No Annual Fee Credit Cards

A great number of credit cards no longer charge an annual fee. Why pay the issuer a fee to use their credit card? These are the best credit cards which have no annual fee. Our objective opinion is included on each card. The cards are sorted in order of our editor’s opinion.

1. Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card Apply Now See Details
Intro Rate: 0% Intro on Purchases and Balance Transfers until August 2014
Interest Rate: 10.9% - 18.9% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory APR; No annual fee.

2. Citi Simplicity® MasterCard

Citi Simplicity® MasterCard Apply Now See Details
Intro Rate: 0% APR for 18 months on purchases and balance transfers
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0*

Credit Profile : Good

Editor Rating :

Best Card Features: 0% introductory APR offer, no late fees, no penalty rate, no annual fee

3. Capital One® VentureOne(SM) Rewards Credit Card

Capital One® VentureOne(SM) Rewards Credit Card Apply Now See Details
Intro Rate: 0% Intro APR on Purchases until May 2014
Interest Rate: 11.9-19.9% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: Introductory APR; rewards program.

4. Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express Apply Now See Details
Intro Rate: 0% on purchases for 12 months
Interest Rate: 12.99-21.99% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: No annual fee, 0% intro APR on purchases for 12 months, flexibility to pay over time, $100 welcome bonus

5. Discover it®

Discover it® Apply Now See Details
Intro Rate: 0% APR for 14 months on purchases
Interest Rate: 10.99%-22.99% (V)
Annual Fee: $0

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% Intro APR, great cash back opportunities

6. Blue Sky from American Express®

Blue Sky from American Express® Apply Now See Details
Intro Rate: 0% intro APR for 12 months
Interest Rate: 17.24-22.24% (V)
Annual Fee: $0

Credit Profile : Good

Editor Rating :

Best Card Features: Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.

7. Citi ThankYou® Preferred Rewards Card

Citi ThankYou® Preferred Rewards Card Apply Now See Details
Intro Rate: 0% for 12 months on Purchases
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Good

Editor Rating :

Best Card Features: Bonus points, no points expiration, no annual fee

8. Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card Apply Now See Details
Intro Rate: 0%* on purchases and balance transfers for 12 months*
Interest Rate: 12.99-22.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory APR offer, cash back on every purchase, no annual fee

9. Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card Apply Now See Details
Intro Rate: 0% Intro APR for 18 months
Interest Rate: 11.99%-21.99% (V)
Annual Fee: $0*

Credit Profile : Excellent

Editor Rating :

Best Card Features: 0% introductory rate, personalized concierge service, no annual fee

10. Simmons First Visa Platinum

Simmons First Visa Platinum Apply Now See Details
Intro Rate: N/A
Interest Rate: N/A
Annual Fee: No Annual Fee

Credit Profile : Excellent

Editor Rating :

Best Card Features: N/A

11. Simmons First Visa Platinum Rewards

Simmons First Visa Platinum Rewards Apply Now See Details
Intro Rate: 0% for 6 months
Interest Rate: N/A
Annual Fee: None

Credit Profile : Excellent

Editor Rating :

Best Card Features: Low interest rate for people with excellent credit. Travel rewards with no annual fee.