Points Credit Cards

Earn reward points for everyday purchases that can be redeemed for a variety of gift cards, merchandise, travel discounts or cash rebates. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Citi ThankYou® Premier Card

Citi ThankYou® Premier Card Apply Now See Details
Intro Rate: N/A
Interest Rate: 13.99% - 22.99%* (Variable)
Annual Fee: $125; fee waived for the first 12 months*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn up to 50,000 bonus ThankYou® Points; 3x points on dining/entertainment, 2x points on travel/airfare

2. Citi ThankYou® Preferred Card - Earn Up To 20,000 Bonus Points

Citi ThankYou® Preferred Card - Earn Up To 20,000 Bonus Points Apply Now See Details
Intro Rate: 0% introductory offer for 12 months on purchases & balance transfers
Interest Rate: 12.99-22.99% Variable
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: Bonus sign up offer of up to 20,000 points

3. The Choice Privileges® Visa® Card

The Choice Privileges® Visa® Card Apply Now See Details
Intro Rate: None
Interest Rate: 15.24 or 19.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Choice Privileges rewards program; No annual fee

4. The Wyndham Rewards® Visa Signature® Card

The Wyndham Rewards® Visa Signature® Card Apply Now See Details
Intro Rate: None
Interest Rate: 15.24 or 19.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee; Wyndham rewards

5. NFL Extra Points Credit Card

NFL Extra Points Credit Card Apply Now See Details
Intro Rate: None
Interest Rate: 14.99% or 22.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Card art from all 32 NFL teams; NFL perks

6. Barclaycard® Rewards MasterCard® - Average Credit

Barclaycard® Rewards MasterCard® - Average Credit Apply Now See Details
Intro Rate: n/a
Interest Rate: 24.99% Variable
Annual Fee: $0

Credit Profile : Fair

Editor Rating :

Best Card Features: Point program, No annual fee; Reports to all 3 credit bureaus

7. Citi ThankYou® Preferred Card– Low Intro APRs

Citi ThankYou® Preferred Card– Low Intro APRs Apply Now See Details
Intro Rate: 0% intro APR on balance transfers and purchases for 15 months
Interest Rate: 12.99-22.99% (V)
Annual Fee: No annual fee*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer on Purchases and Balance Transfers; ThankYou® rewards program, earn points on every eligible purchase, no annual fee.

8. Barnes & Noble MasterCard®

Barnes & Noble MasterCard® Apply Now See Details
Intro Rate: N/A
Interest Rate: 13.99 or 24.99% Variable
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Earn 5% back at Barnes & Noble; No annual fee

9. The Williams-Sonoma Visa Signature® Card

The Williams-Sonoma Visa Signature® Card Apply Now See Details
Intro Rate: None
Interest Rate: 13.74-21.74% Variable
Annual Fee: $0

Credit Profile : Good

Editor Rating :

Best Card Features: 3 points on Williams-Sonoma Purchases; No annual fee

10. Simmons First Visa Platinum Rewards

Simmons First Visa Platinum Rewards Apply Now See Details
Intro Rate: None
Interest Rate: 9.25% Variable
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low interest rate, travel rewards, no annual fee

11. CitiBusiness ThankYou® Card

CitiBusiness ThankYou® Card Apply Now See Details
Intro Rate: 0%* on purchases for 6 months*
Interest Rate: 13.24% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer, bonus points, no annual fee