1. Citi® Platinum Select® MasterCard®

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Interest Rate:	11.99% - 19.99%* (Variable)*
Intro Rate:	0% Intro APR*
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: 0% Intro APR for 18 Months on Balance Transfers*, and 0% Intro APR for 12 Months on Purchases*

Our Opinion: An attractive card if you have good or excellent credit. One of the best intro rates available for balance transfers--0% interest rate for 18 for balance transfers and 0% for 12 months for purchases. No annual fee. Balance transfer fee is 5% ($10 minimum, no maximum). Cardholder benefits are average compared to other platinum cards and include auto rental insurance, fraud protection services, and retail protection insurance. (Not designed for applicants with average or poor credit).

2. Capital One® Platinum Prestige

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Interest Rate:	11.90% Variable*
Intro Rate:	0% APR on Purchases and Balance Transfers Until July 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases and balance transfers until July 2011. See terms and conditions for complete details.

Our Opinion: Created for those with excellent credit. No annual fee, low interest rate, and 0% APR on purchases and balance transfers. Benefits include warranties for purchases, auto rental insurance, and roadside assistance and travel accident insurance. No fee for international transactions. Good option for those who are transferring a balance from a higher rate. Click "Apply Now" to apply online or call 877-834-4206.

3. Capital One® Platinum - Good Credit

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Interest Rate:	14.9% Variable*
Intro Rate:	0% on Purchases and Balance Transfers Until July 2011
Grace Period:	25 Days
Credit Limit:	N/A
Annual Fee:	None

Special Offers: A 0% introductory rate is available on purchases until July 2011. See terms and conditions for complete details.

Our Opinion: Created for those with above average credit. Reasonable interest rate. Benefits include extended warranties for purchases. Does not charge an international transaction fee. Click "Apply Now" to apply online or call 877-834-4206.

4. Citi® Diamond Preferred® Rewards Card

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Interest Rate:	12.99% - 20.99%* (Variable)*
Intro Rate:	0% Intro APR for 12 Months*
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0% Intro APR on for 12 months* on Purchases and Balance Transfers

Our Opinion: Created for those with good credit who want a rewards card. Earn 5 points per $1 spent on purchases made at drugstores, gas stations, and supermarkets for first 12 months of membership, then 1 point per $1 spent. 1 point per $1 spent on all other purchases. Earn up to 75,000 points per year. Redeem 6,000 bonus points for a $50 gift card if you spend $300 on the card within the first three months of the account. The balance transfer fee is 5%, $10 min. Standard benefits include a price protection program and $0 liability on unauthorized purchases.

5. Bryant State Bank MasterCard

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Interest Rate:	11.25%*
Intro Rate:	3.25% APR for 6 Months on Balance Transfers
Grace Period:	25 Days
Credit Limit:	n/app
Annual Fee:	$20

Special Offers: 3.25% introductory APR for 6 months on Balance Transfers, after that your APR will be 11.25%. This APR will vary with the market based on the Prime Rate.

Our Opinion: This is a credit card for people with fair or good credit. There is no fee for balance transfers, but the intro rate is 3.25% for 6 months. The APR for purchases and cash advances is 11.25%.

6. BuyRIGHT Pre-Paid MasterCard®

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	up to $2,500
Annual Fee:	None

Our Opinion: Requires first load of $20. There is no fee to load the card with direct depost. You will pay a fee with other types of funding. Fees include: $29.95 set-up fee, choose betwee a $7.95 monthly fee or $1 per transaction fee (choose the monthly fee if you make over 8 transactions each month). They also offer a free BuyRight Membership. This gives you access to a pre-approved $5,000 line of credit that you can only use on purchases at the BuyRIGHT Marketplace; this is not connected to the BuyRIGHT prepaid card. The BuyRIGHT awards program offers 1 point per $1 on purchases. Earn unlimited points; points do not expire.

