1. Discover® More Card - $75 Cashback Bonus

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Interest Rate:	11.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for people with very good credit who want a cash reward card. $75 Cashback Bonus after you make $500 in purchases within your first three months. Earn 5% Cashback Bonus in gas, restaurants, movies, travel and more--up to the total purchase dollar amount specified in each program. Earn up to 1% for all other purchases--earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn 25%. No yearly limit on the amount of rebates that can be earned and rebates do not expire. Benefits include auto rental insurance and $500,000 in travel accident insurance. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited).

2. Chase Freedom® Visa - $100 Bonus Cash Back

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Interest Rate:	12.99% - 22.99% (V)*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	None

Our Opinion: Created for those with good or excellent credit who want a cash rewards card. Earn 5% in rotating categories such as home improvement, gas, and department stores, subject to quarterly minimum. 1% rebate per $1 spent on all other purchases. Receive a $100 cash back bonus after spending $799 within the first three months of the account opening. Earn up to 10% cash back when you shop online through Chase. Limited cardholder benefits. 5% balance transfer fee. 3% international transaction fee.

3. Capital One® Platinum Prestige

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Interest Rate:	11.90% Variable*
Intro Rate:	0% APR on Purchases and Balance Transfers Until August 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases and balance transfers until August 2011. See terms and conditions for complete details.

Our Opinion: Created for those with excellent credit. No annual fee, low interest rate, and 0% APR on purchases and balance transfers. Benefits include warranties for purchases, auto rental insurance, and roadside assistance and travel accident insurance. No fee for international transactions. Good option for those who are transferring a balance from a higher rate. Click "Apply Now" to apply online or call 877-834-4206.

4. Citi® Platinum Select® MasterCard®

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Interest Rate:	11.99% - 19.99%* (Variable)*
Intro Rate:	0% Intro APR*
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 18 Months on Balance Transfers*, and 0% Intro APR for 12 Months on Purchases*

Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available for balance transfers--0% interest rate for 18 for balance transfers and 0% for 12 months for purchases. No annual fee. Balance transfer fee is 5% ($10 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).

5. Capital One® VentureOne(SM) Rewards

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Interest Rate:	13.90% Variable*
Intro Rate:	0% on Purchases Until August 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.

Our Opinion: The Capital One® VentureOne(SM) Rewards is for people with excellent credit and is by far one of the best and least costly airline reward cards available. Through the rewards program, cardholders earn 1.25 mile per dollar spent on all purchases. Earn unlimited miles; miles do not expire. Miles are redeemable for flights on any airline with no blackout dates. Also redeem for travel, merchandise, and gift certificates. Miles can also be donated to participating charities. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

6. Chase Sapphire℠

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Interest Rate:	12.24% (V)*
Intro Rate:	No Introductory Rate Available
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Created for those with good credit who want a reward card with plenty of options. 10,000 bonus points after first purchase. Earn 1 point per $1 spent; 2 points per $1 spent on airfare booked through Ultimate Rewards. Earn unlimited points. Points do not expire. Book flights on most major airlines, no black-outs or restrictions. Cash-back rewards start at 5,000 points for $50. Redeem for gift cards starting at 2,500 points. Gift card for hotels, cruises, restaurants, retailers, movie theaters, theme parks, etc. Benefits include trip cancellation insurance, travel accident insurance, travel and emergency services, auto rental collision damage waiver.

7. IberiaBank Visa® Gold Cash Back Rewards Card

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Interest Rate:	9.25%, 12.25%, or 15.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.

Our Opinion: Created for those with very good credit who want a cash reward card. Earn 1% rebate per $1 spent. Earn unlimited rebates; rebates do not expire. Low interest rate for those qualify. Same low rate for cash advances. Benefits include travel accident insurance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

8. Simmons First Visa Platinum Rewards

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Interest Rate:	9.25% Variable*
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: No transaction fee for balance transfers.

Our Opinion: Created for those with excellent credit who want a choice of rewards. Receive 1 point per $1 spent with this card. Redeem points for a flight on any U.S. based airline, no black out dates, and choice of ticket class. May also redeem points for hotels, cruises, vacation packages, restaurants, and car rental. Benefits include travel insurance and car rental insurance.

9. Simmons First Visa Platinum

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Interest Rate:	7.25% Variable*
Intro Rate:	None
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: No transaction fee for balance transfers.

Our Opinion: You must have EXCELLENT credit to qualify or you will be rejected. This card also has a low cash advance rate. Benefits include travel insurance and auto rental insurance.

10. Discover® Motiva Card

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Interest Rate:	11.99% - 20.99% (Variable)**
Intro Rate:	3.99% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 3.99% intro APR on balance transfers for a full 15 months, and 3.99% intro APR on purchases for a full 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who carry a balance, pay on time, and want to earn cash for their purchases. Extended low rate for balance transfers. Spend up to $1,500 on general purchases and receive a .25% rebate; spend between $1,500 and $3,000 and receive a .5% rebate; spend over $3,000 will receive a 1% rebate. Earn unlimited rebates; rebates do not expire if there is activity within a 36-month period. Cardholders who make 6 on-time payments in a row qualify for a pay-on-time bonus that provides a credit toward the payment of their next month's interest. The bonus is available twice a year when monthly payments are received on time. Benefits include auto rental insurance and up to $500,000 in travel accident insurance. This card will benefit those who will spend over $3,000 a year (to earn the full 1% cash rebate), plan to use the card for balance transfers, and pay on time every month. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

11. Blue Cash® from American Express

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Interest Rate:	17.24%-21.24% Variable*
Intro Rate:	0% on Purchases for 6 months
Grace Period:	25 Days
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0.00% Introductory APR (0.0000% DPR) for Purchases for 6 months of Cardmembership.

