Point Rewards

Earn reward points for everyday purchases that can be redeemed for a variety of gift cards, merchandise, travel discounts or cash rebates.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features:
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days – that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.24% - 23.24% Variable APR on purchases and balance transfers
  • Intro Rate :
    0% for 12 billing cycles on purchases
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24% - 23.24% (Variable)
  • Intro Rate :
    0% intro on purchases for 9 months and 0% intro on balance transfers for 9 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • 0% Intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*

 

Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.24% - 23.24%* (Variable)
  • Intro Rate :
    0% Intro APR on purchases and balance transfers for 15 months
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 in travel when you redeem through Chase Ultimate Rewards®
  • Named a ‘Best Credit Card’ for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    16.24%-23.24% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 the first year, then $95
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • LIMITED-TIME OFFER: Earn 10,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    12.24%, 20.24% or 25.24% Variable
  • Intro Rate :
    0% First twelve billing cycles following each balance transfer that posts to account within 45 days of account opening
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • All 32 NFL team cards are available, customized with your favorite team’s colors and logo
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
  • 20% off purchases at NFLShop.com – that’s $20 off every $100 you spend
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.24%, 20.24% or 25.24% variable
  • Intro Rate :
    0% Promo APR for 6 months on eligible NFL ticket purchases
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • -Earn 40,000 Hilton HHonors™ Bonus Points after making $1,000 in purchases within the first 4 months of account opening.
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.49% - 19.49* (Variable)
  • Intro Rate :
    None
  • Annual Fee:
    None
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.49% (Variable)
  • Intro Rate :
    None
  • Annual Fee:
    $95
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.24% - 24.24%* (Variable)
  • Intro Rate :
    0%* on purchases for 7 months
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on movie theaters, movie rentals, music downloads, and digital streaming and subscription services
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.24% - 24.99% (Variable)
  • Intro Rate :
    0% intro on purchases until April 2017
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Earn 2% cash back on every purchase, every day
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Cash rewards don’t expire, and there are no categories to limit where or what you buy
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    17.24% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 intro for first year; $59 after that
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • Designed For Average Credit: Take advantage of the great features that come with a Barclaycard credit card even if you have fair to good credit!
  • Strong Rewards Program: Earn 1 point for every dollar spent on the card, plus earn 2 points per dollar spent on gas, grocery, and utility purchases (excluding Target® and Walmart®).
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    25.24%* Variable
  • Intro Rate :
    n/a
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Fair Credit
Best Card Features:
  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony® purchases at authorized retailers, with purchase confirmation
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.24% - 24.99% (Variable)
  • Intro Rate :
    0% intro on purchases until April 2017
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit Needed :
    Good Credit
Best Card Features:
  • Worldwide Acceptance: This card is accepted worldwide anywhere Visa cards are accepted plus offers 24 hour cash from any ATM where Visa cards are accepted.
  • Low Interest Rate: This card features an extremely low on-going APR, one of the lowest in the industry.
  • Travel Benefits: This card comes with numerous travel benefits, including accident insurance, emergency cash and card replacement, and rental car coverage.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    9.50% Variable
  • Intro Rate :
    None
  • Annual Fee:
    None
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • $250 Air Travel Credit each year
  • Complimentary 4th Night for any hotel stay
  • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.49* (Variable)
  • Intro Rate :
    None
  • Annual Fee:
    $450
  • Editor Rating :
  • Credit Needed :
    Excellent Credit
Best Card Features:
  • Earn 1 point for every net $1 you spend
  • Plus, get 25% more on all points earned every month, automatically*
  • No caps or limits on points earned
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    12.24% - 23.24%* (Variable)
  • Intro Rate :
    0% intro APR for the first 6 billing cycles on purchases and balance transfers*
  • Annual Fee:
    None
  • Editor Rating :
  • Credit Needed :
    Excellent Credit