7. PremierRewards® MasterCard® Credit Card

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Interest Rate:	19.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The PremierRewards® MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with access to a fixed interest rate, a rewards program, and platinum cardholder services. This credit card does not have an annual fee and does not have an introductory rate. Cardholders, however, will benefit from the fixed AIRs for all transactions. This card comes with a rewards program where cardholders can earn 1% back from all their purchases. All rebates are credited as a statement credit once a year. Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.

8. Best Western MasterCard® Credit Card

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Interest Rate:	19.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Best Western MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents with a clear, but established credit history. In the rewards program that comes with this card, cardholders can earn Best Western Rewards points which can be used at Best Western locations internationally. The standard earning rate is 1.5 Best Western Rewards points for every $1 spent on purchases. Cardholders will also be awarded 5,000 bonus points after making a first purchase with the card and an additional 50 Best Western Rewards points for every cash advance transaction occurrence that is over $50. Cardholders will have access to 24-hour customer service assistance and access to their account at anytime. Purchases, balance transfers, and cash advances all have fixed AIRs and there is no introductory offer available on transactions. Those who do not meet the qualifications for the Best Western MasterCard® Credit Card may be considered for the preferred card, which varies in the terms of benefits and credit limits.

9. Vision Silver(SM) Prepaid MasterCard®

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	up to $1,000
Annual Fee:	None

Our Opinion: The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or an unsecured credit card. Applicants will not have to go through a credit check because approval is guaranteed. With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors. As with most prepaid cards, this card has several fees associated with usage*. To start, cardholders will be charged an activation fee of $9.95. Every month thereafter, they will be charged $3.95 monthly. For the first year, cardholders can expect to pay $57.35 for these two fees combined. There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory. Additional fees apply with ATM usage, PIN transactions, and cash advances. Please review the issuer's website for further details on all fees. While this card may come with many fees, it also has a number of free features available to all cardholders. These free features include unlimited signature transactions, online access to statements, e-mail and text message alerts, and automated customer service. The Vision Silver(SM) Prepaid MasterCard® is a good option for people who want to make electronic transactions but who don't want, or can't get, a traditional credit card. *See terms and conditions for complete details.

10. AccountNow® Prepaid MasterCard®

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	up to $10,000
Annual Fee:	None

Our Opinion: The AccountNow® Prepaid MasterCard®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card. Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®. It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees. It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven transactions each month) and access to a free credit builder service, which reports bill payment information to a national credit reporting agency. Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying upfront fees, and would like the opportunity to participate in the credit builder service will find the AccountNow® Prepaid MasterCard®, to be a beneficial option. This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan). AccountNow Prepaid MasterCard is issued by MetaBank pursuant to license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. iAdvance is an open end line of credit offered by MetaBank, a federally chartered savings association located in Sioux Falls, S.D. certain fees and eligibility requirements apply. Consult the iAdvance Terms and Conditions for further details. *Subject to ID verification. Cardholders must complete a separate application for iAdvance Line of Credit. Certain fees and eligibility requirements apply.

11. Sony Card MasterCard® Credit Card

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Interest Rate:	19.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Sony Card MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents with an established Canadian credit file that is free of bankruptcies or serious delinquencies. This card has a rewards program designed especially for gadget lovers, as every purchase earns points toward purchases at SonyStyle.ca. Plus, the first qualifying transaction made with the Sony Card MasterCard® Credit Card garners cardholders a bonus of 2,000 Sony Points. Each time cardholders purchase Sony products from SonyStyle.ca or the Sony Store/Maison Sony, cardholders receive double points. Points accrue for all other purchases at one point per dollar spent. Cardholders will be able to redeem their points for Sony products including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media, and more. All purchases, balance transfers, and cash advances made with the Sony Card MasterCard® Credit Card have fixed AIRs. There is no introductory offer available. Those who do not meet the qualifications for the Sony Card MasterCard® Credit Card may be considered for the preferred card, which varies in the terms of benefits and credit limits.

