Oakland First to Introduce City ID & Debit Card

Oakland First to Introduce City ID & Debit Card

The city of Oakland will introduce an identification card that also serves as a reloadable prepaid debit card. Oakland claims to be the first city to have a card with both these features.

The card was primarily designed for illegal residents who may not have identification or a traditional bank account. This banking feature helps them avoid expensive check-cashing outlets.

The cardholder can draw money from a prepaid account they set up. Reloading on the cards can take place at various sites around the city. The card will have fraud protection provided by MasterCard.

But the cards have a number of fees associated with their use, including an initial $15 cost for the card. Additional costs include a $2.99 monthly fee, a 75-cent fee on purchases, a $1.75 fee for calling customer service, a $2.95 fee to load money onto the card and a $1.50 ATM withdrawal fee.

City officials say the fees are less than those charged by check cashing outlets.

Cards are expected to be available on March 15.


This entry was posted in Credit Card News and tagged , , , , , , by Natalie Rutledge. Bookmark the permalink.
The information contained within this article was accurate as of February 8, 2013. For up-to-date information on any of the terms, cards or offers mentioned above, visit the issuer's website.
Editorial Disclosure
LowCards.com is an independent, for-profit web site. LowCards.com participates in the Affiliate Network, and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site.

LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.

About Natalie Rutledge

Natalie Rutledge majored in Communications at Mississippi State University. She was in sales for a number of businesses and spent nine years working as a communications advisor to various entities. Natalie can be contacted directly at [email protected]