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Credit Cards for Bad & Poor Credit

These credit cards are specifically for people that have bad credit or poor credit. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. ACE Elite™ Visa(R) Prepaid Debit Card
ACE Elite™ Visa(R) Prepaid Debit Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: No hidden fees, No minimum balance

2. Prepaid Visa® KLS RushCard
Prepaid Visa® KLS RushCard Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: FDIC insured; Easy online interface

3. American Express® Serve
American Express® Serve Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: None

Credit Profile : Poor

Editor Rating :

Best Card Features: No credit check, No monthly fee, No annual fee

4. Baby Phat Prepaid Visa® RushCard
Baby Phat Prepaid Visa® RushCard Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: No credit check, no hidden fees, Free online tools

5. Prepaid Visa® RushCard
Prepaid Visa® RushCard Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: Multiple fee plans to help reduce overall fees

6. Prepaid Visa® Pink Diamond RushCard
Prepaid Visa® Pink Diamond RushCard Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: 24/7 customer service; Earn fee rebates

7. Black Diamond Prepaid Visa® RushCard
Black Diamond Prepaid Visa® RushCard Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: Use everywhere Visa is accepted

8. The First Progress Platinum Elite MasterCard® Secured Credit Card
The First Progress Platinum Elite MasterCard® Secured Credit Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: N/A

9. Purple Diamond Prepaid Visa® RushCard
Purple Diamond Prepaid Visa® RushCard Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: Use anywhere Visa is accepted; 24/7 customer service

10. VISA® Platinum from Credit One Bank®
VISA® Platinum from Credit One Bank® Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $75 First Year, then $99 per year thereafter (Billed monthly at $8.25/mo)

Credit Profile : Poor

Editor Rating :

Best Card Features: Automatic credit line increase reviews; Starting credit line of $300

11. Continental Finance Matrix Discover®

Continental Finance Matrix Discover® Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $75 annual fee; $12 maintenance fee/month

Credit Profile : Poor

Editor Rating :

Best Card Features: N/A

12. Open Sky Secured Visa® Credit Card
Open Sky Secured Visa® Credit Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $50 Per Year

Credit Profile : Poor

Editor Rating :

Best Card Features: N/A

13. Cerulean Discover® Card
Cerulean Discover® Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: $75 annual fee; $12 maintenance fee/month

Credit Profile : Poor

Editor Rating :

Best Card Features: Great for those with poor/no credit history

14. Horizon Gold Credit Card
Horizon Gold Credit Card Apply Now See Details
Intro Rate: None
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Fair

Editor Rating :

Best Card Features: When you apply for your Horizon Gold account, you are guaranteed to receive the $500.00 Credit Card. Don’t wait, apply today!

15. 1st Platinum Plus Credit Card
1st Platinum Plus Credit Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: Apply today and receive up to $3,500 guaranteed credit line.*

16. First Progress Platinum Select MasterCard® Secured Credit Card
First Progress Platinum Select MasterCard® Secured Credit Card Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: N/A

17. BuyRight Prepaid MasterCard®
BuyRight Prepaid MasterCard® Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: N/A

Credit Profile : Poor

Editor Rating :

Best Card Features: No APR; no annual fee.