12. Pharmaprix MasterCard®

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Interest Rate:	19.99%*
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	21 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Pharmaprix MasterCard®, issued by MBNA Canada, is a rewards credit card available to residents of Quebec. It's easy to rack up points using this rewards card. Earn 25 points for every $1 you spend at Pharmaprix, and earn 5 points for every $1 you spend anywhere else. You will also receive a bonus 15,000 points after your first purchase. There is no limit to the number of points you can earn. When you become a Pharmaprix MasterCard® cardholder, you gain free membership into the Pharmaprix Optimum Program®. Cardholders can redeem their points to receive instant savings of up to 100% on almost any item at Pharmaprix stores. For example, after earning 7,000 points, you can save $10 on your next Pharmaprix purchase. In addition to the rewards program, the Pharmaprix MasterCard® offers several other benefits, including a 1.99% APR on cheque cash advances and balance transfers for the first 6 months. Cardholders enjoy free and secure online access to their credit card accounts, allowing them to access statements, view transactions in real time and add authorized users, among other things. With the Pharmaprix MasterCard®, cardholders have access to unparalleled 24-hour customer service. The card offers purchase protection, which protects credit card purchases against damage or theft for up to 90 days. This card also offers around-the-clock fraud protection.

13. YAP™ MasterCard Prepaid Card

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Interest Rate:	n/app*
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	n/a
Annual Fee:	None

Our Opinion: Enroll in YAP today and get a free YAP™ MasterCard Prepaid Card that allows you to access your money from anywhere at anytime. You can use your prepaid debit card anywhere MasterCard is accepted, and you can even send money within the U.S. from your mobile phone. There are no activation charges, no overdraft fees, no credit checks, and no bank account is required, plus your funds are fully FDIC-insured. Just load at least $500 per month onto your YAP Card to get YAP Service for free. If you load less than $500 a month, there is a monthly fee of $5. The YAP™ MasterCard Prepaid Card is safer than cash, and you can access cash at ATMs worldwide or make instant money transfers from your mobile phone. There are many easy and convenient ways to reload your card, and loading your account through direct deposit is free. You can also transfer money from your bank account or at thousands of retail reload locations. You can manage your account online, or manage YAP features using your mobile phone. Access your money with the YAP™ MasterCard Prepaid Card, and experience the power of mobile payments with YAP.

14. Platinum Plus® MasterCard® Credit Card - 1.99 for 10

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Interest Rate:	17.99%**
Intro Rate:	Please refer to online application legal disclosures.
Grace Period:	n/a
Credit Limit:	n/a
Annual Fee:	None

Special Offers: n/a

Our Opinion: The Platinum Plus® MasterCard® Credit Card - 1.99 for 10, issued by MBNA Canada, is available to Canadian residents and provides cardholders with fixed interest rates and common platinum cardholder services. There is no annual fee for this credit card program and cardholders will benefit from the low introductory AIR for the first six months on balance transfers and cheque cash advances. Some applicants may even qualify for credit limits upwards of $100,000. The average interest rate (AIR) is fixed for purchases, balance transfers, and cash advances. There is no annual fee. The low introductory rate is available for six months, and applies to balance transfers and cash advance cheques. Cardholders can also take advantage of the platinum benefits that come with the card, which include fraud protection, emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.

15. Chase Freedom℠

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Interest Rate:	12.99% - 22.99% (V) *
Intro Rate:	0% APR for up to 6 Months on Purchases*
Grace Period:	20 Days (Min.)
Credit Limit:	n/app
Annual Fee:	None

Special Offers: 0% APR for 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99% to 22.99%, based on your creditworthiness. 0% APR for 6 Months on Purchases.

Our Opinion: Created for those with excellent credit who want a cash rewards card. Standard rebates, earn 1% per $1 spent. Earn 5% cash back in rotating categories such as home improvement, gas, utilities, dining, and department stores. Earn more cash back of you shop at select merchants online through Chase. Earn unlimited rewards; cash rebates do not expire. Limited cardholder benefits. Length of intro period is determined by your application and credit history.