Our Opinion: Created for those with good or excellent credit who want a cash back reward card. Unlimited cash back on eligible purchases but this varies with the amount spent per year. For the first $6,500 of Eligible Purchases, the rebate is 1.0% for Everyday Purchases and 0.5% for all other Eligible Purchases; for Eligible Purchases of $6,500.01 or more, the rebate percentage is 5.0% for Everyday Purchases and 1.25% for all other Eligible Purchases. "Everyday Purchases" are made at drugstores, automobile gas stations and supermarkets. Benefits include purchase protection plan and up to $100,000 in travel accident insurance. Once you charge more than $6,500, the rebate rate is better than most cards. However, the high APR makes this a good card only if you pay off your balance each month. Rebates appear as a credit 1 month following your anniversary date. Earn cashback on recurring bills by enrolling in the automatic payment option.

12. Miles by Discover® Card

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Interest Rate:	10.99% (V)*
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: *There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a travel reward card with a low interest rate. Earn 1 mile per $1 spent on regular purchases.* Earn double miles on up to $3,000 in travel and restaurant purchases. Redeem miles for reduced or free airfare most major U.S. airlines (no blackout dates). Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of membership (up to 12,000 miles). Earn unlimited miles; miles don't expire. Redeem 30,000 miles for round-trip coach ticket. You can also redeem miles for cash, travel and merchandise or gift cards . Benefits include travel accident insurance (up to $500,000), and auto rental insurance. This card will benefit those who will spend over $3,000 per year (to get the 1% cash rebate), and will pay in full each month.

13. Citi Forward® Card

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Interest Rate:	12.99% - 19.99%* (Variable)*
Intro Rate:	0% Intro APR*
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*.

Our Opinion: Rewards cardholders for staying within their credit limit and paying on time. Stay within your credit limit and pay on time, you will receive 100 bonus points per billing period plus a possible reduction in your interest rates. Rate reductions occur at a rate of .25% after three months in a row of staying within the limit and paying on time. You could receive up to a 2% total reduction. Get 2,500 bonus points when you sign up for paperless statements within the first three months of opening the account. Receive 6,000 bonus points if you make $250 in purchases within the first three months. Receive 5 points per $1 spent at movie theaters, restaurants, book stores, and video rental stores. Receive $1 spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, electronics, music, and more. This card is a good choice if you pay off your balance each month.

14. IberiaBank Visa® Classic Card

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Interest Rate:	7.25%, 10.25%, or 13.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.

Our Opinion: Low-rate Visa card created for those with average credit who sometimes carry a balance. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

15. IberiaBank Visa® Platinum Rewards Card

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Interest Rate:	9.25%, 12.25%, or 15.25%**
Intro Rate:	1.99% APR for 6 Months
Grace Period:	25 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

Our Opinion: Created for those with very good credit who will use the reward program. Earn 1 point per $1 spent. Use points for travel and gift certificates for participating merchants. Low interest rate for purchases and cash advances, for those who qualify. Assigned Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

16. Capital One® No Hassle Miles(SM) Rewards - Good Credit

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Interest Rate:	16.90% Variable*
Intro Rate:	0% on Purchases Until August 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.

Our Opinion: Created for those with above average credit, this card has one of the best and least expensive airline reward programs. Earn 1.25 miles per $1 on all purchases. Use miles for flights on any airlines. No blackout dates and no seat restrictions. Earn unlimited miles and miles do not expire. Fly free on any airline to any destination. Benefits include extended warranties for purchases, roadside assistance and travel accident insurance. No annual fee. No foreign transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

18. Discover® Open Road Card

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Interest Rate:	11.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% APR on Purchases for 6 months and a 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Creates for those with very good credit who want cash rewards on gas and auto maintenance expenses. Earn 2% on the first $250 in combined gas and auto maintenance purchases and up to 1% for general purchases. Earn unlimited rebates. Earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. Benefits include travel accident insurance and auto rental insurance. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

19. Capital One® Platinum - Good Credit

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Interest Rate:	14.9% Variable*
Intro Rate:	0% on Purchases and Balance Transfers Until August 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until August 2011. See terms and conditions for complete details.

Our Opinion: Created for those with above average credit. Reasonable interest rate. Benefits include extended warranties for purchases. Does not charge an international transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

20. Discover® More Card - Black

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Interest Rate:	11.99% - 20.99% (V)**
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% intro APR on balance transfers for a full 12 months, and 0% intro APR on purchases for a full 9 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward credit card. cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. Earn unlimited rebates. Rebates do not expire if the account is active within a 36-month period. Benefits include up to $500,000 in travel accident insurance, auto rental insurance, fraud and protection services. Those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month(to avoid costly finance charges) will benefit most from this card. (Warning: If your account is closed for any reason or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited)

21. Blue Sky from American Express®

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Interest Rate:	17.24%-21.24% Variable*
Intro Rate:	0% on Purchases for 6 months
Grace Period:	25 Days
Credit Limit:	a/pp
Annual Fee:	None

Special Offers: 0.00% Introductory APR (0.0000% DPR) for Purchases for 6 months of Cardmembership.

Our Opinion: Created for those with very good credit who want a travel reward program. Earn 1 point per $1 spent; points do not expire as long as the card is active and in good standing. Use points for any flight, hotel, car rental or cruise. No blackout dates or restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. Benefits include auto rental insurance. The APR is high for a travel card so this a good option only if you pay off your balance every month.