Points Credit Cards

Earn reward points for everyday purchases that can be redeemed for a variety of gift cards, merchandise, travel discounts or cash rebates. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Chase Sapphire Preferred®

Chase Sapphire Preferred® Apply Now See Details
Intro Rate: N/A
Interest Rate: 15.99% Variable
Annual Fee: Introductory Annual Fee of $0 the first year, then $95

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn 40,000 bonus points after spending $3,000 in your first 3 months, earn rewards points for every purchase made, 1:1 point transfer with participating frequent travel programs

2. Chase Sapphire® Card

Chase Sapphire® Card Apply Now See Details
Intro Rate: n/a
Interest Rate: 15.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Attractive points program; No annual fees

3. The Choice Privileges® Visa® Card

The Choice Privileges® Visa® Card Apply Now See Details
Intro Rate: None
Interest Rate: 15.24 or 19.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Choice Privileges rewards program; No annual fee

4. The Wyndham Rewards® Visa Signature® Card

The Wyndham Rewards® Visa Signature® Card Apply Now See Details
Intro Rate: None
Interest Rate: 15.24% or 19.99%* Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee; Wyndham rewards

5. Barclaycard® Rewards MasterCard® - Average Credit

Barclaycard® Rewards MasterCard® - Average Credit Apply Now See Details
Intro Rate: n/a
Interest Rate: 24.99% Variable
Annual Fee: $0

Credit Profile : Fair

Editor Rating :

Best Card Features: Point program, No annual fee; Reports to all 3 credit bureaus

6. Priceline Rewards™ Visa® Credit Card

Priceline Rewards™ Visa® Credit Card Apply Now See Details
Intro Rate: 0% introductory APR for the first 12 billing cycles
Interest Rate: 14.99% or 21.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory Offer; Bonus Priceline Points

7. Barnes & Noble MasterCard®

Barnes & Noble MasterCard® Apply Now See Details
Intro Rate: N/A
Interest Rate: 13.99 or 24.99%
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn 5% back at Barnes & Noble; No annual fee

8. The Williams-Sonoma Visa Signature® Card

The Williams-Sonoma Visa Signature® Card Apply Now See Details
Intro Rate: None
Interest Rate: 13.74%, 17.74%, or 21.74%* Variable
Annual Fee: $0

Credit Profile : Good

Editor Rating :

Best Card Features: 3 points on Williams-Sonoma Purchases; No annual fee

9. Simmons First Visa Platinum Rewards

Simmons First Visa Platinum Rewards Apply Now See Details
Intro Rate: None
Interest Rate: 9.25% Variable
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low interest rate, travel rewards, no annual fee

10. USAA Cash Rewards World MasterCard®

USAA Cash Rewards World MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 9.90% - 25.90% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee; Rewards program

11. USAA World MasterCard®

USAA World MasterCard® Apply Now See Details
Intro Rate: None
Interest Rate: 9.90% - 25.90% Variable
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee

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