details

Interest Rate:	12.99% - 20.99%* (Variable)*
Intro Rate:	0% Intro APR for 12 Months*
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0% Intro APR on for 12 months* on Purchases and Balance Transfers

Our Opinion: Created for those with good credit who want a rewards card. Earn 5 points per $1 spent on purchases made at drugstores, gas stations, and supermarkets for first 12 months of membership, then 1 point per $1 spent. 1 point per $1 spent on all other purchases. Earn up to 75,000 points per year. Redeem 6,000 bonus points for a $50 gift card if you spend $300 on the card within the first three months of the account. The balance transfer fee is 5%, $10 min. Standard benefits include a price protection program and $0 liability on unauthorized purchases.

6. Discover® More Card - Black

Apply Now See Details

Interest Rate:	11.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% intro APR on balance transfers for a full 12 months, and 0% intro APR on purchases for a full 9 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward credit card. cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. Earn unlimited rebates. Rebates do not expire if the account is active within a 36-month period. Benefits include up to $500,000 in travel accident insurance, auto rental insurance, fraud and protection services. Those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month(to avoid costly finance charges) will benefit most from this card. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

8. Zync from American Express^SM

SM"/> Apply Now See Details

Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	n/app
Annual Fee:	$25

Our Opinion: Reward charge card with customizable benefits and a $25 annual fee for the basic card. Earn 10,000 Membership Rewards® points after first purchase. Membership Rewards® are earned for every eligible purchase, earn 1 point per $1 spent. Redeem for travel, shopping and entertainment rewards. Purchase lifestyle packs for additional rewards. Go Pack allows you to earn 2X Membership Rewards® points for airfare. The Social Pack allows you to earn 2X Membership Rewards® points on events and restaurant purchases. The Connect Pack allows you to earn 2X Membership Rewards® points on mobile and cable services, including Internet, cell phone and cable. The Eco Pack gives cardholders 2X Membership Rewards® points on purchases from select green merchants.

9. Simmons First Visa Platinum Rewards

Apply Now

Interest Rate:	9.25% Variable*
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: No transaction fee for balance transfers.

Our Opinion: Created for those with excellent credit who want a choice of rewards. Receive 1 point per $1 spent with this card. Redeem points for a flight on any U.S. based airline, no black out dates, and choice of ticket class. May also redeem points for hotels, cruises, vacation packages, restaurants, and car rental. Benefits include travel insurance and car rental insurance.

10. TrueEarnings® Card from Costco and American Express

Apply Now See Details

Interest Rate:	15.24% variable*
Intro Rate:	0% on Purchases for 6 months
Grace Period:	20 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: Created for Costco members who have average credit and will take advantage of the cash back reward program. Cash rebate varies by where you make the purchase: 1% is earned on general purchases, 2% is earned for travel-related purchases. 3% is earned for restaurant purchases. 3% is earned for gasoline purchases up to $3,000, 1% thereafter. Earn unlimited rebates. $25 statement credit with first purchase. Benefits include purchase protection, travel accident insurance, and auto rental insurance. This card has an above average interest rate for purchases and balance transfers. No annual fee with a paid Costco membership. This card will benefit those who plan to spend at least $5,000 a year on the card and plan to pay in full each month.

11. Chase Freedom® Visa - $50 Bonus Cash Back

Apply Now See Details

Interest Rate:	12.99% - 22.99% (V)*
Intro Rate:	12 months on balance transfers, 6 months on purchases*
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	$9999

Special Offers: 0% APR for 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99% to 22.99%, based on your creditworthiness. 0% APR for 6 Months on Purchases.

Our Opinion: Created for those with good or excellent credit who want a cash rewards program. Earn 5% cash back in rotating categories such as gas, home improvement and department stores, subject to quarterly maximum. Earn a 1% rebate per $1 for all other purchases. Cash rebates never expire. 5% fee for balance transfers and cash advances. 3% fee for international transactions.