1. Miles by Discover® Card

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Interest Rate:	as low as 11.99%
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who want a travel reward card with a low interest rate. Earn 1 mile per $1 spent on regular purchases. Redeem miles for reduced or free airfare most major U.S. airlines (no blackout dates). Receive 12,000 bonus miles. Double Miles on up to $3,000 in restaurant and travel purchases each year. Earn up to 60,000 miles per year; unused miles will expire in 3 years if the account is inactive. 30,000 miles for round-trip coach ticket. You can also redeem miles for cash, merchandise or gift cards such as $100 Home Depot gift card (14,400 miles) or 1 night stay at a Marriott Hotel (14,900 miles). Benefits include travel accident insurance (up to $500,000), and auto rental insurance.

2. American Express® Preferred Rewards Gold Card

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Interest Rate:	n/app
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	See Important Notations
Annual Fee:	$125

Our Opinion: Good card if you pay your balance each month and can take advantage of the reward program. Card includes free access to the Membership Rewards program. Earn 1 point per $1 spent on all purchases. Receive 10,000 bonus points after first purchase. Points may be used for travel rewards on over 21 airlines, or other rewards. Earn unlimited points per year. Points do not expire. The annual fee is high, but it is waived the first year. Benefits include auto rental insurance, travel accident insurance and purchase protection insurance. Card also provides exclusive access to Gold Card events and tickets for select shows, sporting events and concerts.

3. Simmons First Visa Platinum Rewards

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Interest Rate:	8.95% Fixed
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: No transaction fee for balance transfers.

Our Opinion: Created for those with excellent credit who want a choice of rewards. Receive 1 point per $1 spent with this card. Redeem points for a flight on any U.S. based airline, no black out dates, and choice of ticket class. May also redeem points for hotels, cruises, vacation packages, restaurants, and car rental. Benefits include travel insurance and car rental insurance.

4. IberiaBank Visa® Platinum Rewards Card

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Interest Rate:	As low as 9.75%*
Intro Rate:	0% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

Our Opinion: Created for those with very good credit who will use the reward program. Earn 1 point per $1 spent. Use points for travel and gift certificates for participating merchants. Low interest rate for purchases and cash advances, for those who qualify.