1. Capital One® Venture℠ Rewards Credit Card

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Interest Rate:	11.9% - 19.9% (V)*
Intro Rate:	No Introductory Information Available
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	$59

Our Opinion: Created for people with excellent credit who want to earn airlines miles or gift cards rewards. It has one of the most generous reward offers: 2 miles per $1 spent on all purchases. Earn unlimited miles each year; miles do not expire. Use miles on any airline, anytime. There are no seat restrictions or blackout dates. Miles may also be redeemed for travel, merchandise, and gift cards. Benefits include purchase insurance and emergency roadside assistance. No foreign transaction fee. Offers concierge services. Click "Apply Now" to apply online or call 877-834-4206.

2. Chase Sapphire℠

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Interest Rate:	15.24% Variable*
Intro Rate:	No Introductory Rate Available
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with good credit who want a reward card with plenty of options. 25,000 bonus points after you spend $5,000 in 3 months. Earn 1 point per $1 spent; 2 points per $1 spent on airfare booked through Ultimate Rewards. Earn unlimited points. Points do not expire. Book flights on most major airlines, no black-outs or restrictions. Cash-back rewards start at 5,000 points for $50. Redeem for gift cards starting at 2,500 points. Gift card for hotels, cruises, restaurants, retailers, movie theaters, theme parks, etc. Benefits include trip cancellation insurance, travel accident insurance, travel and emergency services, auto rental collision damage waiver.

3. Capital One® VentureOne℠ Rewards Credit Card

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Interest Rate:	11.9% - 19.9% (V)*
Intro Rate:	0% Intro on Purchases Until February 2013
Grace Period:	25 Days (Min.)
Credit Limit:
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until February 2013. See terms and conditions for complete details.

Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

4. Citi ThankYou℠ Preferred Card - $100 Gift Card

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Interest Rate:	12.99% - 22.99%* (Variable)*
Intro Rate:	0% Intro APR for 12 Months
Grace Period:	20 - 25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 12 months on Purchases and Balance Transfers

Our Opinion: Created for those with very good credit. Earn 15,000 points after you spend $1,000 within your first 3 months. That?s enough for $150 in gift cards. Earn 5 ThankYou Points for every $1 spent on all purchases at gas stations, supermarkets and drugstores during the first 12 months and 1 point for every $1 spent thereafter. Earn unlimited ThankYou Points for everyday purchases. 3% fee for balance transfers.

5. Citi ThankYou℠ Preferred Card - 25,000 points - $250 in gift cards

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Interest Rate:	12.99% - 22.99%* (Variable)*
Intro Rate:	No introductory rate available.
Grace Period:	20 - 25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: No introductory rate available.

Our Opinion: Earn 25,000 ThankYou Points after $2,000 in purchases within 3 months of account opening, enough for $250 in Gift Cards. Earn 1 ThankYou point per dollar spent on the purchases . You can redeem thank you points for merchandise, travel rewards, gift cards, cash and more. Plus, you'll earn 100 ThankYou points when you sign up for Citi Accounts Online, and an additional 100 points when you sign up for paperless statements. And there is an annual bonus points award each yearly anniversary of your card membership, determined by the number of ThankYou points you've earned that year and the number of years you've been a member.

6. Chase Sapphire℠ Preferred Card

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Interest Rate:	15.24% Variable*
Intro Rate:	No Introductory Rate Available
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	$95

Our Opinion: Created for travelers with good credit. The card offers generous rewards and benefits for an $95 annual fee (waived the first year). Earn 50,000 bonus points ($625 toward travel) after you spend $3,000 in the first 3 months. Receive 2 points per $1 for all airfare booked through Ultimate Rewards. Earn 1 point per $1 on all other purchases. Receive 7% annual points dividend-earn points on your points. 3% balance transfer fee and foreign transaction fee. The $95 annual fee is waived the first year.

7. IberiaBank Visa® Gold Cash Back Rewards Card

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Interest Rate:	9.25%, 12.25%, or 15.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.

Our Opinion: Created for those with very good credit who want a cash reward card. Earn 1% rebate per $1 spent. Earn unlimited rebates; rebates do not expire. Low interest rate for those qualify. Same low rate for cash advances. Benefits include travel accident insurance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

8. Blue Sky from American Express®

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Interest Rate:	17.24%-22.24% Variable*
Intro Rate:	0% intro APR for 12 months.
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% intro APR for 12 months. After that, your regular APR will apply.

Our Opinion: Created for those with very good credit who want a travel reward program. Earn 1 point per $1 spent; points do not expire as long as the card is active and in good standing. Use points for any flight, hotel, car rental or cruise. No blackout dates or restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. Benefits include auto rental insurance. The APR is high for a travel card so this a good option only if you pay off your balance every month.

9. American Express® Gold Card

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	See Important Notations
Annual Fee:	$125

Our Opinion: The American Express® Gold Card is a charge card that gives you the prestige and buying power of an American Express card member, without ever accruing costly interest charges or fees. The American Express® Gold Card is a charge card, meaning that the total balance on your card account is due in full at the end of every billing cycle. This prevents you from ever suffering interest charges or fees. It also opens for you a world of American Express perks, protections, and privileges! The American Express® Gold Card gives you the opportunity to earn 10,000 Membership Rewards® points for your initial spending. When you charge $1,000 or more to your American Express® Gold Card within the first 3 months of opening your account, you'll be awarded 10,000 Membership Rewards® points! Those Membership Rewards&174; points are worth up to $100 in exciting gift cards and other rewards. Redeem gift cards with your favorite merchants, retailers, restaurants and more. The American Express® Gold Card lets you expand your world with enriching rewards opportunities! The American Express® Gold Card also gives you access to exclusive Gold Card Events. You'll have the opportunity to attend exciting concerts, major sporting events, and more. You can redeem your Membership Rewards&174; points for a wide variety of rewards opportunities, including an exclusive array of travel, shopping, dining and even entertainment rewards! Plus, you'll receive peerless American Express customer service and protections. For instance: American Express purchase protection services insure most items you pay for with your American Express® Gold Card against loss, theft or damage for up to 90 days from the day you purchased them. And that is just the beginning of the American Express cardholder experience. There is an annual fee associated with the American Express® Gold Card. However it pales in comparison to the experiences, rewards, and protective cardholder services you'll enjoy as a card member. In most cases, approval for the American Express® Gold Card takes just 60 seconds. What are you waiting for? Apply today for the charge card that opens up a whole new world of exciting prestige, purchasing power, and rewards opportunities - The American Express® Gold Card!!

10. Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR

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Interest Rate:	as low as 11.99% Variable*
Intro Rate:	12 months on balance transfers, 6 months on purchases
Grace Period:	21 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0% APR for 12 months on Balance Transfers; 0% APR for 6 months on Purchases

Our Opinion: Created for those with excellent credit who want a cash rewards card. Standard rebates, earn 1% per $1 spent. Earn 5% cash back, on up to $1,500 spent each quarter, in rotating categories such as home improvement, gas, utilities, dining, and department stores. Earn more cash back of you shop at select merchants online through Chase. Earn unlimited rewards; cash rebates do not expire. Limited cardholder benefits. Length of intro period is determined by your application and credit history.

11. Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards

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Interest Rate:	13.99% - 21.99%* (Variable)*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 - 25 Days
Credit Limit:	n/app
Annual Fee:	$125

Our Opinion: Earn 30,000 bonus ThankYou Points after $2,000 in purchases within the first 3 months, which is redeemable for $300 in gift cards or other rewards. Earn 1.2 ThankYou Points for purchases at gas stations, supermarkets, and drugstores as well as 1 ThankYou Point for every $1 spent on all other purchases. There is no limit to the amount of points that can be earned, and points never expire. Earn 200 points for signing-up for Account Online and 200 points for enrolling in Paperless Statements (only for new enrollees). At the end of each Citi Thank You membership year, you will also earn an Anniversary Bonus calculated as a percentage of ThankYou Points earned from purchases during that membership year There is a $125 annual fee; however, the annual fee is waived for the first 12 months. There is no foreign transaction fee on purchases.

12. Capital One® Orbitz® Visa® Platinum

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Interest Rate:	13.9% - 19.9% (V)*
Intro Rate:	0% Intro on Purchases Until February 2013
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until February 2013. See terms and conditions for complete details.

Our Opinion: The Capital One® Orbitz® Visa® Platinum card is for people with excellent credit who want a travel reward card. Through the reward program, cardholders earn 1 point per dollar spent on general purchases and 3 points per dollar spent on all eligible Orbitz.com travel, hotel, and vacation package bookings. Points are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Points can also be donated to participating charities. This card has no annual fee and an above average interest rate for purchases and balance transfers. This card provides signature benefits such as $0 fraud liability, travel accident insurance, 24-hour travel and emergency assistance and auto rental insurance.

13. Simmons First Visa Platinum Rewards

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Interest Rate:	9.25% Variable*
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: No transaction fee for balance transfers.

Our Opinion: Created for those with excellent credit who want a choice of rewards. Receive 1 point per $1 spent with this card. Redeem points for a flight on any U.S. based airline, no black out dates, and choice of ticket class. May also redeem points for hotels, cruises, vacation packages, restaurants, and car rental. Benefits include travel insurance and car rental insurance.